CIH Stock Overview
Provides banking products and services for individuals, professionals, MDMs, and businesses in Morocco. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Crédit Immobilier et Hôtelier, Société Anonyme Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.م399.90 |
| 52 Week High | د.م430.00 |
| 52 Week Low | د.م320.00 |
| Beta | 0.11 |
| 1 Month Change | -4.79% |
| 3 Month Change | -4.73% |
| 1 Year Change | 13.00% |
| 3 Year Change | 19.75% |
| 5 Year Change | 33.75% |
| Change since IPO | 85.14% |
Recent News & Updates
Recent updates
Shareholder Returns
| CIH | MA Banks | MA Market | |
|---|---|---|---|
| 7D | -1.2% | 0.4% | -0.1% |
| 1Y | 13.0% | 15.9% | 18.2% |
Return vs Industry: CIH underperformed the MA Banks industry which returned 15.9% over the past year.
Return vs Market: CIH underperformed the MA Market which returned 18.2% over the past year.
Price Volatility
| CIH volatility | |
|---|---|
| CIH Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in MA Market | 7.4% |
| 10% least volatile stocks in MA Market | 2.1% |
Stable Share Price: CIH has not had significant price volatility in the past 3 months compared to the MA market.
Volatility Over Time: CIH's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1920 | 2,293 | Lotfi Sekkat | www.cihbank.ma |
Crédit Immobilier et Hôtelier, Société Anonyme provides banking products and services for individuals, professionals, MDMs, and businesses in Morocco. The company offers checking, current, foreign currency, and convertible dirham accounts; financing services for cars, education, small businesses, and real estate projects; savings; classic, capital market, and money market investments; and bank cards. It provides bancassurance and assistance, money transfers, insurance brokerage, and cash flow management services, including cash collection and disbursement management, as well as online and mobile banking services.
Crédit Immobilier et Hôtelier, Société Anonyme Fundamentals Summary
| CIH fundamental statistics | |
|---|---|
| Market cap | د.م12.60b |
| Earnings (TTM) | د.م812.96m |
| Revenue (TTM) | د.م3.29b |
15.5x
P/E Ratio1.7x
P/B RatioIs CIH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIH income statement (TTM) | |
|---|---|
| Revenue | د.م3.29b |
| Cost of Revenue | د.م0 |
| Gross Profit | د.م3.29b |
| Other Expenses | د.م2.48b |
| Earnings | د.م812.96m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 25.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.69% |
| Debt/Equity Ratio | 482.1% |
How did CIH perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield58%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:18 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Crédit Immobilier et Hôtelier, Société Anonyme is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ranya Gnaba | AlphaMena |
| Dounia Filali | Bmce Capital Bourse |
| Mehdi Chakir | CFG Marches |