Regional. de Past Earnings Performance
Past criteria checks 2/6
Regional. de has been growing earnings at an average annual rate of 15.8%, while the Banks industry saw earnings growing at 15.8% annually. Revenues have been growing at an average rate of 14% per year. Regional. de's return on equity is 17.9%, and it has net margins of 38.2%.
Key information
15.85%
Earnings growth rate
12.48%
EPS growth rate
| Banks Industry Growth | 10.37% |
| Revenue growth rate | 14.04% |
| Return on equity | 17.95% |
| Net Margin | 38.15% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
R A: Future P E Stability Will Support Bullish Re Rating
Analysts have kept their MX$191.00 price target for Regional, highlighting only marginal tweaks to assumptions on discount rate, revenue growth, profit margin and future P/E, rather than a change in their overall view of the stock. What's in the News No recent news stories for Regional.de were identified in the provided sources.R A: Future P E Reset Will Support Bullish Re Rating
Analysts have revised their view on Regional, lowering the price target from MX$203.00 to MX$191.00 as they update their assumptions for growth, margins and the stock's future P/E multiple. Valuation Changes Fair Value: MX$203.00 to MX$191.00, reflecting a lower estimated value per share in the updated model.
R A: Stable Outlook Will Balance Revenue Assumptions And Margin Resilience
Analysts now see Regional. de's price target edging up from MX$143.08 to MX$144.11.R A: Stable Fair Value Will Balance Revenue Hopes And Margin Pressure
Analysts have nudged their price target on Regional. de higher to MX$143.08, a move they link to updated assumptions that combine a slightly lower discount rate with modestly adjusted expectations for revenue growth, profit margins, and future P/E.
R A: Future Upside Will Rely On Stable Margins And Returns
Analysts have kept their MX$178.98 price target for Regional, pointing to an essentially unchanged view on fair value supported by stable assumptions around discount rate, revenue growth, profit margins and future P/E. Valuation Changes Fair Value: MX$178.98 remains unchanged, indicating no adjustment to the central estimate of share value.R A: Future Upside Will Rely On Stable Margins And Returns
Analysts have maintained their MX$178.98 price target on Regional.de, noting only minor adjustments to inputs such as the discount rate and future P/E. These changes do not affect their overall valuation assessment.R A: Fairly Priced Outlook Will Rely On Revenue And Margin Assumptions
Analysts have raised their price target on Regional. de to MX$178.98 from MX$171.15, citing updated assumptions for revenue growth, profit margins, discount rate and future P/E.R A: Lower Discount Rate Will Heighten Execution Risk And Limit Upside
Analysts have lifted their fair value estimate for Regional de to MX$143.08 from MX$130.00, citing updated assumptions that include a lower discount rate, revised revenue growth and profit margin expectations, and reference to recent Street research such as BTG Pactual's MX$172 price target. Analyst Commentary The recent lift in fair value to MX$143.08 sits below the MX$172 price target cited in recent Street research, which gives you a sense of how wide the range of views is on Regional de right now.R A: Recent Upgrade And New Price Level Will Support Bullish Case
Narrative Update on Regional The analyst fair value estimate for Regional has shifted from €196.80 to €203.00, with analysts pointing to the recent upgrade to Buy and the supporting MXN 172 price target as justification for this revised view. Analyst Commentary Recent research has put fresh focus on Regional, with bullish analysts pointing to a more constructive view on valuation and potential execution against growth plans.Automation, Digital Banking And Sustainable Finance Will Drive Operational Excellence
Analysts have slightly increased Regional. de’s price target to MX$171.15, reflecting concerns over slower loan growth, anticipated margin compression from lower interest rates, and heightened asset quality risks amid a more challenging environment.
20 Additional Branches And Digital Banking Will Expand Footprint
Geographical expansion and strategic investments in digital banking are set to drive revenue growth and improve operational efficiency.What Type Of Returns Would Regional. de's(BMV:RA) Shareholders Have Earned If They Purchased Their SharesYear Ago?
