Alior Bank Past Earnings Performance

Past criteria checks 5/6

Alior Bank has been growing earnings at an average annual rate of 56.7%, while the Banks industry saw earnings growing at 24.8% annually. Revenues have been growing at an average rate of 21.6% per year. Alior Bank's return on equity is 22.4%, and it has net margins of 42.6%.

Key information

56.7%

Earnings growth rate

56.7%

EPS growth rate

Banks Industry Growth9.9%
Revenue growth rate21.6%
Return on equity22.4%
Net Margin42.6%
Next Earnings Update04 Mar 2025

Recent past performance updates

Recent updates

If EPS Growth Is Important To You, Alior Bank (WSE:ALR) Presents An Opportunity

Apr 05
If EPS Growth Is Important To You, Alior Bank (WSE:ALR) Presents An Opportunity

Is Now The Time To Put Alior Bank (WSE:ALR) On Your Watchlist?

May 23
Is Now The Time To Put Alior Bank (WSE:ALR) On Your Watchlist?

Should You Be Adding Alior Bank (WSE:ALR) To Your Watchlist Today?

Oct 31
Should You Be Adding Alior Bank (WSE:ALR) To Your Watchlist Today?

What Type Of Returns Would Alior Bank's(WSE:ALR) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Jan 27
What Type Of Returns Would Alior Bank's(WSE:ALR) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Revenue & Expenses Breakdown

How Alior Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

WSE:ALR Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,6682,4172,0920
30 Jun 245,5042,3222,0680
31 Mar 245,3142,2422,0170
31 Dec 235,0072,0301,9770
30 Sep 234,6071,8041,8540
30 Jun 233,8521,1701,8630
31 Mar 233,6128801,9910
31 Dec 223,4146831,9800
30 Sep 223,1054224070
30 Jun 223,2676353430
31 Mar 222,9255431300
31 Dec 212,692482560
30 Sep 212,7544911,1160
30 Jun 212,691431-200
31 Mar 211,940-275-50
31 Dec 201,946-311590
30 Sep 201,838-407-1,0630
30 Jun 201,864-355570
31 Mar 202,491218490
31 Dec 192,587248860
30 Sep 192,6014181,6560
30 Jun 192,6804521,7040
31 Mar 192,9386621,7390
31 Dec 182,9087131,6800
30 Sep 182,9116621,7240
30 Jun 182,9146641,7230
31 Mar 182,8435641,7970
31 Dec 172,7694711,8420
30 Sep 172,6566661,9160
30 Jun 172,3945751,8050
31 Mar 172,1455571,5890
31 Dec 161,9045751,3670
30 Sep 161,6742881,1790
30 Jun 161,6002931,1510
31 Mar 161,5262991,1270
31 Dec 151,4953101,1080
30 Sep 151,4563711,0110
30 Jun 151,4023509840
31 Mar 151,4093469410
31 Dec 141,3303238630
30 Sep 141,2882808570
30 Jun 141,2302518200
31 Mar 141,1662528040
31 Dec 131,1172287980

Quality Earnings: ALR has high quality earnings.

Growing Profit Margin: ALR's current net profit margins (42.6%) are higher than last year (39.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ALR's earnings have grown significantly by 56.7% per year over the past 5 years.

Accelerating Growth: ALR's earnings growth over the past year (34%) is below its 5-year average (56.7% per year).

Earnings vs Industry: ALR earnings growth over the past year (34%) exceeded the Banks industry 9.1%.


Return on Equity

High ROE: ALR's Return on Equity (22.4%) is considered high.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 07:20
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Alior Bank S.A. is covered by 19 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dariusz GorskiBanco Santander
Ivan BokhmatBarclays
Kamil KliszczBiuro maklerskie mBanku