Chugin Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Chugin Financial GroupInc has total assets of ¥10,657.6B and total equity of ¥570.9B. Total deposits are ¥8,112.7B, and total loans are ¥6,462.6B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ¥1,313.8B.
Key information
18.7x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥8.11t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.31t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5832's Assets to Equity ratio (18.7x) is moderate.
Allowance for Bad Loans: 5832 has a low allowance for bad loans (56%).
Low Risk Liabilities: 80% of 5832's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5832 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 5832's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: 5832 has an appropriate level of bad loans (1.7%).