company background image
UBC.N0000 logo

Union Bank of Colombo COSE:UBC.N0000 Stock Report

Last Price

LK₨11.70

Market Cap

LK₨12.7b

7D

6.4%

1Y

17.0%

Updated

30 Dec, 2024

Data

Company Financials

Union Bank of Colombo PLC

COSE:UBC.N0000 Stock Report

Market Cap: LK₨12.7b

UBC.N0000 Stock Overview

Provides commercial banking and related financial services in Sri Lanka. More details

UBC.N0000 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance1/6
Financial Health4/6
Dividends0/6

Risk Analysis

Earnings have declined by 19.4% per year over past 5 years

Does not have a meaningful market cap (LKR13B)

Profit margins (1.6%) are lower than last year (8%)


My Notes

Capture your thoughts, links and company narrative

Union Bank of Colombo PLC Competitors

Pan Asia Banking

COSE:PABC.N0000

LK₨14.6b

Amãna Bank

COSE:ABL.N0000

LK₨13.3b

SANASA Development Bank

COSE:SDB.N0000

LK₨6.8b

Cargills Bank

COSE:CBNK.N0000

LK₨8.0b

Price History & Performance

Summary of share price highs, lows and changes for Union Bank of Colombo
Historical stock prices
Current Share PriceLK₨11.70
52 Week HighLK₨12.20
52 Week LowLK₨8.50
Beta0.28
1 Month Change21.88%
3 Month Change21.88%
1 Year Change17.00%
3 Year Change6.36%
5 Year Change-7.14%
Change since IPO-69.53%

Recent News & Updates

Recent updates

Shareholder Returns

UBC.N0000LK BanksLK Market
7D6.4%5.6%4.7%
1Y17.0%56.5%40.8%

Return vs Industry: UBC.N0000 underperformed the LK Banks industry which returned 56.5% over the past year.

Return vs Market: UBC.N0000 underperformed the LK Market which returned 40.8% over the past year.

Price Volatility

Is UBC.N0000's price volatile compared to industry and market?
UBC.N0000 volatility
UBC.N0000 Average Weekly Movement4.2%
Banks Industry Average Movement3.6%
Market Average Movement4.7%
10% most volatile stocks in LK Market7.4%
10% least volatile stocks in LK Market2.9%

Stable Share Price: UBC.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: UBC.N0000's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19951,157Dilshan Peter Rodrigowww.unionb.com

Union Bank of Colombo PLC, together with its subsidiaries, provides commercial banking and related financial services in Sri Lanka. It operates through four segments: Corporate Banking, SME, Retail, and Treasury. The company offers savings and current accounts, foreign currency accounts, and time and fixed deposits.

Union Bank of Colombo PLC Fundamentals Summary

How do Union Bank of Colombo's earnings and revenue compare to its market cap?
UBC.N0000 fundamental statistics
Market capLK₨12.68b
Earnings (TTM)LK₨114.47m
Revenue (TTM)LK₨7.21b

110.8x

P/E Ratio

0.7x

P/B Ratio

Is UBC.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBC.N0000 income statement (TTM)
RevenueLK₨7.21b
Cost of RevenueLK₨0
Gross ProfitLK₨7.21b
Other ExpensesLK₨7.09b
EarningsLK₨114.47m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.11
Gross Margin100.00%
Net Profit Margin1.59%
Debt/Equity Ratio116.2%

How did UBC.N0000 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 21:21
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Union Bank of Colombo PLC is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kavinda PereraTellimer Research