Union Bank of Colombo PLC

COSE:UBC.N0000 Stock Report

Market Cap: LK₨12.0b

Union Bank of Colombo Past Earnings Performance

Past criteria checks 1/6

Union Bank of Colombo's earnings have been declining at an average annual rate of -19.4%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 3.9% per year. Union Bank of Colombo's return on equity is 0.6%, and it has net margins of 1.6%.

Key information

-19.4%

Earnings growth rate

-19.2%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate3.9%
Return on equity0.6%
Net Margin1.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Union Bank of Colombo makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

COSE:UBC.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,2081143,7050
30 Jun 247,1981653,6680
31 Mar 247,3773343,6500
31 Dec 237,4434563,6380
30 Sep 237,1395713,5390
30 Jun 236,7115823,3870
31 Mar 236,0753693,2930
31 Dec 225,8784343,1770
30 Sep 225,9304863,0530
30 Jun 225,8685632,9860
31 Mar 225,9727772,9190
31 Dec 215,8598372,8580
30 Sep 215,6627152,9310
30 Jun 215,7957722,9010
31 Mar 215,7477352,8620
31 Dec 205,7416332,9260
30 Sep 206,0257803,1880
30 Jun 206,2287873,1700
31 Mar 206,4038423,1320
31 Dec 196,3367653,0100
30 Sep 196,2046622,6540
30 Jun 195,9345652,6550
31 Mar 195,8204942,6460
31 Dec 185,6825182,6210
30 Sep 185,5195552,5590
30 Jun 185,3205572,4970
31 Mar 185,1295492,4480
31 Dec 174,8845152,3590
30 Sep 174,7575212,3480
30 Jun 174,6325032,2830
31 Mar 174,4574942,2110
31 Dec 164,3265042,1620
30 Sep 164,0694462,1200
30 Jun 163,7333891,9880
31 Mar 163,4223081,8500
31 Dec 153,1602231,7450
30 Sep 152,856971,4270
30 Jun 152,616711,3130
31 Mar 152,454441,2130
31 Dec 142,217311,0980
30 Sep 141,97471,0910
30 Jun 141,849-31,0360
31 Mar 141,740659600

Quality Earnings: UBC.N0000 has high quality earnings.

Growing Profit Margin: UBC.N0000's current net profit margins (1.6%) are lower than last year (8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UBC.N0000's earnings have declined by 19.4% per year over the past 5 years.

Accelerating Growth: UBC.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UBC.N0000 had negative earnings growth (-80%) over the past year, making it difficult to compare to the Banks industry average (23.1%).

Return on Equity

High ROE: UBC.N0000's Return on Equity (0.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 13:30
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Union Bank of Colombo PLC is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kavinda PereraTellimer Research