It is doubtless a positive to see that the Regional S.A.B. de C.V. ( BMV:RA ) share price has gained some 90% in the...Revenue & Expenses Breakdown
How Regional. de makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 17,037 | 6,500 | 7,722 | 0 |
| 31 Dec 25 | 16,942 | 6,619 | 7,535 | 0 |
| 30 Sep 25 | 16,472 | 6,496 | 7,534 | 0 |
| 30 Jun 25 | 16,359 | 6,569 | 7,272 | 0 |
| 31 Mar 25 | 16,103 | 6,539 | 6,717 | 0 |
| 31 Dec 24 | 15,772 | 6,520 | 6,486 | 0 |
| 30 Sep 24 | 15,450 | 6,449 | 6,960 | 0 |
| 30 Jun 24 | 15,035 | 6,408 | 6,762 | 0 |
| 31 Mar 24 | 14,359 | 6,099 | 6,592 | 0 |
| 31 Dec 23 | 13,729 | 5,673 | 6,139 | 0 |
| 30 Sep 23 | 13,049 | 5,388 | 5,520 | 0 |
| 30 Jun 23 | 12,524 | 5,127 | 5,415 | 0 |
| 31 Mar 23 | 12,132 | 4,983 | 4,966 | 0 |
| 31 Dec 22 | 11,867 | 4,945 | 5,125 | 0 |
| 30 Sep 22 | 11,216 | 4,533 | 3,540 | 0 |
| 30 Jun 22 | 10,549 | 4,099 | 3,406 | 0 |
| 31 Mar 22 | 10,157 | 3,902 | 3,267 | 0 |
| 31 Dec 21 | 9,617 | 3,556 | 3,093 | 0 |
| 30 Sep 21 | 9,147 | 3,144 | 4,856 | 0 |
| 30 Jun 21 | 8,977 | 3,051 | 4,667 | 0 |
| 31 Mar 21 | 8,750 | 2,869 | 4,165 | 0 |
| 31 Dec 20 | 8,860 | 2,952 | 4,747 | 0 |
| 30 Sep 20 | 9,170 | 3,359 | 4,336 | 0 |
| 30 Jun 20 | 9,528 | 3,608 | 4,452 | 0 |
| 31 Mar 20 | 9,538 | 3,690 | 4,346 | 0 |
| 31 Dec 19 | 9,378 | 3,675 | 4,286 | 0 |
| 30 Sep 19 | 11,173 | 4,359 | 4,069 | 0 |
| 30 Jun 19 | 8,764 | 3,363 | 3,726 | 0 |
| 31 Mar 19 | 8,587 | 3,324 | 3,952 | 0 |
| 31 Dec 18 | 8,287 | 3,197 | 3,872 | 0 |
| 30 Sep 18 | 6,101 | 2,367 | 3,636 | 0 |
| 30 Jun 18 | 7,788 | 3,021 | 3,829 | 0 |
| 31 Mar 18 | 7,458 | 2,861 | 3,436 | 0 |
| 31 Dec 17 | 7,182 | 2,758 | 3,342 | 0 |
| 30 Sep 17 | 7,025 | 2,701 | 3,222 | 0 |
| 30 Jun 17 | 6,807 | 2,601 | 3,155 | 0 |
| 31 Mar 17 | 6,645 | 2,552 | 3,097 | 0 |
| 31 Dec 16 | 6,401 | 2,411 | 3,062 | 0 |
| 30 Sep 16 | 5,846 | 2,188 | 2,816 | 0 |
| 30 Jun 16 | 5,484 | 2,028 | 2,736 | 0 |
| 31 Mar 16 | 5,091 | 1,853 | 2,634 | 0 |
| 31 Dec 15 | 4,840 | 1,785 | 2,532 | 0 |
| 30 Sep 15 | 4,679 | 1,703 | 2,316 | 0 |
| 30 Jun 15 | 4,520 | 1,691 | 2,217 | 0 |
Quality Earnings: R A has high quality earnings.
Growing Profit Margin: R A's current net profit margins (38.2%) are lower than last year (40.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: R A's earnings have grown by 15.8% per year over the past 5 years.
Accelerating Growth: R A's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: R A had negative earnings growth (-0.6%) over the past year, making it difficult to compare to the Banks industry average (-0.6%).
Return on Equity
High ROE: R A's Return on Equity (17.9%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/13 03:26 |
| End of Day Share Price | 2026/06/12 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Regional S.A.B. de C.V. is covered by 18 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gilberto Garcia | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Eric Ito | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |