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Smartpay Holdings (SPY) Stock Overview
Operates as a merchant service provider in New Zealand and Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for SPY from our risk checks.
SPY Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
Smartpay Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NZ$1.20 |
| 52 Week High | NZ$1.20 |
| 52 Week Low | NZ$0.43 |
| Beta | 1.19 |
| 1 Month Change | 2.14% |
| 3 Month Change | 4.82% |
| 1 Year Change | 64.83% |
| 3 Year Change | 35.80% |
| 5 Year Change | 86.72% |
| Change since IPO | -19.26% |
Recent News & Updates
Recent updates
Shareholder Returns
| SPY | NZ Diversified Financial | NZ Market | |
|---|---|---|---|
| 7D | 0% | 0.8% | -0.05% |
| 1Y | 64.8% | 18.7% | 3.5% |
Return vs Industry: SPY exceeded the NZ Diversified Financial industry which returned 14.5% over the past year.
Return vs Market: SPY exceeded the NZ Market which returned 6.3% over the past year.
Price Volatility
| SPY volatility | |
|---|---|
| SPY Average Weekly Movement | 1.5% |
| Diversified Financial Industry Average Movement | 5.9% |
| Market Average Movement | 4.1% |
| 10% most volatile stocks in NZ Market | 8.4% |
| 10% least volatile stocks in NZ Market | 2.8% |
Stable Share Price: SPY has not had significant price volatility in the past 3 months compared to the NZ market.
Volatility Over Time: SPY's weekly volatility has decreased from 8% to 1% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1986 | 231 | Marty Pomeroy | www.smartpay.co.nz |
Smartpay Holdings Limited operates as a merchant service provider in New Zealand and Australia. The company provides payment solutions; and transaction and support services. It also sells Eftpos terminals machines; and offers hardware, software, and maintenance and repairs services.
Smartpay Holdings Limited Fundamentals Summary
| SPY fundamental statistics | |
|---|---|
| Market cap | NZ$289.12m |
| Earnings (TTM) | -NZ$723.00k |
| Revenue (TTM) | NZ$104.72m |
Is SPY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPY income statement (TTM) | |
|---|---|
| Revenue | NZ$104.72m |
| Cost of Revenue | NZ$79.65m |
| Gross Profit | NZ$25.07m |
| Other Expenses | NZ$25.80m |
| Earnings | -NZ$723.00k |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
Nov 24, 2025
| Earnings per share (EPS) | -0.003 |
| Gross Margin | 23.94% |
| Net Profit Margin | -0.69% |
| Debt/Equity Ratio | 28.7% |
How did SPY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/05 21:44 |
| End of Day Share Price | 2025/10/29 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Smartpay Holdings Limited is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Owen Humphries | Canaccord Genuity |
| James Bisinella | Shaw and Partners Limited |
| Jack Daley | Shaw and Partners Limited |