Citizens Financial Group (BMV:CFG *) - Stock Price, News & Analysis

CFG * Stock Overview

CFG * fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	3/6
Past Performance	2/6
Financial Health	6/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (12.3x) is below the MX market (13.3x)

Earnings are forecast to grow 18.75% per year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Profit margins (17.7%) are lower than last year (26.1%)

Significant insider selling over the past 3 months

Citizens Financial Group, Inc. Competitors

Regional. de

BMV:R A

Mex$49.7b

Grupo Elektra. de

BMV:ELEKTRA *

Mex$246.3b

Grupo Financiero Inbursa. de

BMV:GFINBUR O

Mex$296.8b

Grupo Financiero Banorte. de

BMV:GFNORTE O

Mex$500.8b

Price History & Performance

Summary of all time highs, changes and price drops for Citizens Financial Group
Historical stock prices
Current Share Price	US$537.50
52 Week High	US$589.27
52 Week Low	US$516.00
Beta	1.35
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-40.93%
5 Year Change	n/a
Change since IPO	-18.17%

Recent updates

Shareholder Returns

	CFG *	MX Banks	MX Market
7D	0%	-1.6%	1.3%
1Y	n/a	7.0%	1.6%

Return vs Industry: Insufficient data to determine how CFG * performed against the MX Banks industry.

Return vs Market: Insufficient data to determine how CFG * performed against the MX Market.

Price Volatility

Is CFG *'s price volatile compared to industry and market?
CFG * volatility
CFG * Average Weekly Movement	n/a
Banks Industry Average Movement	3.5%
Market Average Movement	3.8%
10% most volatile stocks in MX Market	6.1%
10% least volatile stocks in MX Market	1.9%

Stable Share Price: CFG * has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine CFG *'s volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1828	17,354	Bruce Van Saun	www.citizensbank.com

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products.

Citizens Financial Group, Inc. Fundamentals Summary

How do Citizens Financial Group's earnings and revenue compare to its market cap?
CFG * fundamental statistics
Market cap	Mex$276.19b
Earnings (TTM)	Mex$22.49b
Revenue (TTM)	Mex$126.76b

12.3x

P/E Ratio

0.7x

P/B Ratio

Is CFG * overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFG * income statement (TTM)
Revenue	US$7.37b
Cost of Revenue	US$0
Gross Profit	US$7.37b
Other Expenses	US$6.06b
Earnings	US$1.31b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

Jul 17, 2024

Earnings per share (EPS)	2.85
Gross Margin	100.00%
Net Profit Margin	17.75%
Debt/Equity Ratio	65.3%

How did CFG * perform over the long term?

See historical performance and comparison

Dividends

4.8%

Current Dividend Yield

60%

Payout Ratio

Does CFG * pay a reliable dividends?

See CFG * dividend history and benchmarks

When do you need to buy CFG * by to receive an upcoming dividend?
Citizens Financial Group dividend dates
Ex Dividend Date	Apr 30 2024
Dividend Pay Date	May 15 2024
Days until Ex dividend	4 days
Days until Dividend pay date	19 days

Does CFG * pay a reliable dividends?

See CFG * dividend history and benchmarks

CFG * Stock Overview

Rewards

Risk Analysis

Citizens Financial Group, Inc. Competitors

BMV:R A

Mex$49.7b

BMV:ELEKTRA *

Mex$246.3b

BMV:GFINBUR O

Mex$296.8b

BMV:GFNORTE O

Mex$500.8b

Price History & Performance

Recent News & Updates

Citizens Financial Group, Inc Appoints Paul Casey as Head of Wealth Management, Effective July 9, 2024

Citizens Financial Group, Inc., Annual General Meeting, Apr 25, 2024

Citizens Financial Group Appoints Brendan Goode as Chief Security Officer, Effective from April 29, 2024

Citizens Financial Group, Inc. Announces Executive Appointments

Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 15, 2023

Citizens Financial Group, Inc. Appoints Susan deTray as Head of Citizens Private Bank

Recent updates

Citizens Financial Group, Inc Appoints Paul Casey as Head of Wealth Management, Effective July 9, 2024

Citizens Financial Group, Inc., Annual General Meeting, Apr 25, 2024

Citizens Financial Group Appoints Brendan Goode as Chief Security Officer, Effective from April 29, 2024

Citizens Financial Group, Inc. Announces Executive Appointments

Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 15, 2023

Citizens Financial Group, Inc. Appoints Susan deTray as Head of Citizens Private Bank

Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on August 16, 2023

Citizens Financial Group, Inc. Announces Appointment of Taira Hall as Head of Enterprise Payments

Citizens Financial Group, Inc. Introduces the Citizens Private Client World Elite Mastercard, the First Launch with Its Exclusive Payments Partner, Mastercard

Citizens Financial Group, Inc. Appoints Brendan Coughlin and Beth Johnson as Vice Chairmen

Citizens Financial Group, Inc. Appoints Brendan Coughlin and Beth Johnson as Vice Chairmen

Citizens Financial Group, Inc. to Report Q1, 2024 Results on Apr 17, 2024

Upcoming dividend of US$0.42 per share at 4.0% yield

Citizens Financial Group, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Citizens Financial Group, Inc. Declares A Quarterly Common Stock Dividend, Payable on November 16, 2022

Citizens Launches Carbon Offset Deposit Accounts for Corporate Clients

Citizens Financial Group, Inc. Unlocks Wide-Ranging Customer Benefits with Launch of CitizensPlus and Enhanced Private Bank

Citizens Financial Group, Inc. (NYSE:CFG) entered into a definitive agreement to acquire College Raptor, Inc.

Upcoming dividend of US$0.42 per share

Second quarter 2022 earnings released: EPS: US$0.79 (vs US$1.45 in 2Q 2021)

Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on August 16, 2022

Citizens Financial Group, Inc. (NYSE:CFG) entered into a definitive agreement to acquire Select Assets and Liabilities of Paladin Advisors, LLC.

John Carter to Join Citizens Bank's Board

First quarter 2022 earnings released: EPS: US$0.94 (vs US$1.38 in 1Q 2021)

Citizens Financial Group, Inc. Declares Common Stock Dividend for Second Quarter of 2022, Payable May 17, 2022

Citizens Financial Group, Inc. (NYSE:CFG) completed the acquisition of Investors Bancorp, Inc. (NasdaqGS:ISBC).

Citizens Financial Group, Inc. Names Ben Vinzant as Chief Data and Analytics Officer

Investor sentiment deteriorated over the past week

Citizens Program Enables Corporate Clients to Offer Employees Early Access to Earned Wages

Citizens Financial Group, Inc. Appoints Polly N. Klane as Chief Legal Officer, effective April 4, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Citizens Financial Group Provides NII Guidance for 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Citizens Financial Group, Inc. Provides Net Charge-Offs Guidance for the Year 2022

Third quarter 2021 earnings released: EPS US$1.18 (vs US$0.68 in 3Q 2020)

Third quarter 2021 earnings released: EPS US$1.18 (vs US$0.68 in 3Q 2020)

Citizens Financial Group, Inc. (NYSE:CFG) entered into a definitive merger agreement to acquire JMP Group LLC (NYSE:JMP) from its executive management and members of JMP’s Board of Directors and others for approximately $150 million.

Citizens Financial Group, Inc. (NYSE:CFG) entered into a definitive agreement to acquire Willamette Management Associates.

Second quarter 2021 earnings released: EPS US$1.45 (vs US$0.53 in 2Q 2020)

Citizens Launches Green Deposits for Corporate Clients

First quarter 2021 earnings released: EPS US$1.38 (vs US$0.028 in 1Q 2020)

Independent Director has left the company

Upcoming dividend of US$0.39 per share

Citizens Financial Group, Inc. Reports Net Charge Offs for the First Quarter of 2021

First quarter 2021 earnings released: EPS US$1.43 (vs US$0.028 in 1Q 2020)

Citizens Financial Group, Inc., Annual General Meeting, Apr 22, 2021

Citizens Announces Consumer Financing Partnership With BJ’s Wholesale Club

Full year 2020 earnings released: EPS US$2.48

Investor sentiment improved over the past week

Citizens Financial Group, Inc. Appoints Radha Suvarna as Head of Enterprise Payments Innovation and Strategy, Effective February 4, 2021

Citizens Financial Group, Inc. Announces Board Changes, Effective February 1, 2021

Citizens Financial Group, Inc. Announces Board Changes

Market bids up stock over the past week

Citizens Financial Group, Inc. Appoints Donald Felix as Leader for Consumer Bank National Expansion

Third quarter 2020 earnings released: EPS US$0.68

Revenue beats expectations

Citizens Financial Group, Inc. Announces Management Changes

Upcoming Dividend of US$0.39 Per Share

Third-quarter earnings released: Revenue beats expectations