JS Bank Past Earnings Performance
Past criteria checks 4/6
JS Bank has been growing earnings at an average annual rate of 69.3%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 40% per year. JS Bank's return on equity is 21.7%, and it has net margins of 15.4%.
Key information
69.3%
Earnings growth rate
62.6%
EPS growth rate
| Banks Industry Growth | 20.1% |
| Revenue growth rate | 40.0% |
| Return on equity | 21.7% |
| Net Margin | 15.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How JS Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 83,219 | 12,837 | 3,650 | 0 |
| 30 Jun 24 | 74,580 | 15,793 | 3,580 | 0 |
| 31 Mar 24 | 60,084 | 11,962 | 3,181 | 0 |
| 31 Dec 23 | 45,931 | 9,449 | 2,857 | 0 |
| 30 Sep 23 | 29,786 | 6,868 | 2,216 | 0 |
| 30 Jun 23 | 24,680 | 2,106 | 2,157 | 0 |
| 31 Mar 23 | 22,383 | 1,376 | 2,253 | 0 |
| 31 Dec 22 | 20,248 | 1,082 | 1,233 | 0 |
| 30 Sep 22 | 18,788 | 1,116 | 1,015 | 0 |
| 30 Jun 22 | 17,613 | 1,055 | 1,016 | 0 |
| 31 Mar 22 | 16,579 | 1,277 | 433 | 0 |
| 31 Dec 21 | 16,104 | 1,195 | 454 | 0 |
| 30 Sep 21 | 16,726 | 1,031 | 494 | 0 |
| 30 Jun 21 | 16,261 | 1,036 | 482 | 0 |
| 31 Mar 21 | 16,660 | 1,214 | 475 | 0 |
| 31 Dec 20 | 16,325 | 1,110 | 508 | 0 |
| 30 Sep 20 | 16,082 | 1,590 | 415 | 0 |
| 30 Jun 20 | 14,780 | 1,052 | 500 | 0 |
| 31 Mar 20 | 12,751 | 136 | 467 | 0 |
| 31 Dec 19 | 11,751 | -269 | 272 | 0 |
| 30 Sep 19 | 10,042 | -923 | -2,601 | 0 |
| 30 Jun 19 | 10,327 | -644 | 88 | 0 |
| 31 Mar 19 | 11,216 | 236 | -2,581 | 0 |
| 31 Dec 18 | 11,873 | 435 | 230 | 0 |
| 30 Sep 18 | 12,978 | 1,149 | 5,620 | 0 |
| 30 Jun 18 | 12,733 | 1,199 | 5,284 | 0 |
| 31 Mar 18 | 11,857 | 905 | 9,852 | 0 |
| 31 Dec 17 | 11,123 | 847 | 9,217 | 0 |
| 30 Sep 17 | 11,711 | 1,411 | 8,242 | 0 |
| 30 Jun 17 | 11,319 | 1,688 | 7,421 | 0 |
| 31 Mar 17 | 11,676 | 1,997 | 7,401 | 0 |
| 31 Dec 16 | 11,478 | 2,149 | 6,966 | 0 |
| 30 Sep 16 | 10,302 | 2,007 | 6,225 | 0 |
| 30 Jun 16 | 10,337 | 2,158 | 5,995 | 0 |
| 31 Mar 16 | 9,877 | 2,154 | 5,544 | 0 |
| 31 Dec 15 | 9,363 | 2,096 | 5,112 | 0 |
| 30 Sep 15 | 9,238 | 1,873 | 5,097 | 0 |
| 30 Jun 15 | 8,590 | 1,596 | 4,842 | 0 |
| 31 Mar 15 | 7,866 | 1,479 | 4,372 | 0 |
| 31 Dec 14 | 7,225 | 1,446 | 4,072 | 0 |
| 30 Sep 14 | 5,536 | 719 | 4,105 | 0 |
| 30 Jun 14 | 5,507 | 759 | 3,738 | 0 |
| 31 Mar 14 | 5,245 | 668 | 3,433 | 0 |
| 31 Dec 13 | 4,790 | 474 | 3,202 | 0 |
Quality Earnings: JSBL has high quality earnings.
Growing Profit Margin: JSBL's current net profit margins (15.4%) are lower than last year (23.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JSBL has become profitable over the past 5 years, growing earnings by 69.3% per year.
Accelerating Growth: JSBL's earnings growth over the past year (86.9%) exceeds its 5-year average (69.3% per year).
Earnings vs Industry: JSBL earnings growth over the past year (86.9%) exceeded the Banks industry 30.1%.
Return on Equity
High ROE: Whilst JSBL's Return on Equity (21.75%) is high, this metric is skewed due to their high level of debt.