Citizens Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Financial Group has total assets of $220.4B and total equity of $23.8B. Total deposits are $176.4B, and total loans are $141.1B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $12.5B.
Key information
9.3x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$176.43b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$12.46b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFG *'s Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: CFG * has a sufficient allowance for bad loans (142%).
Low Risk Liabilities: 90% of CFG *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: CFG * has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CFG *'s Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: CFG * has an appropriate level of bad loans (1%).