Aozora Bank Balance Sheet Health
Financial Health criteria checks 4/6
Aozora Bank has total assets of ¥7,722.7B and total equity of ¥410.2B. Total deposits are ¥5,840.7B, and total loans are ¥4,008.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ¥1,745.0B.
Key information
18.8x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥5.84t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.75t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8304's Assets to Equity ratio (18.8x) is moderate.
Allowance for Bad Loans: 8304 has a low allowance for bad loans (71%).
Low Risk Liabilities: 80% of 8304's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8304 has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: 8304's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 8304 has a high level of bad loans (2.9%).