JAPAN POST BANK Co., Ltd.

TSE:7182 Stock Report

Market Cap: JP¥4.9t

JAPAN POST BANK Valuation

Is 7182 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 7182 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 7182 (¥1366) is trading above our estimate of fair value (¥1162.74)

Significantly Below Fair Value: 7182 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 7182?

Other financial metrics that can be useful for relative valuation.

7182 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio1.5x

Price to Earnings Ratio vs Peers

How does 7182's PE Ratio compare to its peers?

The above table shows the PE ratio for 7182 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average15.1x
8411 Mizuho Financial Group
11.3x7.1%JP¥8.1t
8309 Sumitomo Mitsui Trust Group
22.2x16.9%JP¥2.4t
8316 Sumitomo Mitsui Financial Group
12.8x9.2%JP¥12.7t
8306 Mitsubishi UFJ Financial Group
14.3x9.1%JP¥18.9t
7182 JAPAN POST BANK
13.5x9.2%JP¥4.9t

Price-To-Earnings vs Peers: 7182 is good value based on its Price-To-Earnings Ratio (13.5x) compared to the peer average (15.1x).


Price to Earnings Ratio vs Industry

How does 7182's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a9.8%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a9.8%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: 7182 is expensive based on its Price-To-Earnings Ratio (13.5x) compared to the JP Banks industry average (9.2x).


Price to Earnings Ratio vs Fair Ratio

What is 7182's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

7182 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.5x
Fair PE Ratio13.5x

Price-To-Earnings vs Fair Ratio: 7182 is expensive based on its Price-To-Earnings Ratio (13.5x) compared to the estimated Fair Price-To-Earnings Ratio (13.5x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 7182 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥1,366.00
JP¥1,616.36
+18.3%
18.6%JP¥2,300.00JP¥1,020.00n/a11
Oct ’25JP¥1,378.00
JP¥1,616.36
+17.3%
18.6%JP¥2,300.00JP¥1,020.00n/a11
Sep ’25JP¥1,364.00
JP¥1,667.27
+22.2%
18.6%JP¥2,300.00JP¥1,020.00n/a11
Aug ’25JP¥1,636.50
JP¥1,665.45
+1.8%
18.7%JP¥2,300.00JP¥1,020.00n/a11
Jul ’25JP¥1,530.50
JP¥1,651.82
+7.9%
18.8%JP¥2,300.00JP¥1,020.00n/a11
Jun ’25JP¥1,553.00
JP¥1,630.00
+5.0%
16.8%JP¥2,100.00JP¥1,020.00n/a11
May ’25JP¥1,584.00
JP¥1,626.36
+2.7%
16.6%JP¥2,100.00JP¥1,050.00n/a11
Apr ’25JP¥1,586.00
JP¥1,625.45
+2.5%
16.5%JP¥2,100.00JP¥1,050.00n/a11
Mar ’25JP¥1,636.00
JP¥1,490.00
-8.9%
16.4%JP¥1,800.00JP¥1,050.00n/a10
Feb ’25JP¥1,530.00
JP¥1,484.00
-3.0%
16.3%JP¥1,790.00JP¥1,050.00n/a10
Jan ’25JP¥1,436.00
JP¥1,440.91
+0.3%
16.2%JP¥1,790.00JP¥1,050.00n/a11
Dec ’24JP¥1,466.50
JP¥1,333.33
-9.1%
17.7%JP¥1,790.00JP¥1,050.00n/a12
Nov ’24JP¥1,415.00
JP¥1,220.77
-13.7%
16.7%JP¥1,700.00JP¥1,000.00JP¥1,366.0013
Oct ’24JP¥1,301.00
JP¥1,161.54
-10.7%
10.1%JP¥1,400.00JP¥1,000.00JP¥1,378.0013
Sep ’24JP¥1,175.50
JP¥1,161.54
-1.2%
10.1%JP¥1,400.00JP¥1,000.00JP¥1,364.0013
Aug ’24JP¥1,158.50
JP¥1,120.77
-3.3%
10.1%JP¥1,400.00JP¥940.00JP¥1,636.5013
Jul ’24JP¥1,124.00
JP¥1,107.69
-1.5%
9.9%JP¥1,400.00JP¥940.00JP¥1,530.5013
Jun ’24JP¥1,038.00
JP¥1,090.83
+5.1%
7.3%JP¥1,250.00JP¥940.00JP¥1,553.0012
May ’24JP¥1,086.00
JP¥1,088.33
+0.2%
7.6%JP¥1,250.00JP¥940.00JP¥1,584.0012
Apr ’24JP¥1,083.00
JP¥1,088.33
+0.5%
7.6%JP¥1,250.00JP¥940.00JP¥1,586.0012
Mar ’24JP¥1,222.00
JP¥1,070.00
-12.4%
6.7%JP¥1,200.00JP¥940.00JP¥1,636.0010
Feb ’24JP¥1,158.00
JP¥1,075.00
-7.2%
6.6%JP¥1,200.00JP¥900.00JP¥1,530.0012
Jan ’24JP¥1,128.00
JP¥1,065.83
-5.5%
6.6%JP¥1,200.00JP¥900.00JP¥1,436.0012
Dec ’23JP¥1,031.00
JP¥1,053.92
+2.2%
5.3%JP¥1,100.00JP¥900.00JP¥1,466.5012
Nov ’23JP¥990.00
JP¥1,056.83
+6.8%
5.8%JP¥1,140.00JP¥900.00JP¥1,415.0012

Analyst Forecast: Target price is less than 20% higher than the current share price.


Discover undervalued companies