DFCC Bank PLC

COSE:DFCC.N0000 Stock Report

Market Cap: LK₨54.6b

DFCC Bank Past Earnings Performance

Past criteria checks 2/6

DFCC Bank has been growing earnings at an average annual rate of 31.7%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 21.1% per year. DFCC Bank's return on equity is 11.6%, and it has net margins of 29%.

Key information

31.7%

Earnings growth rate

26.6%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate21.1%
Return on equity11.6%
Net Margin29.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How DFCC Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

COSE:DFCC.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2430,9228,9788,0470
30 Jun 2431,08310,2867,4370
31 Mar 2429,66610,2626,5910
31 Dec 2326,5378,4856,2280
30 Sep 2323,8737,4035,9070
30 Jun 2320,9086,0165,8910
31 Mar 2317,8944,4605,9600
31 Dec 2214,3782,9325,8670
30 Sep 2212,7381,4365,7450
30 Jun 2212,4472,1325,5580
31 Mar 2212,7862,4885,3680
31 Dec 2114,3333,5495,1530
30 Sep 2114,6234,0354,8810
30 Jun 2113,3873,1664,8420
31 Mar 2113,1003,3104,7350
31 Dec 2012,0922,7454,5610
30 Sep 2012,3702,5454,8360
30 Jun 2013,2423,1024,7810
31 Mar 2012,6532,6064,7610
31 Dec 1912,4762,2144,7980
30 Sep 1912,9952,8124,4760
30 Jun 1912,5832,4504,3190
31 Mar 1912,6842,5194,1870
31 Dec 1812,6333,0114,0660
30 Sep 1812,4502,9224,0620
30 Jun 1811,7252,8753,9280
31 Mar 1813,0864,0843,9440
31 Dec 1713,2194,3623,6880
30 Sep 1713,0684,0973,5780
30 Jun 1713,3544,6233,3780
31 Mar 1711,8733,8213,0630
31 Dec 1610,8013,4152,9800
30 Sep 1611,0713,0913,4000
30 Jun 1610,3562,6723,3820
31 Mar 1610,1292,5473,3110
31 Dec 1510,2362,4173,5460
30 Sep 159,5823,4842,4460
30 Jun 1510,0303,8622,3150
31 Mar 1510,4224,3622,2130
31 Dec 1410,9524,7102,2100
30 Sep 149,7993,9992,0680
30 Jun 149,3213,6792,0440
31 Mar 148,5873,1511,9960

Quality Earnings: DFCC.N0000 has high quality earnings.

Growing Profit Margin: DFCC.N0000's current net profit margins (29%) are lower than last year (31%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: DFCC.N0000's earnings have grown significantly by 31.7% per year over the past 5 years.

Accelerating Growth: DFCC.N0000's earnings growth over the past year (21.3%) is below its 5-year average (31.7% per year).

Earnings vs Industry: DFCC.N0000 earnings growth over the past year (21.3%) did not outperform the Banks industry 23.1%.

Return on Equity

High ROE: DFCC.N0000's Return on Equity (11.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 20:24
End of Day Share Price 2025/02/07 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

DFCC Bank PLC is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Danushka SamarasingheAsia Securities (Private) Limited
Amal Eran SanderatneCapital Alliance Securities (Private) Ltd.
Eranjan KulatungaIIFL Research