Sumitomo Mitsui Trust Group, Inc.

TSE:8309 Stock Report

Market Cap: JP¥2.6t

Sumitomo Mitsui Trust Group Valuation

Is 8309 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8309 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8309 (¥3643) is trading below our estimate of fair value (¥3847.28)

Significantly Below Fair Value: 8309 is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8309?

Key metric: As 8309 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8309. This is calculated by dividing 8309's market cap by their current earnings.
What is 8309's PE Ratio?
PE Ratio15.6x
EarningsJP¥167.96b
Market CapJP¥2.62t

Price to Earnings Ratio vs Peers

How does 8309's PE Ratio compare to its peers?

The above table shows the PE ratio for 8309 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.8x
7182 JAPAN POST BANK
13x5.3%JP¥5.2t
5838 Rakuten Bank
16.9x15.5%JP¥684.8b
8411 Mizuho Financial Group
11.5x5.4%JP¥9.5t
7163 SBI Sumishin Net Bank
17.9x25.7%JP¥446.6b
8309 Sumitomo Mitsui Trust Group
15.6x12.0%JP¥2.6t

Price-To-Earnings vs Peers: 8309 is expensive based on its Price-To-Earnings Ratio (15.6x) compared to the peer average (14.8x).

Price to Earnings Ratio vs Industry

How does 8309's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
8309 15.6xIndustry Avg. 10.0xNo. of Companies15PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8309 is expensive based on its Price-To-Earnings Ratio (15.6x) compared to the JP Banks industry average (10x).

Price to Earnings Ratio vs Fair Ratio

What is 8309's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8309 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio15.6x
Fair PE Ratio13.6x

Price-To-Earnings vs Fair Ratio: 8309 is expensive based on its Price-To-Earnings Ratio (15.6x) compared to the estimated Fair Price-To-Earnings Ratio (13.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8309 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥3,643.00
JP¥4,066.36
+11.6%
10.1%JP¥5,000.00JP¥3,400.00n/a11
Nov ’25JP¥3,365.00
JP¥4,045.45
+20.2%
10.3%JP¥5,000.00JP¥3,400.00n/a11
Oct ’25JP¥3,442.00
JP¥4,045.45
+17.5%
10.3%JP¥5,000.00JP¥3,400.00n/a11
Sep ’25JP¥3,603.00
JP¥4,082.73
+13.3%
10.5%JP¥5,000.00JP¥3,400.00n/a11
Aug ’25JP¥3,848.00
JP¥4,082.73
+6.1%
10.5%JP¥5,000.00JP¥3,400.00n/a11
Jul ’25JP¥3,721.00
JP¥3,864.55
+3.9%
6.8%JP¥4,300.00JP¥3,400.00n/a11
Jun ’25JP¥3,643.00
JP¥3,661.82
+0.5%
9.7%JP¥4,300.00JP¥3,200.00n/a11
May ’25JP¥3,280.00
JP¥3,538.18
+7.9%
8.1%JP¥4,300.00JP¥3,200.00n/a11
Apr ’25JP¥3,185.00
JP¥3,440.00
+8.0%
5.6%JP¥3,800.00JP¥3,030.00n/a11
Mar ’25JP¥3,135.00
JP¥3,262.73
+4.1%
6.1%JP¥3,600.00JP¥3,000.00n/a11
Feb ’25JP¥2,945.00
JP¥3,265.91
+10.9%
6.2%JP¥3,600.00JP¥3,000.00n/a11
Jan ’25JP¥2,706.00
JP¥3,238.64
+19.7%
5.3%JP¥3,475.00JP¥3,000.00n/a11
Dec ’24JP¥2,794.00
JP¥3,179.55
+13.8%
5.9%JP¥3,475.00JP¥2,900.00n/a11
Nov ’24JP¥2,860.50
JP¥3,177.27
+11.1%
6.0%JP¥3,500.00JP¥2,900.00JP¥3,365.0011
Oct ’24JP¥2,815.50
JP¥3,111.36
+10.5%
8.7%JP¥3,500.00JP¥2,650.00JP¥3,442.0011
Sep ’24JP¥2,769.50
JP¥3,033.75
+9.5%
10.1%JP¥3,500.00JP¥2,550.00JP¥3,603.0012
Aug ’24JP¥2,737.00
JP¥2,935.00
+7.2%
10.4%JP¥3,500.00JP¥2,550.00JP¥3,848.0012
Jul ’24JP¥2,556.50
JP¥2,841.25
+11.1%
11.3%JP¥3,500.00JP¥2,400.00JP¥3,721.0012
Jun ’24JP¥2,506.50
JP¥2,784.17
+11.1%
13.6%JP¥3,500.00JP¥2,250.00JP¥3,643.0012
May ’24JP¥2,478.50
JP¥2,720.91
+9.8%
12.1%JP¥3,470.00JP¥2,250.00JP¥3,280.0011
Apr ’24JP¥2,270.50
JP¥2,723.00
+19.9%
13.1%JP¥3,470.00JP¥2,250.00JP¥3,185.0010
Mar ’24JP¥2,544.00
JP¥2,612.00
+2.7%
13.7%JP¥3,470.00JP¥2,230.00JP¥3,135.0010
Feb ’24JP¥2,357.00
JP¥2,556.50
+8.5%
13.9%JP¥3,485.00JP¥2,230.00JP¥2,945.0010
Jan ’24JP¥2,294.00
JP¥2,566.50
+11.9%
13.7%JP¥3,485.00JP¥2,230.00JP¥2,706.0010
Dec ’23JP¥2,155.50
JP¥2,526.67
+17.2%
15.5%JP¥3,485.00JP¥2,050.00JP¥2,794.009
Nov ’23JP¥2,136.50
JP¥2,493.33
+16.7%
15.3%JP¥3,435.00JP¥2,050.00JP¥2,860.509

Analyst Forecast: Target price is less than 20% higher than the current share price.

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