JS Bank Balance Sheet Health
Financial Health criteria checks 4/6
JS Bank has total assets of PKR1,330.2B and total equity of PKR74.2B. Total deposits are PKR1,069.4B, and total loans are PKR477.1B.
Key information
17.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨1.07t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | PK₨103.00b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JSBL's Assets to Equity ratio (17.9x) is moderate.
Allowance for Bad Loans: JSBL has a low allowance for bad loans (85%).
Low Risk Liabilities: 85% of JSBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: JSBL has an appropriate level of Loans to Assets ratio (36%).
Low Risk Deposits: JSBL's Loans to Deposits ratio (45%) is appropriate.
Level of Bad Loans: JSBL has a high level of bad loans (9%).