Regional. de Balance Sheet Health
Financial Health criteria checks 6/6
Regional. de has total assets of MX$224.2B and total equity of MX$29.9B. Total deposits are MX$157.5B, and total loans are MX$157.6B. It earns a Net Interest Margin of 5.8%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are MX$10.1B.
Key information
7.5x
Asset to equity ratio
5.8%
Net interest margin
Total deposits | Mex$157.52b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Mex$10.12b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: R A's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: R A has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 81% of R A's liabilities are made up of primarily low risk sources of funding.
Loan Level: R A has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: R A's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: R A has an appropriate level of bad loans (1.4%).