SpareBank 1 Østlandet Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 Østlandet has total assets of NOK186.0B and total equity of NOK22.5B. Total deposits are NOK114.2B, and total loans are NOK140.5B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are NOK2.5B.
Key information
8.3x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | NOK 114.16b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | NOK 2.51b |
Recent financial health updates
No updates
Recent updates
Here's Why SpareBank 1 Østlandet (OB:SPOL) Has Caught The Eye Of Investors
Aug 06Here's Why We Think SpareBank 1 Østlandet (OB:SPOL) Is Well Worth Watching
Apr 27Do SpareBank 1 Østlandet's (OB:SPOL) Earnings Warrant Your Attention?
Jan 06Does SpareBank 1 Østlandet (OB:SPOL) Deserve A Spot On Your Watchlist?
Sep 08Most Shareholders Will Probably Agree With SpareBank 1 Østlandet's (OB:SPOL) CEO Compensation
Mar 24If You Like EPS Growth Then Check Out SpareBank 1 Østlandet (OB:SPOL) Before It's Too Late
Apr 29SpareBank 1 Østlandet (OB:SPOL) Just Released Its Yearly Earnings: Here's What Analysts Think
Feb 16Does SpareBank 1 Østlandet (OB:SPOL) Deserve A Spot On Your Watchlist?
Jan 24Here's Why I Think SpareBank 1 Østlandet (OB:SPOL) Might Deserve Your Attention Today
Aug 12Should You Or Shouldn't You: A Dividend Analysis on SpareBank 1 Østlandet (OB:SPOL)
Mar 18Richard Heiberg Is The Chief Executive Officer of SpareBank 1 Østlandet (OB:SPOL) And They Just Picked Up 4.9% More Shares
Feb 17Here's What SpareBank 1 Østlandet's (OB:SPOL) Shareholder Ownership Structure Looks Like
Feb 16SpareBank 1 Østlandet (OB:SPOL) Shareholders Have Enjoyed A 11% Share Price Gain
Jan 19Does SpareBank 1 Østlandet (OB:SPOL) Have A Place In Your Dividend Portfolio?
Dec 18Chief Financial Officer Geir-Egil Bolstad Just Bought 34% More Shares In SpareBank 1 Østlandet (OB:SPOL)
Nov 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPOL's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: SPOL has a low allowance for bad loans (36%).
Low Risk Liabilities: 70% of SPOL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPOL has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: SPOL's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: SPOL has an appropriate level of bad loans (1.5%).