Citizens Financial Group, Inc.

BMV:CFG * Stock Report

Market Cap: Mex$396.9b

Citizens Financial Group Past Earnings Performance

Past criteria checks 2/6

Citizens Financial Group has been growing earnings at an average annual rate of 1.8%, while the Banks industry saw earnings growing at 18.4% annually. Revenues have been growing at an average rate of 6.8% per year. Citizens Financial Group's return on equity is 5.2%, and it has net margins of 16.4%.

Key information

1.8%

Earnings growth rate

-0.05%

EPS growth rate

Banks Industry Growth10.4%
Revenue growth rate6.8%
Return on equity5.2%
Net Margin16.4%
Next Earnings Update17 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Citizens Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BMV:CFG * Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,1151,1644,7130
30 Jun 247,2281,2204,7430
31 Mar 247,3651,3074,7460
31 Dec 237,5371,4914,7210
30 Sep 237,7571,9534,6250
30 Jun 237,9692,1644,5900
31 Mar 237,8412,0524,6160
31 Dec 227,5471,9604,4730
30 Sep 227,2551,8374,3300
30 Jun 226,8931,7304,1190
31 Mar 226,9252,0143,8570
31 Dec 217,0582,2063,7810
30 Sep 216,8962,1323,7290
30 Jun 216,5671,9173,7270
31 Mar 216,0311,5263,6930
31 Dec 205,2899503,6720
30 Sep 205,2339533,6280
30 Jun 205,4071,0963,5880
31 Mar 205,6521,3063,5540
31 Dec 196,0981,7183,4830
30 Sep 196,0791,7413,4600
30 Jun 196,0281,7453,3980
31 Mar 195,9211,7353,3190
31 Dec 185,8021,6923,2530
30 Sep 185,7101,9083,1090
30 Jun 185,6061,8133,0060
31 Mar 185,4821,7062,9330
31 Dec 175,3861,6383,0370
30 Sep 175,2051,2542,8220
30 Jun 175,1171,2032,8110
31 Mar 175,0311,1282,7850
31 Dec 164,8861,0312,7590
30 Sep 164,7839702,7200
30 Jun 164,6228932,6910
31 Mar 164,5318402,6760
31 Dec 154,5228332,6840
30 Sep 154,4838092,5840
30 Jun 154,4347852,5810
31 Mar 154,4479082,6780
31 Dec 144,3678652,6680
30 Sep 144,2868202,7450
30 Jun 144,2107752,7330
31 Mar 144,112-3,4432,6460

Quality Earnings: CFG * has high quality earnings.

Growing Profit Margin: CFG *'s current net profit margins (16.4%) are lower than last year (25.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CFG *'s earnings have grown by 1.8% per year over the past 5 years.

Accelerating Growth: CFG *'s has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CFG * had negative earnings growth (-40.4%) over the past year, making it difficult to compare to the Banks industry average (12.1%).

Return on Equity

High ROE: CFG *'s Return on Equity (5.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/13 23:03
End of Day Share Price 2024/10/16 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Citizens Financial Group, Inc. is covered by 34 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays