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DFCC Bank COSE:DFCC.N0000 Stock Report

Last Price

LK₨91.20

Market Cap

LK₨39.5b

7D

1.4%

1Y

19.0%

Updated

21 Dec, 2024

Data

Company Financials

DFCC Bank PLC

COSE:DFCC.N0000 Stock Report

Market Cap: LK₨39.5b

DFCC.N0000 Stock Overview

Engages in the provision of commercial banking services to individuals, corporates, small and medium enterprises, professionals, and entrepreneurs in Sri Lanka. More details

DFCC.N0000 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Rewards

Price-To-Earnings ratio (4.4x) is below the LK market (9.4x)

Earnings have grown 31.7% per year over the past 5 years

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

DFCC Bank PLC Competitors

Seylan Bank

COSE:SEYB.N0000

LK₨36.7b

Nations Trust Bank

COSE:NTB.N0000

LK₨58.4b

National Development Bank

COSE:NDB.N0000

LK₨37.7b

Amãna Bank

COSE:ABL.N0000

LK₨13.3b

Price History & Performance

Summary of share price highs, lows and changes for DFCC Bank
Historical stock prices
Current Share PriceLK₨91.20
52 Week HighLK₨92.00
52 Week LowLK₨65.00
Beta0.66
1 Month Change5.80%
3 Month Change33.53%
1 Year Change18.98%
3 Year Change75.44%
5 Year Change19.77%
Change since IPO67.06%

Recent News & Updates

Recent updates

Shareholder Returns

DFCC.N0000LK BanksLK Market
7D1.4%3.8%3.6%
1Y19.0%51.2%35.6%

Return vs Industry: DFCC.N0000 underperformed the LK Banks industry which returned 51.2% over the past year.

Return vs Market: DFCC.N0000 underperformed the LK Market which returned 35.6% over the past year.

Price Volatility

Is DFCC.N0000's price volatile compared to industry and market?
DFCC.N0000 volatility
DFCC.N0000 Average Weekly Movement3.5%
Banks Industry Average Movement3.6%
Market Average Movement4.7%
10% most volatile stocks in LK Market7.5%
10% least volatile stocks in LK Market3.0%

Stable Share Price: DFCC.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: DFCC.N0000's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19552,395Neelakanni Hettiarachchige Thimal Pererawww.dfcc.lk

DFCC Bank PLC engages in the provision of commercial banking services to individuals, corporates, small and medium enterprises, professionals, and entrepreneurs in Sri Lanka. It operates through Corporate Banking, Retail Banking, Treasury, and Other segments. The company provides savings and current accounts; fixed, call, special, and repo deposits; debit and credit cards; home, personal, vehicle, SME, and education loans; vehicles, machinery, and plant and equipment leasing for entrepreneurs, SMEs, individuals, professionals, and private and public entities; and insurance and assurance solutions.

DFCC Bank PLC Fundamentals Summary

How do DFCC Bank's earnings and revenue compare to its market cap?
DFCC.N0000 fundamental statistics
Market capLK₨39.46b
Earnings (TTM)LK₨8.98b
Revenue (TTM)LK₨30.92b

4.4x

P/E Ratio

0.5x

P/B Ratio

Is DFCC.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DFCC.N0000 income statement (TTM)
RevenueLK₨30.92b
Cost of RevenueLK₨0
Gross ProfitLK₨30.92b
Other ExpensesLK₨21.94b
EarningsLK₨8.98b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)20.75
Gross Margin100.00%
Net Profit Margin29.03%
Debt/Equity Ratio183.7%

How did DFCC.N0000 perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

14%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 00:58
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

DFCC Bank PLC is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Danushka SamarasingheAsia Securities (Private) Limited
Amal Eran SanderatneCapital Alliance Securities (Private) Ltd.
Eranjan KulatungaIIFL Research