Standard Bank PLC provides banking and other related services in Malawi.
Price History & Performance
|Historical stock prices|
|Current Share Price||MK1,250.00|
|52 Week High||MK0|
|52 Week Low||MK0|
|1 Month Change||0%|
|3 Month Change||4.15%|
|1 Year Change||46.89%|
|3 Year Change||86.57%|
|5 Year Change||160.42%|
|Change since IPO||1,175.51%|
Recent News & Updates
|STANDARD||MW Banks||MW Market|
Return vs Industry: STANDARD exceeded the MW Banks industry which returned 36.3% over the past year.
Return vs Market: STANDARD exceeded the MW Market which returned 29% over the past year.
Stable Share Price: Insufficient data to determine STANDARD's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine STANDARD's volatility change over the past year.
About the Company
Standard Bank PLC provides banking and other related services in Malawi. It operates through Personal and Business Banking, Corporate and Investment Banking, and Treasury and Capital Management segments. The company offers personal and business banking products and services, including retail and private banking services, such as current accounts, savings products, deposits, investment savings products, custody services, debit cards, consumer loans, and mortgages; cheque accounts and other lending products; installment sale and finance leases; bancassurance products; and ATM, Internet, telephone, and electronic banking services to individuals and small- to medium-sized enterprises.
Standard Bank Fundamentals Summary
|STANDARD fundamental statistics|
Is STANDARD overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|STANDARD income statement (TTM)|
|Cost of Revenue||MK0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||96.96|
|Net Profit Margin||29.59%|
How did STANDARD perform over the long term?See historical performance and comparison
5.0%Current Dividend Yield
Is Standard Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: STANDARD (MWK1250) is trading above our estimate of fair value (MWK311.9)
Significantly Below Fair Value: STANDARD is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: STANDARD is poor value based on its PE Ratio (12.9x) compared to the MW Banks industry average (12.1x).
PE vs Market: STANDARD is poor value based on its PE Ratio (12.9x) compared to the MW market (12.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate STANDARD's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: STANDARD's PB Ratio (2.7x) is in line with the MW Banks industry average.
How is Standard Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Standard Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Standard Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STANDARD has a high level of non-cash earnings.
Growing Profit Margin: STANDARD's current net profit margins (29.6%) are lower than last year (30.2%).
Past Earnings Growth Analysis
Earnings Trend: STANDARD's earnings have grown by 7.5% per year over the past 5 years.
Accelerating Growth: STANDARD's earnings growth over the past year (11.1%) exceeds its 5-year average (7.5% per year).
Earnings vs Industry: STANDARD earnings growth over the past year (11.1%) exceeded the Banks industry 11%.
Return on Equity
High ROE: STANDARD's Return on Equity (20.7%) is considered high.
How is Standard Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: STANDARD's Assets to Equity ratio (5x) is low.
Allowance for Bad Loans: STANDARD has a sufficient allowance for bad loans (304%).
Low Risk Liabilities: 91% of STANDARD's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANDARD has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: STANDARD's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: STANDARD has an appropriate level of bad loans (1.3%).
What is Standard Bank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STANDARD's dividend (5.01%) is higher than the bottom 25% of dividend payers in the MW market (1.43%).
High Dividend: STANDARD's dividend (5.01%) is in the top 25% of dividend payers in the MW market (4.81%)
Stability and Growth of Payments
Stable Dividend: STANDARD's dividend payments have been volatile in the past 10 years.
Growing Dividend: STANDARD's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (64.6%), STANDARD's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Phillip Madinga (49 yo)
Mr. Phillip A. Madinga serves as Chief Executive Officer at Standard Bank PLC since January 01, 2021. He serves as Group General Manager of Corporate & Commercial Banking at First Merchant Bank Limited. Mr...
Experienced Management: STANDARD's management team is considered experienced (2.8 years average tenure).
Experienced Board: STANDARD's board of directors are considered experienced (5.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Standard Bank PLC's employee growth, exchange listings and data sources
- Name: Standard Bank PLC
- Ticker: STANDARD
- Exchange: MAL
- Founded: 1969
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: MK292.500b
- Shares outstanding: 234.00m
- Website: https://www.standardbank.co.mw
Number of Employees
- Standard Bank PLC
- Standard Bank Centre
- Africa Unity Avenue
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/16 17:04|
|End of Day Share Price||2021/10/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.