CDM Stock Overview
Provides various banking and financial products and services in Morocco. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Crédit du Maroc S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.م1,050.00 |
| 52 Week High | د.م1,076.00 |
| 52 Week Low | د.م818.00 |
| Beta | 0.024 |
| 1 Month Change | 10.64% |
| 3 Month Change | 16.80% |
| 1 Year Change | 25.00% |
| 3 Year Change | 54.19% |
| 5 Year Change | 88.51% |
| Change since IPO | 200.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| CDM | MA Banks | MA Market | |
|---|---|---|---|
| 7D | 0% | -0.1% | 0.7% |
| 1Y | 25.0% | 17.2% | 22.0% |
Return vs Industry: CDM exceeded the MA Banks industry which returned 17.2% over the past year.
Return vs Market: CDM exceeded the MA Market which returned 22.5% over the past year.
Price Volatility
| CDM volatility | |
|---|---|
| CDM Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in MA Market | 7.2% |
| 10% least volatile stocks in MA Market | 2.4% |
Stable Share Price: CDM has not had significant price volatility in the past 3 months compared to the MA market.
Volatility Over Time: CDM's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1929 | n/a | Ali Benkirane | www.creditdumaroc.ma |
Crédit du Maroc S.A. provides various banking and financial products and services in Morocco. It offers bank accounts, bank cards, and online banking services; real estate and car loans, and consumer credits; savings insurance, and pension and education savings; and accident protection, as well as death and disability, multi-risk home, and payment means insurance for individuals. The company also offers accounts and cards; funding for equipment credit and furniture leasing, as well as real loans; financial investments; and life, provident, and account insurance to professionals.
Crédit du Maroc S.A. Fundamentals Summary
| CDM fundamental statistics | |
|---|---|
| Market cap | د.م11.43b |
| Earnings (TTM) | د.م632.54m |
| Revenue (TTM) | د.م2.73b |
18.1x
P/E Ratio1.6x
P/B RatioIs CDM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CDM income statement (TTM) | |
|---|---|
| Revenue | د.م2.73b |
| Cost of Revenue | د.م0 |
| Gross Profit | د.م2.73b |
| Other Expenses | د.م2.10b |
| Earnings | د.م632.54m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 58.13 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.16% |
| Debt/Equity Ratio | 88.5% |
How did CDM perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield61%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/20 13:01 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Crédit du Maroc S.A. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ranya Gnaba | AlphaMena |
| Dounia Filali | Bmce Capital Bourse |
| Khadija El Moussily | Bmce Capital Bourse |