Credit Saison Balance Sheet Health
Financial Health criteria checks 3/6
Credit Saison has a total shareholder equity of ¥729.4B and total debt of ¥3,439.1B, which brings its debt-to-equity ratio to 471.5%. Its total assets and total liabilities are ¥4,720.4B and ¥3,991.0B respectively. Credit Saison's EBIT is ¥109.0B making its interest coverage ratio 3.1. It has cash and short-term investments of ¥128.9B.
Key information
471.5%
Debt to equity ratio
JP¥3.44t
Debt
| Interest coverage ratio | 3.1x |
| Cash | JP¥128.92b |
| Equity | JP¥729.40b |
| Total liabilities | JP¥3.99t |
| Total assets | JP¥4.72t |
Recent financial health updates
No updates
Recent updates
Credit Saison (TSE:8253) Is Increasing Its Dividend To ¥110.00
Mar 12
Credit Saison (TSE:8253) Is Paying Out A Larger Dividend Than Last Year
Feb 20Credit Saison Co., Ltd. Just Beat Revenue Estimates By 22%
Feb 18There's No Escaping Credit Saison Co., Ltd.'s (TSE:8253) Muted Earnings
Dec 24Credit Saison (TSE:8253) Is Due To Pay A Dividend Of ¥105.00
Nov 17Credit Saison Co., Ltd. Just Missed Revenue By 32%: Here's What Analysts Think Will Happen Next
Nov 16Credit Saison Co., Ltd.'s (TSE:8253) Share Price Boosted 26% But Its Business Prospects Need A Lift Too
Sep 04Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's
Mar 21Financial Position Analysis
Short Term Liabilities: 8253's short term assets (¥3,977.8B) exceed its short term liabilities (¥320.5B).
Long Term Liabilities: 8253's short term assets (¥3,977.8B) exceed its long term liabilities (¥3,670.5B).
Debt to Equity History and Analysis
Debt Level: 8253's net debt to equity ratio (453.8%) is considered high.
Reducing Debt: 8253's debt to equity ratio has increased from 464.5% to 471.5% over the past 5 years.
Debt Coverage: 8253's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: 8253's interest payments on its debt are well covered by EBIT (3.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/15 09:54 |
| End of Day Share Price | 2025/04/15 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credit Saison Co., Ltd. is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Azuma Ohno | Barclays |
| Yuki Yaginuma | BofA Global Research |
| Takehiro Tsuda | Citigroup Global Markets Japan Inc. |