AJIB Stock Overview

Provides commercial banking services to individuals, SMEs, or corporations in Jordan and internationally. More details

AJIB fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (11.9x) is below the JO market (13.4x)

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results

Dividend of 7.87% is either not well covered by earnings currently or not forecast to be covered

My Notes

Capture your thoughts, links and company narrative

Arab Jordan Investment Bank Competitors

Jordan Ahli Bank

ASE:AHLI

د.أ200.7m

Cairo Amman Bank

ASE:CABK

د.أ208.0m

Invest Bank

ASE:INVB

د.أ147.0m

Jordan Commercial Bank

ASE:JCBK

د.أ115.2m

Price History & Performance

Summary of share price highs, lows and changes for Arab Jordan Investment Bank
Historical stock prices
Current Share Price	د.أ1.27
52 Week High	د.أ1.34
52 Week Low	د.أ1.23
Beta	0.17
1 Month Change	-1.55%
3 Month Change	-1.55%
1 Year Change	0%
3 Year Change	0%
5 Year Change	2.42%
Change since IPO	-32.61%

Recent updates

Shareholder Returns

	AJIB	JO Banks	JO Market
7D	0%	-0.05%	1.0%
1Y	0%	-5.2%	2.1%

Return vs Industry: AJIB exceeded the JO Banks industry which returned -5.2% over the past year.

Return vs Market: AJIB underperformed the JO Market which returned 2.1% over the past year.

Price Volatility

Is AJIB's price volatile compared to industry and market?
AJIB volatility
AJIB Average Weekly Movement	n/a
Banks Industry Average Movement	1.6%
Market Average Movement	3.4%
10% most volatile stocks in JO Market	5.7%
10% least volatile stocks in JO Market	1.4%

Stable Share Price: AJIB's share price has been volatile over the past 3 months compared to the JO market.

Volatility Over Time: Insufficient data to determine AJIB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1978	850	Nasser Naji Al-Tarawneh	www.ajib.com

Arab Jordan Investment Bank provides commercial banking services to individuals, SMEs, or corporations in Jordan and internationally. It operates through Individual Accounts, Institutions and Corporate, Treasury, and Institutional Financing segments. The company offers current, demand, savings, and time deposit accounts.

Arab Jordan Investment Bank Fundamentals Summary

How do Arab Jordan Investment Bank's earnings and revenue compare to its market cap?
AJIB fundamental statistics
Market cap	د.أ190.50m
Earnings (TTM)	د.أ16.03m
Revenue (TTM)	د.أ62.19m

11.9x

P/E Ratio

0.9x

P/B Ratio

Is AJIB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AJIB income statement (TTM)
Revenue	د.أ62.19m
Cost of Revenue	د.أ789.55k
Gross Profit	د.أ61.40m
Other Expenses	د.أ45.37m
Earnings	د.أ16.03m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.11
Gross Margin	98.73%
Net Profit Margin	25.78%
Debt/Equity Ratio	13.9%

How did AJIB perform over the long term?

See historical performance and comparison

Dividends

7.9%

Current Dividend Yield

94%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/21 02:58
End of Day Share Price	2024/12/11 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arab Jordan Investment Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution