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First Punjab Modaraba KASE:FPJM Stock Report

Last Price

PK₨3.02

Market Cap

PK₨102.7m

7D

-8.8%

1Y

39.8%

Updated

21 Dec, 2024

Data

Company Financials

First Punjab Modaraba

KASE:FPJM Stock Report

Market Cap: PK₨102.7m

FPJM Stock Overview

Provides Islamic financial services to consumers, SMEs, and corporate sectors in Pakistan. More details

FPJM fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

Risk Analysis

Does not have a meaningful market cap (PKR103M)

Earnings have declined by 36.9% per year over past 5 years

Highly volatile share price over the past 3 months compared to the PK market

Does not have meaningful revenue (PKR397M)


My Notes

Capture your thoughts, links and company narrative

First Punjab Modaraba Competitors

Grays Leasing

KASE:GRYL

PK₨132.4m

First Paramount Modaraba

KASE:FPRM

PK₨107.7m

First Habib Modaraba

KASE:FHAM

PK₨2.0b

Trust Modaraba

KASE:TRSM

PK₨112.9m

Price History & Performance

Summary of share price highs, lows and changes for First Punjab Modaraba
Historical stock prices
Current Share PricePK₨3.02
52 Week HighPK₨3.99
52 Week LowPK₨1.30
Beta0.22
1 Month Change24.28%
3 Month Change12.69%
1 Year Change39.81%
3 Year Change31.30%
5 Year Change18.43%
Change since IPO-75.55%

Recent News & Updates

Recent updates

Shareholder Returns

FPJMPK Consumer FinancePK Market
7D-8.8%8.2%-4.6%
1Y39.8%53.7%54.3%

Return vs Industry: FPJM underperformed the PK Consumer Finance industry which returned 53.7% over the past year.

Return vs Market: FPJM underperformed the PK Market which returned 54.3% over the past year.

Price Volatility

Is FPJM's price volatile compared to industry and market?
FPJM volatility
FPJM Average Weekly Movement11.4%
Consumer Finance Industry Average Movement5.2%
Market Average Movement7.1%
10% most volatile stocks in PK Market10.1%
10% least volatile stocks in PK Market4.8%

Stable Share Price: FPJM's share price has been volatile over the past 3 months compared to the PK market.

Volatility Over Time: FPJM's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of PK stocks.

About the Company

FoundedEmployeesCEOWebsite
199239Mudassar Palpunjabmodaraba.com.pk

First Punjab Modaraba provides Islamic financial services to consumers, SMEs, and corporate sectors in Pakistan. The company offers Diminishing Musharikah, Morabaha, Ijara, and Al-Bayt housing and financing services. It also engages in equity investment and other related businesses, as well as vehicle financing services.

First Punjab Modaraba Fundamentals Summary

How do First Punjab Modaraba's earnings and revenue compare to its market cap?
FPJM fundamental statistics
Market capPK₨102.74m
Earnings (TTM)-PK₨52.54m
Revenue (TTM)PK₨397.11m

0.3x

P/S Ratio

-2.0x

P/E Ratio

Is FPJM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FPJM income statement (TTM)
RevenuePK₨397.11m
Cost of RevenuePK₨5.44m
Gross ProfitPK₨391.66m
Other ExpensesPK₨444.20m
Earnings-PK₨52.54m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-1.54
Gross Margin98.63%
Net Profit Margin-13.23%
Debt/Equity Ratio372.8%

How did FPJM perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 12:40
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Punjab Modaraba is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution