Crédit Immobilier et Hôtelier, Société Anonyme

CBSE:CIH Stock Report

Market Cap: د.م14.5b

Crédit Immobilier et Hôtelier Société Anonyme Past Earnings Performance

Past criteria checks 3/6

Crédit Immobilier et Hôtelier Société Anonyme has been growing earnings at an average annual rate of 23.3%, while the Banks industry saw earnings growing at 14.7% annually. Revenues have been growing at an average rate of 10.3% per year. Crédit Immobilier et Hôtelier Société Anonyme's return on equity is 10.9%, and it has net margins of 24.7%.

Key information

23.3%

Earnings growth rate

20.0%

EPS growth rate

Banks Industry Growth3.7%
Revenue growth rate10.3%
Return on equity10.9%
Net Margin24.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Crédit Immobilier et Hôtelier Société Anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CBSE:CIH Revenue, expenses and earnings (MAD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,2928132000
30 Jun 243,2687402020
31 Mar 243,2437452070
31 Dec 233,1437102030
30 Sep 233,0326751870
30 Jun 232,9567831910
31 Mar 232,7456881930
31 Dec 222,6846691940
30 Sep 223,0487731850
30 Jun 222,8456371750
31 Mar 222,8516611600
31 Dec 212,7636031560
30 Sep 212,4804511710
30 Jun 212,1453001670
31 Mar 211,9292211710
31 Dec 201,816811620
30 Sep 202,0141861320
30 Jun 202,2583211440
31 Mar 202,2953111550
31 Dec 192,2904261640
30 Sep 192,1433471900
30 Jun 192,0823171710
31 Mar 192,0353931520
31 Dec 182,0604551390
30 Sep 182,1615571460
30 Jun 182,1496031320
31 Mar 182,1515011240
31 Dec 171,9784361180
30 Sep 171,8713701050
30 Jun 171,7863761120
31 Mar 171,7504221170
31 Dec 161,7564351210
30 Sep 161,7074661170
30 Jun 161,8645101180
31 Mar 161,8715421130
31 Dec 151,8505201110
30 Sep 151,7174621070
30 Jun 151,5854051030
31 Mar 151,6544441000
31 Dec 141,722482970
30 Sep 141,769510990
30 Jun 141,8155371020
31 Mar 141,7645261030

Quality Earnings: CIH has high quality earnings.

Growing Profit Margin: CIH's current net profit margins (24.7%) are higher than last year (22.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CIH's earnings have grown significantly by 23.3% per year over the past 5 years.

Accelerating Growth: CIH's earnings growth over the past year (20.5%) is below its 5-year average (23.3% per year).

Earnings vs Industry: CIH earnings growth over the past year (20.5%) did not outperform the Banks industry 21.7%.

Return on Equity

High ROE: CIH's Return on Equity (10.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 23:01
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Crédit Immobilier et Hôtelier, Société Anonyme is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Dounia FilaliBmce Capital Bourse
Mehdi ChakirCFG Marches