How does PABC.N0000's PE Ratio compare to its peers?

PABC.N0000 is good value based on its Price-To-Earnings Ratio (4.1x) compared to the peer average (38x).

How does PABC.N0000's PE Ratio compare vs other companies in the Asian Banks Industry?

PABC.N0000 is good value based on its Price-To-Earnings Ratio (4.1x) compared to the Asian Banks industry average (8.4x).

What is PABC.N0000's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate PABC.N0000's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of PABC.N0000 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

PABC.N0000 (LKR26.5) is trading above our estimate of [[fair value]] (LKR14.67)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

Pan Asia Banking (COSE:PABC.N0000) - Stock Price, News & Analysis

PABC.N0000 Stock Overview

Provides a range of banking products and services in Sri Lanka. More details

PABC.N0000 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (4.1x) is below the LK market (8.4x)

Earnings have grown 3.9% per year over the past 5 years

Risk Analysis

Does not have a meaningful market cap (LKR12B)

Pan Asia Banking Corporation PLC Competitors

Union Bank of Colombo

COSE:UBC.N0000

LK₨10.3b

Amãna Bank

COSE:ABL.N0000

LK₨12.7b

SANASA Development Bank

COSE:SDB.N0000

LK₨5.4b

Cargills Bank

COSE:CBNK.N0000

LK₨7.6b

Price History & Performance

Summary of all time highs, changes and price drops for Pan Asia Banking
Historical stock prices
Current Share Price	LK₨26.50
52 Week High	LK₨28.50
52 Week Low	LK₨17.20
Beta	0.52
11 Month Change	20.45%
3 Month Change	35.90%
1 Year Change	51.43%
33 Year Change	65.63%
5 Year Change	103.85%
Change since IPO	130.43%

Recent updates

Shareholder Returns

	PABC.N0000	LK Banks	LK Market
7D	-2.9%	0.5%	-0.3%
1Y	51.4%	37.8%	19.1%

Return vs Industry: PABC.N0000 exceeded the LK Banks industry which returned 37.8% over the past year.

Return vs Market: PABC.N0000 exceeded the LK Market which returned 19.1% over the past year.

Price Volatility

Is PABC.N0000's price volatile compared to industry and market?
PABC.N0000 volatility
PABC.N0000 Average Weekly Movement	4.7%
Banks Industry Average Movement	3.9%
Market Average Movement	4.3%
10% most volatile stocks in LK Market	6.5%
10% least volatile stocks in LK Market	3.0%

Stable Share Price: PABC.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: PABC.N0000's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1995	1,542	Edirisinghe Mudiyanselage Edirisinghe	www.pabcbank.com

Pan Asia Banking Corporation PLC provides a range of banking products and services in Sri Lanka. It operates through Corporate Banking, Retail & SME Banking, and Treasury and Investments segments. The company offers current, savings, money market, foreign currency, call, EFC, and special accounts, as well as accepts fixed deposits; and housing, educational, pawning and ran, and personal loans, as well as loans for armed services and their families.

Pan Asia Banking Corporation PLC Fundamentals Summary

How do Pan Asia Banking's earnings and revenue compare to its market cap?
PABC.N0000 fundamental statistics
Market cap	LK₨11.86b
Earnings (TTM)	LK₨2.83b
Revenue (TTM)	LK₨11.71b

4.1x

P/E Ratio

0.5x

P/B Ratio

Is PABC.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PABC.N0000 income statement (TTM)
Revenue	LK₨11.71b
Cost of Revenue	LK₨0
Gross Profit	LK₨11.71b
Other Expenses	LK₨8.88b
Earnings	LK₨2.83b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.39
Gross Margin	100.00%
Net Profit Margin	24.17%
Debt/Equity Ratio	112.2%

How did PABC.N0000 perform over the long term?

