Credit Saison Management

Management criteria checks 2/4

Credit Saison's CEO is Hiroshi Rinno, appointed in Jun 2000, has a tenure of 24.08 years. directly owns 0.07% of the company’s shares, worth ¥378.54M. The average tenure of the management team and the board of directors is 3.3 years and 4.1 years respectively.

Key information

Hiroshi Rinno

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	24.1yrs
CEO ownership	0.07%
Management average tenure	3.3yrs
Board average tenure	4.1yrs

Recent management updates

Recent updates

Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's

Mar 21

CEO

Hiroshi Rinno (82 yo)

24.1yrs

Tenure

Mr. Hiroshi Rinno serves as Chairman and Chief Executive Officer of Credit Saison Co. Ltd. since March 2019 and serves as its Representative since 2020. He joined Credit Saison Co., Ltd as General Manager...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Hiroshi Rinno	Representative	24.1yrs	no data	0.070% ¥ 378.5m
Katsumi Mizuno	Rep Director	3.3yrs	no data	0.019% ¥ 101.0m
Masaki Negishi	CFO, Managing Executive Officer	1.5yrs	no data	no data
Kazutoshi Ono	Sr. Managing Exec. Officer	5.3yrs	no data	0.0074% ¥ 40.5m
Naoki Takahashi	EVP, CHO	5.3yrs	no data	0.025% ¥ 137.8m
Kazue Yasumori	Man. Exe. Off.	2.5yrs	no data	no data
Shunji Ashikaga	Managing Executive Officer	4.1yrs	no data	0.0072% ¥ 39.4m
Naoki Nakayama	Managing Executive Officer	4.3yrs	no data	0.0029% ¥ 16.1m
Kosuke Mori	Head of Global Business Division	less than a year	no data	no data
Yuichi Kawahara	Executive Officer	3.3yrs	no data	no data
Ryuki Tabata	Head of General Affairs Dept.	1.5yrs	no data	no data
Yoshiyuki Kimura	Head of Corporate Risk Management Dept. & Executive Officer	1.3yrs	no data	no data

3.3yrs

Average Tenure

53yo

Average Age

Experienced Management: 8253's management team is considered experienced (3.3 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Hiroshi Rinno	Representative	41.3yrs	no data	0.070% ¥ 378.5m
Katsumi Mizuno	Rep Director	11.1yrs	no data	0.019% ¥ 101.0m
Kazutoshi Ono	Sr. Managing Exec. Officer	5.3yrs	no data	0.0074% ¥ 40.5m
Naoki Takahashi	EVP, CHO	13.3yrs	no data	0.025% ¥ 137.8m
Naoki Nakayama	Managing Executive Officer	1.5yrs	no data	0.0029% ¥ 16.1m
Kosuke Mori	Head of Global Business Division	no data	no data	no data
Hideo Suzuki	Standing Audit & Supervisory Board Member	1.1yrs	no data	0.0031% ¥ 16.7m
Naoki Togashi	Independent Outside Director	7.1yrs	no data	no data
Eiji Sakaguchi	Independent Outside Director	1.1yrs	no data	no data
Kosuke Kato	Director	less than a year	no data	no data
Hitoshi Yokokura	Independent Outside Director	4.1yrs	no data	no data
Yumiko Hoshiba	Independent Outside Director	less than a year	no data	no data

4.1yrs

Average Tenure

58yo

Average Age

Experienced Board: 8253's board of directors are considered experienced (4.1 years average tenure).

Credit Saison Management

Management criteria checks 2/4

Key information

Recent management updates

Credit Saison Co., Ltd., Annual General Meeting, Jun 19, 2024

Credit Saison Co., Ltd., Annual General Meeting, Jun 21, 2023

Less than half of directors are independent

Less than half of directors are independent

Credit Saison Co., Ltd. Announces Board Changes

Recent updates

Full year 2024 earnings: EPS and revenues exceed analyst expectations

Price target increased by 13% to JP¥3,407

New minor risk - Share price stability

Consensus revenue estimates increase by 15%, EPS downgraded

Credit Saison Co., Ltd., Annual General Meeting, Jun 19, 2024

Full year 2024 earnings: EPS and revenues exceed analyst expectations

Credit Saison Co., Ltd. (TSE:8253) announces an Equity Buyback for 25,000,000 shares, representing 15.18% for ¥50,000 million.

