Citizens Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Financial Group has total assets of $219.7B and total equity of $24.9B. Total deposits are $175.2B, and total loans are $139.6B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $12.1B.
Key information
8.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$175.19b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$12.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFG *'s Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: CFG * has a sufficient allowance for bad loans (123%).
Low Risk Liabilities: 90% of CFG *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: CFG * has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CFG *'s Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: CFG * has an appropriate level of bad loans (1.2%).