Crédit du Maroc (CDM) Stock Overview

Provides various banking and financial products and services in Morocco. More details

CDM fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends4/6

CDM Community Fair Values

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Crédit du Maroc S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Crédit du Maroc
Historical stock prices
Current Share Priceد.م1,040.00
52 Week Highد.م1,189.00
52 Week Lowد.م850.10
Beta-0.095
1 Month Change-4.32%
3 Month Change-5.28%
1 Year Change18.18%
3 Year Change55.22%
5 Year Change144.71%
Change since IPO197.14%

Recent News & Updates

Recent updates

Shareholder Returns

CDMMA BanksMA Market
7D-5.4%-0.6%-0.09%
1Y18.2%22.1%38.9%

Return vs Industry: CDM underperformed the MA Banks industry which returned 23.7% over the past year.

Return vs Market: CDM underperformed the MA Market which returned 39.9% over the past year.

Price Volatility

Is CDM's price volatile compared to industry and market?
CDM volatility
CDM Average Weekly Movement3.8%
Banks Industry Average Movement3.8%
Market Average Movement4.5%
10% most volatile stocks in MA Market8.7%
10% least volatile stocks in MA Market3.3%

Stable Share Price: CDM has not had significant price volatility in the past 3 months compared to the MA market.

Volatility Over Time: CDM's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1929n/aAli Benkiranewww.creditdumaroc.ma

Crédit du Maroc S.A. provides various banking and financial products and services in Morocco. It offers bank accounts, bank cards, and online banking services; real estate and car loans, and consumer credits; savings insurance, and pension and education savings; and accident protection, as well as death and disability, multi-risk home, and payment means insurance for individuals. The company also offers accounts and cards; funding for equipment credit and furniture leasing, as well as real loans; financial investments; and life, provident, and account insurance to professionals.

Crédit du Maroc S.A. Fundamentals Summary

How do Crédit du Maroc's earnings and revenue compare to its market cap?
CDM fundamental statistics
Market capد.م11.32b
Earnings (TTM)د.م779.91m
Revenue (TTM)د.م3.01b
14.5x
P/E Ratio
1.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CDM income statement (TTM)
Revenueد.م3.01b
Cost of Revenueد.م0
Gross Profitد.م3.01b
Other Expensesد.م2.23b
Earningsد.م779.91m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)71.68
Gross Margin100.00%
Net Profit Margin25.87%
Debt/Equity Ratio77.7%

How did CDM perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
61%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/16 08:15
End of Day Share Price 2025/07/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Crédit du Maroc S.A. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Dounia FilaliBmce Capital Bourse
Khadija El MoussilyBmce Capital Bourse