Standard Bank Balance Sheet Health

Financial Health criteria checks 6/6

Standard Bank has total assets of MWK1,228.4B and total equity of MWK210.8B. Total deposits are MWK908.1B, and total loans are MWK685.2B.

Key information

5.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

MK 908.09b

Loan to deposit ratio

Appropriate

Bad loans

1.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

MK 148.40b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: STANDARD's Assets to Equity ratio (5.8x) is low.

Allowance for Bad Loans: STANDARD has a sufficient allowance for bad loans (175%).

Low Risk Liabilities: 89% of STANDARD's liabilities are made up of primarily low risk sources of funding.

Loan Level: STANDARD has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: STANDARD's Loans to Deposits ratio (75%) is appropriate.

Level of Bad Loans: STANDARD has an appropriate level of bad loans (1.8%).


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