Price target increased by 10% to JP¥2,900

Upcoming dividend of JP¥100.00 per share

Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's

Credit Saison Co., Ltd. to Report Q2, 2025 Results on Nov 14, 2024

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 7.1% to JP¥2,283

New major risk - Revenue and earnings growth

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

Price target increased by 10% to JP¥2,204

First quarter 2024 earnings released: EPS: JP¥108 (vs JP¥97.11 in 1Q 2023)

Full year 2023 earnings: EPS exceeds analyst expectations

Price target increased by 11% to JP¥1,921

Price target increased by 7.4% to JP¥1,828

Credit Saison Co., Ltd. announced that it expects to receive ¥15.4953348 billion in funding from Suruga Bank Ltd.

Credit Saison Reportedly to Acquire Stake in Suruga Bank

Credit Saison Co., Ltd. Provides Consolidated and Non-Consolidated Earnings Guidance for the First Six Months and Fiscal Year Ending March 31, 2024

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

Credit Saison Co., Ltd., Annual General Meeting, Jun 21, 2023

Upcoming dividend of JP¥60.00 per share at 3.6% yield

Consensus EPS estimates increase by 10%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Credit Saison Co., Ltd. Revises Consolidated and Non-Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2023

Less than half of directors are independent

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Credit Saison Co., Ltd. Provides Year End Dividend Guidance for the Fiscal Year 2022

Credit Saison Co., Ltd. Revises Consolidated and Non-Consolidated Earnings Guidance for the Year Ending March 31, 2023

Credit Saison Co., Ltd. (TSE:8253) agreed to acquire 18.868177% stake in Broad-minded Co.,Ltd. (TSE:7343).

First quarter 2023 earnings released: EPS: JP¥97.10 (vs JP¥71.91 in 1Q 2022)

Credit Saison Co., Ltd. Provides Dividend Guidance for the End of Fiscal Year of 2022

Full year 2022 earnings: Revenues exceed analyst expectations

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Credit Saison Co., Ltd. Announces Dividend for the Fiscal Year Ended March 31, 2022, Payable on June 23, 2022; Provides Dividend Guidance for the Fiscal Year Ending March 31, 2023

Less than half of directors are independent

Investor sentiment improved over the past week

Credit Saison Co., Ltd. to Report Q2, 2023 Results on Nov 10, 2022

Upcoming dividend of JP¥45.00 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Credit Saison Co., Ltd. Provides Consolidated Earning Guidance for the March 31, 2022

Second quarter 2022 earnings released: EPS JP¥66.01 (vs JP¥58.52 in 2Q 2021)

First quarter 2022 earnings released: EPS JP¥71.91 (vs JP¥72.02 in 1Q 2021)

Full year 2021 earnings released: EPS JP¥231 (vs JP¥143 in FY 2020)

Full year 2021 earnings released: EPS JP¥231 (vs JP¥143 in FY 2020)

Credit Saison Co., Ltd. Provides Earnings Guidance for the Six Months and Full Year Ending March 31, 2022

Upcoming dividend of JP¥45.00 per share

New 90-day high: JP¥1,401

Credit Saison Co., Ltd. to Report Q1, 2022 Results on Aug 06, 2021

Exe. President, COO, Head of Public Relations Office & Director Masahiro Yamashita has left the company

Credit Saison Co., Ltd. Announces Board Changes

Third quarter 2021 earnings released: EPS JP¥83.19 (vs JP¥97.91 in 3Q 2020)

Revenue and earnings beat expectations

Credit Saison Co., Ltd. Revised Consolidated and Non-Consolidated Earnings Guidance for the Year Ending March 31, 2021

New 90-day high: JP¥1,351

CEO

Tenure

Leadership Team

Average Tenure

Average Age

Board Members

Average Tenure

Average Age