JS Bank Valuation

Is JSBL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of JSBL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate JSBL's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate JSBL's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for JSBL?

Key metric: As JSBL is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for JSBL. This is calculated by dividing JSBL's market cap by their current earnings.
What is JSBL's PE Ratio?
PE Ratio1.4x
EarningsPK₨12.84b
Market CapPK₨18.37b

Price to Earnings Ratio vs Peers

How does JSBL's PE Ratio compare to its peers?

The above table shows the PE ratio for JSBL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average2.7x
BIPL BankIslami Pakistan
2.1xn/aPK₨25.5b
BOK Bank of Khyber
4.5xn/aPK₨16.2b
SNBL Soneri Bank
2.5xn/aPK₨16.6b
BOP Bank of Punjab
1.7xn/aPK₨22.1b
JSBL JS Bank
1.4xn/aPK₨18.4b

Price-To-Earnings vs Peers: JSBL is good value based on its Price-To-Earnings Ratio (1.4x) compared to the peer average (2.7x).


Price to Earnings Ratio vs Industry

How does JSBL's PE Ratio compare vs other companies in the Asian Banks Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.8.5x7.3%
JSBL JS Bank
1.4xn/aUS$66.16m
JSBL 1.4xIndustry Avg. 8.5xNo. of Companies79PE0612182430+
3 CompaniesEstimated GrowthMarket Cap
Industry Avg.8.5x7.3%
JSBL JS Bank
1.4xn/aUS$66.16m
No more companies

Price-To-Earnings vs Industry: JSBL is good value based on its Price-To-Earnings Ratio (1.4x) compared to the Asian Banks industry average (8.5x).


Price to Earnings Ratio vs Fair Ratio

What is JSBL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JSBL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio1.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate JSBL's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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