Alior Bank Balance Sheet Health
Financial Health criteria checks 4/6
Alior Bank has total assets of PLN91.4B and total equity of PLN9.8B. Total deposits are PLN75.0B, and total loans are PLN62.6B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 7.3% of total loans. Cash and short-term investments are PLN2.5B.
Key information
9.3x
Asset to equity ratio
5.9%
Net interest margin
| Total deposits | zł75.00b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 7.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł2.45b |
Recent financial health updates
No updates
Recent updates
If EPS Growth Is Important To You, Alior Bank (WSE:ALR) Presents An Opportunity
Apr 05
Is Now The Time To Put Alior Bank (WSE:ALR) On Your Watchlist?
May 23Should You Be Adding Alior Bank (WSE:ALR) To Your Watchlist Today?
Oct 31What Type Of Returns Would Alior Bank's(WSE:ALR) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Jan 27What Is The Ownership Structure Like For Alior Bank S.A. (WSE:ALR)?
Dec 06
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALR's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: ALR has a low allowance for bad loans (77%).
Low Risk Liabilities: 92% of ALR's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALR has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: ALR's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: ALR has a high level of bad loans (7.3%).