First Punjab Modaraba

KASE:FPJM Stock Report

Market Cap: PK₨104.1m

First Punjab Modaraba Past Earnings Performance

Past criteria checks 0/6

First Punjab Modaraba's earnings have been declining at an average annual rate of -36.9%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 14% per year.

Key information

-36.9%

Earnings growth rate

-37.3%

EPS growth rate

Consumer Finance Industry Growth9.5%
Revenue growth rate14.0%
Return on equity-13.2%
Net Margin-13.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Punjab Modaraba makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:FPJM Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24397-53820
30 Jun 24370-86790
31 Mar 24347-110690
31 Dec 23310-112620
30 Sep 23262-114620
30 Jun 23264-86710
31 Mar 23235-100830
31 Dec 22212-90850
30 Sep 22138-29200
30 Jun 22102-23120
31 Mar 2294880
31 Dec 21853140
30 Sep 2118220620
30 Jun 2117315460
31 Mar 21151-38550
31 Dec 20164-54510
30 Sep 20200-48500
30 Jun 20209-56490
31 Mar 20233-14530
31 Dec 19243-2530
30 Sep 19209-7640
30 Jun 191997530
31 Mar 1915220810
31 Dec 1813922690
30 Sep 1814327470
30 Jun 1814322470
31 Mar 181781630
31 Dec 171781430
30 Sep 171721530
30 Jun 171671730
31 Mar 171632820
31 Dec 161473110
30 Sep 161422520
30 Jun 161382820
31 Mar 16136240
31 Dec 15162450
30 Sep 151709640
30 Jun 151979540
31 Mar 1521414930
31 Dec 1422716030
30 Sep 142669130
30 Jun 142727430
31 Mar 142911000
31 Dec 13298-3900

Quality Earnings: FPJM is currently unprofitable.

Growing Profit Margin: FPJM is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FPJM is unprofitable, and losses have increased over the past 5 years at a rate of 36.9% per year.

Accelerating Growth: Unable to compare FPJM's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: FPJM is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (12.4%).

Return on Equity

High ROE: FPJM has a negative Return on Equity (-13.19%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 11:57
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Punjab Modaraba is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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