Smartpay Holdings (SPY) Stock Overview
Operates as a merchant service provider in New Zealand and Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
SPY Community Fair Values
Create NarrativeSee what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.
Smartpay Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NZ$1.13 |
| 52 Week High | NZ$1.34 |
| 52 Week Low | NZ$0.43 |
| Beta | 1.07 |
| 1 Month Change | 11.88% |
| 3 Month Change | 52.70% |
| 1 Year Change | -9.96% |
| 3 Year Change | 63.77% |
| 5 Year Change | 61.43% |
| Change since IPO | -23.65% |
Recent News & Updates
Recent updates
Optimistic Investors Push Smartpay Holdings Limited (NZSE:SPY) Shares Up 26% But Growth Is Lacking
Mar 04
Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio
Oct 17Some Shareholders Feeling Restless Over Smartpay Holdings Limited's (NZSE:SPY) P/E Ratio
Aug 22We Think Shareholders Will Probably Be Generous With Smartpay Holdings Limited's (NZSE:SPY) CEO Compensation
Jul 05Should You Be Adding Smartpay Holdings (NZSE:SPY) To Your Watchlist Today?
Oct 20Does Smartpay Holdings (NZSE:SPY) Deserve A Spot On Your Watchlist?
Jun 02We Think That There Are Issues Underlying Smartpay Holdings' (NZSE:SPY) Earnings
Jun 06Smartpay Holdings (NZSE:SPY) Is Carrying A Fair Bit Of Debt
May 30Have Insiders Been Buying Smartpay Holdings Limited (NZSE:SPY) Shares?
Mar 21Is Smartpay Holdings Limited's (NZSE:SPY) Shareholder Ownership Skewed Towards Insiders?
Feb 22We Think Smartpay Holdings (NZSE:SPY) Can Stay On Top Of Its Debt
Jan 21Smartpay Holdings' (NZSE:SPY) Wonderful 462% Share Price Increase Shows How Capitalism Can Build Wealth
Dec 26
Bradley Gerdis Is The Executive Officer of Smartpay Holdings Limited (NZSE:SPY) And They Just Picked Up 1.1% More Shares
Nov 30What Type Of Shareholders Own The Most Number of Smartpay Holdings Limited (NZSE:SPY) Shares?
Nov 23Shareholder Returns
| SPY | NZ Diversified Financial | NZ Market | |
|---|---|---|---|
| 7D | 1.8% | 1.5% | 1.5% |
| 1Y | -10.0% | 13.8% | 6.2% |
Return vs Industry: SPY underperformed the NZ Diversified Financial industry which returned 13.8% over the past year.
Return vs Market: SPY underperformed the NZ Market which returned 6.2% over the past year.
Price Volatility
| SPY volatility | |
|---|---|
| SPY Average Weekly Movement | 7.7% |
| Diversified Financial Industry Average Movement | 7.5% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in NZ Market | 8.5% |
| 10% least volatile stocks in NZ Market | 3.0% |
Stable Share Price: SPY's share price has been volatile over the past 3 months compared to the NZ market.
Volatility Over Time: SPY's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of NZ stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1986 | 231 | Marty Pomeroy | www.smartpay.co.nz |
Smartpay Holdings Limited operates as a merchant service provider in New Zealand and Australia. It provides Eftpos machines; and offers hardware, software, and maintenance and repairs, and support services. It serves retail, trade, hair and beauty, hospitality, charities and schools, automotives, and tourism industries.
Smartpay Holdings Limited Fundamentals Summary
| SPY fundamental statistics | |
|---|---|
| Market cap | NZ$274.61m |
| Earnings (TTM) | -NZ$723.00k |
| Revenue (TTM) | NZ$104.72m |
Is SPY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPY income statement (TTM) | |
|---|---|
| Revenue | NZ$104.72m |
| Cost of Revenue | NZ$79.65m |
| Gross Profit | NZ$25.07m |
| Other Expenses | NZ$25.80m |
| Earnings | -NZ$723.00k |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.003 |
| Gross Margin | 23.94% |
| Net Profit Margin | -0.69% |
| Debt/Equity Ratio | 28.7% |
How did SPY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/07 16:14 |
| End of Day Share Price | 2025/07/07 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Smartpay Holdings Limited is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Russell Wright | Barclay Pearce Capital Pty Limited |
| Hayden Nicholson | Bell Potter |
| Owen Humphries | Canaccord Genuity |