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JSBL logo

JS Bank KASE:JSBL Stock Report

Last Price

PK₨8.59

Market Cap

PK₨17.6b

7D

-0.1%

1Y

-7.7%

Updated

29 May, 2025

Data

Company Financials

JSBL Stock Overview

Provides commercial banking and related services to individuals and businesses in Pakistan and Bahrain. More details

JSBL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends0/6

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JS Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for JS Bank
Historical stock prices
Current Share PricePK₨8.59
52 Week HighPK₨13.05
52 Week LowPK₨7.00
Beta0.57
1 Month Change3.00%
3 Month Change-7.03%
1 Year Change-7.73%
3 Year Change109.51%
5 Year Change80.46%
Change since IPO-51.88%

Recent News & Updates

Recent updates

Shareholder Returns

JSBLPK BanksPK Market
7D-0.1%-0.7%-0.8%
1Y-7.7%30.9%39.6%

Return vs Industry: JSBL underperformed the PK Banks industry which returned 30.9% over the past year.

Return vs Market: JSBL underperformed the PK Market which returned 39.6% over the past year.

Price Volatility

Is JSBL's price volatile compared to industry and market?
JSBL volatility
JSBL Average Weekly Movement6.2%
Banks Industry Average Movement5.4%
Market Average Movement7.0%
10% most volatile stocks in PK Market10.0%
10% least volatile stocks in PK Market4.5%

Stable Share Price: JSBL has not had significant price volatility in the past 3 months compared to the PK market.

Volatility Over Time: JSBL's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20069,119Basir Shamsiewww.jsbl.com

JS Bank Limited provides commercial banking and related services to individuals and businesses in Pakistan and Bahrain. It operates through Retail Banking; Corporate/Commercial Banking; Treasury; Investment, International and Institutional Banking; and Zindigi segments. The company offers deposit products, including current, banking, savings, and exclusive accounts; foreign currency accounts; debit and credit cards; wealth management; mutual funds; bancassurance; life insurance; personal and term loans; revolving facility; and home, auto finance, gold, and solar finance products.

JS Bank Limited Fundamentals Summary

How do JS Bank's earnings and revenue compare to its market cap?
JSBL fundamental statistics
Market capPK₨17.62b
Earnings (TTM)PK₨9.33b
Revenue (TTM)PK₨84.10b
1.9x
P/E Ratio
0.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JSBL income statement (TTM)
RevenuePK₨84.10b
Cost of RevenuePK₨83.47m
Gross ProfitPK₨84.02b
Other ExpensesPK₨74.69b
EarningsPK₨9.33b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)4.55
Gross Margin99.90%
Net Profit Margin11.09%
Debt/Equity Ratio202.2%

How did JSBL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/29 22:47
End of Day Share Price 2025/05/29 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

JS Bank Limited is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ujala AdnanElixir Securities Pakistan (Pvt) Ltd.
Shumaila BadarIsmail Iqbal Securities (Pvt.) Ltd.