JS Bank Balance Sheet Health
Financial Health criteria checks 4/6
JS Bank has total assets of PKR1,328.0B and total equity of PKR67.1B. Total deposits are PKR1,106.6B, and total loans are PKR398.2B.
Key information
19.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨1.11t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | PK₨139.12b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JSBL's Assets to Equity ratio (19.8x) is moderate.
Allowance for Bad Loans: JSBL has a low allowance for bad loans (91%).
Low Risk Liabilities: 88% of JSBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: JSBL has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: JSBL's Loans to Deposits ratio (36%) is appropriate.
Level of Bad Loans: JSBL has a high level of bad loans (9.3%).