FMBcapital Holdings Plc, through its subsidiaries, primarily provides corporate, investment, and retail banking products and services.
Price History & Performance
|Historical stock prices|
|Current Share Price||MK56.00|
|52 Week High||MK0|
|52 Week Low||MK0|
|1 Month Change||-13.17%|
|3 Month Change||-13.85%|
|1 Year Change||154.55%|
|3 Year Change||-64.33%|
|5 Year Change||203.03%|
|Change since IPO||700.00%|
Recent News & Updates
|FMBCH||MW Banks||MW Market|
Return vs Industry: FMBCH exceeded the MW Banks industry which returned 36.3% over the past year.
Return vs Market: FMBCH exceeded the MW Market which returned 29% over the past year.
Stable Share Price: Insufficient data to determine FMBCH's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine FMBCH's volatility change over the past year.
About the Company
FMBcapital Holdings Plc, through its subsidiaries, primarily provides corporate, investment, and retail banking products and services. It offers current, savings, foreign currency, and term deposit accounts, as well as other deposit products; and various loans. The company also provides cross-border and traditional banking services.
FMBcapital Holdings Fundamentals Summary
|FMBCH fundamental statistics|
Is FMBCH overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FMBCH income statement (TTM)|
|Cost of Revenue||US$957.31k|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.0056|
|Net Profit Margin||10.01%|
How did FMBCH perform over the long term?See historical performance and comparison
1.2%Current Dividend Yield
Is FMBcapital Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: FMBCH (MWK56) is trading above our estimate of fair value (MWK11.64)
Significantly Below Fair Value: FMBCH is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FMBCH's PE Ratio (12.1x) is in line with the MW Banks industry average.
PE vs Market: FMBCH's PE Ratio (12.1x) is in line with the MW market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FMBCH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FMBCH is good value based on its PB Ratio (1.7x) compared to the MW Banks industry average (2.7x).
How is FMBcapital Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FMBcapital Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has FMBcapital Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FMBCH has high quality earnings.
Growing Profit Margin: FMBCH became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: FMBCH's earnings have declined by 12.1% per year over the past 5 years.
Accelerating Growth: FMBCH has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: FMBCH has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (11%).
Return on Equity
High ROE: FMBCH's Return on Equity (13.2%) is considered low.
How is FMBcapital Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FMBCH's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: FMBCH has a low allowance for bad loans (68%).
Low Risk Liabilities: 61% of FMBCH's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMBCH has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: FMBCH's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: FMBCH has a high level of bad loans (3.7%).
What is FMBcapital Holdings's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FMBCH's dividend (1.17%) isn’t notable compared to the bottom 25% of dividend payers in the MW market (1.43%).
High Dividend: FMBCH's dividend (1.17%) is low compared to the top 25% of dividend payers in the MW market (4.81%).
Stability and Growth of Payments
Stable Dividend: FMBCH is not paying a notable dividend for the MW market, therefore no need to check if payments are stable.
Growing Dividend: FMBCH is not paying a notable dividend for the MW market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: FMBCH is not paying a notable dividend for the MW market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FMBCH's dividend in 3 years as they are not forecast to pay a notable one for the MW market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Fernando Rodrigues is Chief Executive Officer of FMB Malawi at FMBCapital Holdings Plc(formerly known as First Merchant Bank Plc). Prior to joining FMB Malawi as CEO in 2017, Mr. Rodrigues was at Banif...
Experienced Management: FMBCH's management team is not considered experienced ( 1.9 years average tenure), which suggests a new team.
Experienced Board: FMBCH's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FMBcapital Holdings Plc's employee growth, exchange listings and data sources
- Name: FMBcapital Holdings Plc
- Ticker: FMBCH
- Exchange: MAL
- Founded: 1995
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: MK137.662b
- Shares outstanding: 2.46b
- Website: https://www.fmbcapitalgroup.com
Number of Employees
- FMBcapital Holdings Plc
- Livingstone Towers
- Glyn Jones Road
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/17 17:04|
|End of Day Share Price||2021/10/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.