Pan Asia Banking Balance Sheet Health
Financial Health criteria checks 5/6
Pan Asia Banking has total assets of LKR251.1B and total equity of LKR24.7B. Total deposits are LKR190.2B, and total loans are LKR147.2B. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 3.9% of total loans. Cash and short-term investments are LKR8.4B.
Key information
10.2x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | LK₨190.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | LK₨8.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PABC.N0000's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: PABC.N0000 has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 84% of PABC.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: PABC.N0000 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: PABC.N0000's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: PABC.N0000 has a high level of bad loans (3.9%).