Regional. de Valuation
Is R A undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of R A when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: R A (MX$154.72) is trading below our estimate of fair value (MX$182.24)
Significantly Below Fair Value: R A is trading below fair value, but not by a significant amount.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for R A?
Other financial metrics that can be useful for relative valuation.
| What is R A's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | Mex$50.74b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 0.9x |
Price to Earnings Ratio vs Peers
How does R A's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 14.8x | ||
BBAJIO O Banco del Bajío Institución de Banca Múltiple | 6.7x | -5.0% | Mex$75.2b |
ELEKTRA * Grupo Elektra. de | 33.8x | n/a | Mex$245.1b |
GFINBUR O Grupo Financiero Inbursa. de | 9.8x | 6.7% | Mex$289.4b |
GFNORTE O Grupo Financiero Banorte. de | 9.1x | 8.0% | Mex$486.0b |
R A Regional. de | 8.3x | 9.3% | Mex$50.7b |
Price-To-Earnings vs Peers: R A is good value based on its Price-To-Earnings Ratio (8.3x) compared to the peer average (14.8x).
Price to Earnings Ratio vs Industry
How does R A's PE Ratio compare vs other companies in the South American Banks Industry?
Price-To-Earnings vs Industry: R A is good value based on its Price-To-Earnings Ratio (8.3x) compared to the South American Banks industry average (9.3x).
Price to Earnings Ratio vs Fair Ratio
What is R A's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 8.3x |
| Fair PE Ratio | 8.6x |
Price-To-Earnings vs Fair Ratio: R A is good value based on its Price-To-Earnings Ratio (8.3x) compared to the estimated Fair Price-To-Earnings Ratio (8.6x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | Mex$154.72 | Mex$176.48 +14.1% | 8.1% | Mex$196.80 | Mex$140.00 | n/a | 12 |
| Apr ’25 | Mex$164.13 | Mex$170.47 +3.9% | 9.8% | Mex$196.80 | Mex$140.00 | n/a | 13 |
| Mar ’25 | Mex$161.88 | Mex$170.47 +5.3% | 9.8% | Mex$196.80 | Mex$140.00 | n/a | 13 |
| Feb ’25 | Mex$159.96 | Mex$166.49 +4.1% | 8.7% | Mex$192.00 | Mex$140.00 | n/a | 13 |
| Jan ’25 | Mex$162.27 | Mex$164.26 +1.2% | 7.7% | Mex$185.00 | Mex$140.00 | n/a | 13 |
| Dec ’24 | Mex$146.02 | Mex$163.42 +11.9% | 8.2% | Mex$185.00 | Mex$140.00 | n/a | 13 |
| Nov ’24 | Mex$135.21 | Mex$162.65 +20.3% | 7.6% | Mex$185.00 | Mex$140.00 | n/a | 13 |
| Oct ’24 | Mex$125.17 | Mex$158.56 +26.7% | 8.6% | Mex$185.00 | Mex$136.00 | n/a | 13 |
| Sep ’24 | Mex$124.97 | Mex$159.93 +28.0% | 9.9% | Mex$187.10 | Mex$136.00 | n/a | 13 |
| Aug ’24 | Mex$128.76 | Mex$161.68 +25.6% | 10.0% | Mex$187.10 | Mex$136.00 | n/a | 12 |
| Jul ’24 | Mex$124.02 | Mex$166.01 +33.9% | 8.9% | Mex$187.10 | Mex$134.00 | n/a | 13 |
| Jun ’24 | Mex$138.11 | Mex$166.01 +20.2% | 8.9% | Mex$187.10 | Mex$134.00 | n/a | 13 |
| May ’24 | Mex$131.67 | Mex$166.24 +26.3% | 9.0% | Mex$187.10 | Mex$134.00 | Mex$154.72 | 13 |
| Apr ’24 | Mex$137.68 | Mex$169.18 +22.9% | 6.9% | Mex$187.10 | Mex$146.00 | Mex$164.13 | 12 |
| Mar ’24 | Mex$157.28 | Mex$167.16 +6.3% | 8.3% | Mex$187.10 | Mex$140.00 | Mex$161.88 | 13 |
| Feb ’24 | Mex$164.66 | Mex$165.08 +0.3% | 7.5% | Mex$185.00 | Mex$140.00 | Mex$159.96 | 13 |
| Jan ’24 | Mex$140.09 | Mex$157.00 +12.1% | 11.9% | Mex$177.00 | Mex$111.00 | Mex$162.27 | 13 |
| Dec ’23 | Mex$141.89 | Mex$150.35 +6.0% | 12.4% | Mex$177.00 | Mex$111.00 | Mex$146.02 | 13 |
| Nov ’23 | Mex$139.39 | Mex$140.58 +0.9% | 10.0% | Mex$165.00 | Mex$111.00 | Mex$135.21 | 13 |
| Oct ’23 | Mex$113.53 | Mex$138.27 +21.8% | 9.1% | Mex$159.00 | Mex$111.00 | Mex$125.17 | 13 |
| Sep ’23 | Mex$109.09 | Mex$138.50 +27.0% | 9.1% | Mex$159.00 | Mex$111.00 | Mex$124.97 | 13 |
| Aug ’23 | Mex$108.37 | Mex$136.03 +25.5% | 8.4% | Mex$159.00 | Mex$111.00 | Mex$128.76 | 13 |
| Jul ’23 | Mex$96.94 | Mex$136.72 +41.0% | 7.2% | Mex$156.00 | Mex$120.00 | Mex$124.02 | 13 |
| Jun ’23 | Mex$118.09 | Mex$138.34 +17.1% | 7.6% | Mex$156.00 | Mex$120.00 | Mex$138.11 | 13 |
| May ’23 | Mex$123.13 | Mex$141.26 +14.7% | 7.6% | Mex$156.00 | Mex$120.00 | Mex$131.67 | 13 |
Analyst Forecast: Target price is less than 20% higher than the current share price.