Credit Saison Balance Sheet Health
Financial Health criteria checks 4/6
Credit Saison has a total shareholder equity of ¥698.1B and total debt of ¥3,244.6B, which brings its debt-to-equity ratio to 464.8%. Its total assets and total liabilities are ¥4,441.7B and ¥3,743.6B respectively. Credit Saison's EBIT is ¥59.8B making its interest coverage ratio -47. It has cash and short-term investments of ¥99.4B.
Key information
464.8%
Debt to equity ratio
JP¥3.24t
Debt
| Interest coverage ratio | -47x |
| Cash | JP¥99.41b |
| Equity | JP¥698.10b |
| Total liabilities | JP¥3.74t |
| Total assets | JP¥4.44t |
Recent financial health updates
No updates
Recent updates
There's No Escaping Credit Saison Co., Ltd.'s (TSE:8253) Muted Earnings
Dec 24
Credit Saison (TSE:8253) Is Due To Pay A Dividend Of ¥105.00
Nov 17Credit Saison Co., Ltd. Just Missed Revenue By 32%: Here's What Analysts Think Will Happen Next
Nov 16Credit Saison Co., Ltd.'s (TSE:8253) Share Price Boosted 26% But Its Business Prospects Need A Lift Too
Sep 04Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's
Mar 21Financial Position Analysis
Short Term Liabilities: 8253's short term assets (¥3,802.6B) exceed its short term liabilities (¥267.9B).
Long Term Liabilities: 8253's short term assets (¥3,802.6B) exceed its long term liabilities (¥3,475.7B).
Debt to Equity History and Analysis
Debt Level: 8253's net debt to equity ratio (450.5%) is considered high.
Reducing Debt: 8253's debt to equity ratio has reduced from 484.5% to 464.8% over the past 5 years.
Debt Coverage: 8253's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 8253 earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 05:17 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credit Saison Co., Ltd. is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Azuma Ohno | Barclays |
| Yuki Yaginuma | BofA Global Research |
| Takehiro Tsuda | Citigroup Global Markets Japan Inc. |