Chugin Financial Group,Inc.

TSE:5832 Stock Report

Market Cap: JP¥399.6b

Chugin Financial GroupInc Past Earnings Performance

Past criteria checks 4/6

Chugin Financial GroupInc has been growing earnings at an average annual rate of 14.9%, while the Banks industry saw earnings growing at 11.6% annually. Revenues have been growing at an average rate of 4.4% per year. Chugin Financial GroupInc's return on equity is 4.9%, and it has net margins of 21.8%.

Key information

14.93%

Earnings growth rate

15.95%

EPS growth rate

Banks Industry Growth4.06%
Revenue growth rate4.39%
Return on equity4.93%
Net Margin21.82%
Next Earnings Update14 Nov 2025

Recent past performance updates

Recent updates

Chugin Financial GroupInc (TSE:5832) Is Increasing Its Dividend To ¥37.00

Sep 01
Chugin Financial GroupInc (TSE:5832) Is Increasing Its Dividend To ¥37.00

Chugin Financial GroupInc's (TSE:5832) Dividend Will Be Increased To ¥37.00

Aug 06
Chugin Financial GroupInc's (TSE:5832) Dividend Will Be Increased To ¥37.00

Chugin Financial GroupInc (TSE:5832) Has Announced That It Will Be Increasing Its Dividend To ¥37.00

Jul 23
Chugin Financial GroupInc (TSE:5832) Has Announced That It Will Be Increasing Its Dividend To ¥37.00

Chugin Financial GroupInc (TSE:5832) Is Increasing Its Dividend To ¥37.00

Jul 09
Chugin Financial GroupInc (TSE:5832) Is Increasing Its Dividend To ¥37.00

Chugin Financial GroupInc (TSE:5832) Is Due To Pay A Dividend Of ¥29.50

Mar 26
Chugin Financial GroupInc (TSE:5832) Is Due To Pay A Dividend Of ¥29.50

Chugin Financial GroupInc (TSE:5832) Has Announced A Dividend Of ¥29.50

Mar 12
Chugin Financial GroupInc (TSE:5832) Has Announced A Dividend Of ¥29.50

Chugin Financial GroupInc (TSE:5832) Has Announced A Dividend Of ¥29.50

Feb 10
Chugin Financial GroupInc (TSE:5832) Has Announced A Dividend Of ¥29.50

Chugin Financial GroupInc (TSE:5832) Will Pay A Dividend Of ¥29.50

Jan 03
Chugin Financial GroupInc (TSE:5832) Will Pay A Dividend Of ¥29.50

Chugin Financial GroupInc's (TSE:5832) Dividend Will Be ¥29.50

Dec 10
Chugin Financial GroupInc's (TSE:5832) Dividend Will Be ¥29.50

Revenue & Expenses Breakdown

How Chugin Financial GroupInc makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSE:5832 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 25127,97127,92361,5670
31 Mar 25123,03127,43459,5260
31 Dec 24124,61123,39959,2310
30 Sep 24120,58425,57258,2850
30 Jun 24116,00223,59057,9360
31 Mar 24113,70821,38957,8500
31 Dec 23118,21920,99456,7590
30 Jun 23128,72419,33455,7680
31 Mar 23149,16920,47755,6620
31 Dec 22147,98518,39855,4890
30 Jun 22133,36019,41556,0350
31 Mar 22115,24018,37456,1090
31 Dec 21109,07318,92456,4360
30 Sep 21106,47416,37156,6760
30 Jun 21106,12716,61357,0710
31 Mar 21101,06414,41857,2850
31 Dec 20101,06512,66157,3000
30 Sep 2099,10111,49857,3600
30 Jun 2099,85711,60757,7050
31 Mar 20100,26411,91658,2120
31 Dec 19102,20015,33258,5810
30 Sep 19102,94615,13058,8050
30 Jun 19104,67116,21058,7410
31 Mar 19106,91216,19958,9470
31 Dec 18110,58817,19559,0590
30 Sep 18116,41820,40559,1360
30 Jun 18119,18922,57259,2430
31 Mar 18118,60521,25860,7120
31 Dec 17123,38919,62560,1820
30 Sep 17126,30918,29959,7060
30 Jun 17125,14716,89959,3830
31 Mar 17129,13820,32358,4470
31 Dec 16125,80623,75158,8170
30 Sep 16119,66023,74858,6340
30 Jun 16121,12125,82358,0710
31 Mar 16121,58227,25257,4260
31 Dec 15117,97125,49457,2060
30 Sep 15120,66627,20258,1250
30 Jun 15122,82427,71458,5370
31 Mar 15118,25324,70259,1410
31 Dec 14125,65229,64758,8780

Quality Earnings: 5832 has high quality earnings.

Growing Profit Margin: 5832's current net profit margins (21.8%) are higher than last year (20.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 5832's earnings have grown by 14.9% per year over the past 5 years.

Accelerating Growth: 5832's earnings growth over the past year (18.4%) exceeds its 5-year average (14.9% per year).

Earnings vs Industry: 5832 earnings growth over the past year (18.4%) did not outperform the Banks industry 23%.


Return on Equity

High ROE: 5832's Return on Equity (4.9%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/13 15:40
End of Day Share Price 2025/11/13 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Chugin Financial Group,Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullDaiwa Securities Co. Ltd.
Ismael PiliMacquarie Research
Masahiko SatoNomura Securities Co. Ltd.