Aozora Bank Balance Sheet Health
Financial Health criteria checks 4/6
Aozora Bank has total assets of ¥7,688.6B and total equity of ¥460.5B. Total deposits are ¥5,722.1B, and total loans are ¥3,890.5B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ¥1,987.1B.
Key information
16.7x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥5.72t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.99t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8304's Assets to Equity ratio (16.7x) is moderate.
Allowance for Bad Loans: 8304 has a low allowance for bad loans (68%).
Low Risk Liabilities: 79% of 8304's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8304 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 8304's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 8304 has a high level of bad loans (2.9%).