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Money Forward TSE:3994 Stock Report

Last Price

JP¥3.98k

Market Cap

JP¥219.1b

7D

6.1%

1Y

-27.5%

Updated

23 Jan, 2025

Data

Company Financials +

3994 Stock Overview

Provides financial solutions for individuals, financial institutions, and corporations primarily in Japan. More details

3994 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth5/6
Past Performance0/6
Financial Health4/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Money Forward, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Money Forward
Historical stock prices
Current Share PriceJP¥3,984.00
52 Week HighJP¥6,947.00
52 Week LowJP¥3,480.00
Beta1.26
1 Month Change-19.27%
3 Month Change-18.79%
1 Year Change-27.54%
3 Year Change-13.95%
5 Year Change66.87%
Change since IPO158.28%

Recent News & Updates

Money Forward, Inc. (TSE:3994) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Jan 17
Money Forward, Inc. (TSE:3994) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Money Forward, Inc.'s (TSE:3994) Intrinsic Value Is Potentially 75% Above Its Share Price

Dec 04
Money Forward, Inc.'s (TSE:3994) Intrinsic Value Is Potentially 75% Above Its Share Price

Recent updates

Money Forward, Inc. (TSE:3994) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Jan 17
Money Forward, Inc. (TSE:3994) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Money Forward, Inc.'s (TSE:3994) Intrinsic Value Is Potentially 75% Above Its Share Price

Dec 04
Money Forward, Inc.'s (TSE:3994) Intrinsic Value Is Potentially 75% Above Its Share Price

What You Can Learn From Money Forward, Inc.'s (TSE:3994) P/S After Its 25% Share Price Crash

Nov 14
What You Can Learn From Money Forward, Inc.'s (TSE:3994) P/S After Its 25% Share Price Crash

Money Forward, Inc. (TSE:3994) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Oct 18
Money Forward, Inc. (TSE:3994) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year

Money Forward, Inc.'s (TSE:3994) P/S Still Appears To Be Reasonable

Aug 20
Money Forward, Inc.'s (TSE:3994) P/S Still Appears To Be Reasonable

Money Forward, Inc. (TSE:3994) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

Apr 16
Money Forward, Inc. (TSE:3994) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

Is Money Forward (TSE:3994) Using Debt In A Risky Way?

Mar 29
Is Money Forward (TSE:3994) Using Debt In A Risky Way?

Shareholder Returns

3994JP SoftwareJP Market
7D6.1%1.1%1.6%
1Y-27.5%6.7%6.7%

Return vs Industry: 3994 underperformed the JP Software industry which returned 6.7% over the past year.

Return vs Market: 3994 underperformed the JP Market which returned 6.7% over the past year.

Price Volatility

Is 3994's price volatile compared to industry and market?
3994 volatility
3994 Average Weekly Movement6.8%
Software Industry Average Movement5.5%
Market Average Movement3.5%
10% most volatile stocks in JP Market7.4%
10% least volatile stocks in JP Market1.9%

Stable Share Price: 3994's share price has been volatile over the past 3 months compared to the JP market.

Volatility Over Time: 3994's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of JP stocks.

About the Company

FoundedEmployeesCEOWebsite
20122,130Yosuke Tsujiwww.moneyforward.com

Money Forward, Inc. provides financial solutions for individuals, financial institutions, and corporations primarily in Japan. The company offers personal financial management services under the Money Forward ME, MONEY PLUS, Money Forward Personal Financial Consulting, Money Forward Sensei, Money Forward RelayB, and Money Forward Fixed Cost Review names; Money Forward Cloud, a software-as-a-service (SaaS) application for back office operations; and accounting and tax solutions under the Money Forward Cloud Accounting, Money Forward Cloud Accounting Plus, Money Forward Cloud Tax Return, Money Forward Cloud Invoice Issuing, Money Forward Cloud Invoice Issuing Plus, Money Forward Cloud Receivables Management, Money Forward Cloud Expense, Money Forward Cloud Accounts Payable, Money Forward Cloud Invoice System, Money Forward Cloud Fixed Assets, Money Forward Cloud Project Cost, Money Forward Cloud Consolidated Association, and Money Forward Cloud Box names. It also provides human resource solutions under the Money Forward Cloud HR Database, MoneyForward Cloud Attendance, Money Forward Cloud Payroll, Money Forward Cloud Tax Adjustment, MoneyForward Cloud Social Insurance, and Money Forward Cloud My Number names; and SaaS marketing platform solutions under the BOXIL SaaS, BOXIL EXPO, BALES, BALES CLOUD, BOXIL, BizHint, and ADXL names; and financial services under the Money Forward Kessai, Money Forward Transaction Finance, Money Forward Invoice Card Pay, Money Forward Early Payment, SHIKIN+, SEIKYU+, Biz Forward Invoice Card Pay, and HIRAC FUND names.

Money Forward, Inc. Fundamentals Summary

How do Money Forward's earnings and revenue compare to its market cap?
3994 fundamental statistics
Market capJP¥219.10b
Earnings (TTM)-JP¥6.33b
Revenue (TTM)JP¥40.36b

5.4x

P/S Ratio

-34.6x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3994 income statement (TTM)
RevenueJP¥40.36b
Cost of RevenueJP¥13.30b
Gross ProfitJP¥27.06b
Other ExpensesJP¥33.39b
Earnings-JP¥6.33b

Last Reported Earnings

Nov 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-115.11
Gross Margin67.04%
Net Profit Margin-15.68%
Debt/Equity Ratio79.3%

How did 3994 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/23 20:37
End of Day Share Price 2025/01/23 00:00
Earnings2024/11/30
Annual Earnings2024/11/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Money Forward, Inc. is covered by 15 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuki KanekoBofA Global Research
Mitsunobu TsuruoCitigroup Inc
Hideo NodaCLSA