See historical performance and comparison

Dividends

0.9%

Current Dividend Yield

4%

Payout Ratio

PABC.N0000 Stock Overview

Rewards

Risk Analysis

Pan Asia Banking Corporation PLC Competitors

COSE:UBC.N0000

LK₨10.3b

COSE:ABL.N0000

LK₨12.7b

COSE:SDB.N0000

LK₨5.4b

COSE:CBNK.N0000

LK₨7.6b

Price History & Performance

Recent News & Updates

Third quarter 2024 earnings released: EPS: LK₨2.69 (vs LK₨0.72 in 3Q 2023)

Investor sentiment improves as stock rises 16%

Pan Asia Banking Corporation PLC, Annual General Meeting, Mar 28, 2025

Second quarter 2024 earnings released: EPS: LK₨1.50 (vs LK₨1.36 in 2Q 2023)

First quarter 2024 earnings released: EPS: LK₨0.82 (vs LK₨0.73 in 1Q 2023)

Upcoming dividend of LK₨0.25 per share

Recent updates

Third quarter 2024 earnings released: EPS: LK₨2.69 (vs LK₨0.72 in 3Q 2023)

Investor sentiment improves as stock rises 16%

Pan Asia Banking Corporation PLC, Annual General Meeting, Mar 28, 2025

Second quarter 2024 earnings released: EPS: LK₨1.50 (vs LK₨1.36 in 2Q 2023)

First quarter 2024 earnings released: EPS: LK₨0.82 (vs LK₨0.73 in 1Q 2023)

Upcoming dividend of LK₨0.25 per share

Pan Asia Banking Corporation PLC, Annual General Meeting, Mar 28, 2024

Full year 2023 earnings released: EPS: LK₨4.18 (vs LK₨4.52 in FY 2022)

Third quarter 2023 earnings released: EPS: LK₨0.72 (vs LK₨0.23 in 3Q 2022)

Less than half of directors are independent

Investor sentiment improves as stock rises 19%

Second quarter 2023 earnings released: EPS: LK₨2.09 (vs LK₨0.26 in 2Q 2022)

Investor sentiment improves as stock rises 16%

Investor sentiment improves as stock rises 16%

First quarter 2023 earnings released: EPS: LK₨0.73 (vs LK₨0.49 in 1Q 2022)

High number of new directors

High number of new directors

Investor sentiment improves as stock rises 17%

Pan Asia Banking Corporation PLC Appoints Waduge Nayana Nayantha Fernando as Company Secretary

Investor sentiment improved over the past week

Pan Asia Banking Corporation PLC, Annual General Meeting, Mar 31, 2023

Pan Asia Banking Corporation PLC Announces Executive Changes

Now 21% undervalued

Investor sentiment improved over the past week

Second quarter 2022 earnings released: EPS: LK₨0.75 (vs LK₨1.37 in 2Q 2021)

Pan Asia Banking Corporation plc Appoints Joseph Dacius Nihal Kekulawala as Senior Director

Pan Asia Banking Corporation plc Announces Retirement of Mohan Asoka Abeynaike from Senior Director

Pan Asia Bank Appoints Naleen Edirisinghe as COO

First quarter 2022 earnings released: EPS: LK₨0.49 (vs LK₨1.70 in 1Q 2021)

Now 20% undervalued after recent price drop

Pan Asia Banking Corporation PLC Announces Retirement of Directors

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Non-Executive Chairman recently bought LK₨477k worth of stock

Insufficient new directors

Third quarter 2021 earnings released

Non-Executive Independent Director Takashi Igarashi has left the company

Investor sentiment improved over the past week

Second quarter 2021 earnings released: EPS LK₨3.06 (vs LK₨1.11 in 2Q 2020)

First quarter 2021 earnings released: EPS LK₨1.70 (vs LK₨0.94 in 1Q 2020)

Non-Executive Chairman of the Board Godewatta Arachchige Rasika Prasanna has left the company

Full year 2020 earnings released: EPS LK₨4.63 (vs LK₨3.96 in FY 2019)

Full year 2020 earnings released: EPS LK₨4.63 (vs LK₨3.96 in FY 2019)

New 90-day high: LK₨20.30

Investor sentiment improved over the past week

New 90-day high: LK₨14.60

Pan Asia Banking Corporation PLC, Annual General Meeting, Mar 31, 2021

New 90-day high: LK₨13.90

New 90-day high - LK₨12.40

Shareholder Returns

Price Volatility

About the Company

Pan Asia Banking Corporation PLC Fundamentals Summary

4.1x

0.5x

Earnings & Revenue

Dividends

0.9%

4%