Aozora Bank, Ltd.

TSE:8304 Stock Report

Market Cap: JP¥338.3b

Aozora Bank Past Earnings Performance

Past criteria checks 0/6

Aozora Bank's earnings have been declining at an average annual rate of -51.1%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been declining at an average rate of 9.7% per year.

Key information

-51.1%

Earnings growth rate

-50.9%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate-9.7%
Return on equity-11.2%
Net Margin-86.5%
Next Earnings Update03 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Aozora Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8304 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2457,866-50,03361,8100
30 Jun 2467,373-49,10462,0360
31 Mar 2458,350-49,90462,4240
31 Dec 2364,292-21,69761,7990
30 Sep 23102,3935,37861,0140
30 Jun 23101,7557,11860,2000
31 Mar 23108,7988,71959,4630
31 Dec 22112,86222,12959,3700
30 Sep 22120,45230,95358,8750
30 Jun 22118,99431,81958,2430
31 Mar 22116,08935,00457,4900
31 Dec 21121,73835,55557,4020
30 Sep 21120,59433,28657,2590
30 Jun 21122,89533,07956,7650
31 Mar 21117,74628,97256,1280
31 Dec 20107,50920,39355,9290
30 Sep 20112,48123,01954,9800
30 Jun 20111,87423,70654,3990
31 Mar 20115,79028,14253,6810
31 Dec 19117,22836,15951,8940
30 Sep 19111,74735,00251,1050
30 Jun 19111,46136,64350,1090
31 Mar 19111,09736,13049,3320
31 Dec 18114,53239,25348,5030
30 Sep 18118,65841,26147,4080
30 Jun 18116,94439,91346,4260
31 Mar 18118,41343,06446,2680
31 Dec 17121,66941,81445,2430
30 Sep 17116,22241,17244,8940
30 Jun 17118,30244,54144,7100
31 Mar 17113,01743,84944,3630
31 Dec 16111,25843,96644,7940
30 Sep 16110,55445,05943,9980
30 Jun 16107,17944,95642,8130
31 Mar 16107,71843,49941,1400
31 Dec 1599,91944,20240,2680
30 Sep 15104,34343,59739,4790
30 Jun 15107,75942,65039,0290
31 Mar 15113,00642,22038,6310
31 Dec 14117,64840,89937,7980
30 Sep 14112,98040,46238,2160
30 Jun 14111,56039,72838,4560
31 Mar 14108,59140,67539,2520
31 Dec 13106,67840,97239,2550

Quality Earnings: 8304 is currently unprofitable.

Growing Profit Margin: 8304 is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8304 is unprofitable, and losses have increased over the past 5 years at a rate of 51.1% per year.

Accelerating Growth: Unable to compare 8304's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 8304 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (22.6%).

Return on Equity

High ROE: 8304 has a negative Return on Equity (-11.18%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 14:56
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Aozora Bank, Ltd. is covered by 17 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBarclays
Toyoki SameshimaBNP Paribas Securities (Asia)
Shinichiro NakamuraBofA Global Research