Arab Jordan Investment Bank Past Earnings Performance
Past criteria checks 2/6
Arab Jordan Investment Bank has been growing earnings at an average annual rate of 6%, while the Banks industry saw earnings growing at 8.2% annually. Revenues have been growing at an average rate of 3.7% per year. Arab Jordan Investment Bank's return on equity is 8.5%, and it has net margins of 29.8%.
Key information
6.0%
Earnings growth rate
6.0%
EPS growth rate
| Banks Industry Growth | 3.8% |
| Revenue growth rate | 3.7% |
| Return on equity | 8.5% |
| Net Margin | 29.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Arab Jordan Investment Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 62 | 19 | 28 | 0 |
| 31 Mar 23 | 65 | 20 | 24 | 0 |
| 31 Dec 22 | 64 | 18 | 24 | 0 |
| 30 Sep 22 | 62 | 17 | 23 | 0 |
| 30 Jun 22 | 61 | 17 | 23 | 0 |
| 31 Mar 22 | 61 | 17 | 22 | 0 |
| 31 Dec 21 | 60 | 17 | 22 | 0 |
| 30 Sep 21 | 54 | 14 | 21 | 0 |
| 30 Jun 21 | 53 | 13 | 22 | 0 |
| 31 Mar 21 | 50 | 11 | 21 | 0 |
| 31 Dec 20 | 50 | 11 | 22 | 0 |
| 30 Sep 20 | 56 | 13 | 22 | 0 |
| 30 Jun 20 | 55 | 14 | 22 | 0 |
| 31 Mar 20 | 56 | 14 | 22 | 0 |
| 31 Dec 19 | 55 | 15 | 22 | 0 |
| 30 Sep 19 | 55 | 15 | 22 | 0 |
| 30 Jun 19 | 54 | 15 | 22 | 0 |
| 31 Mar 19 | 55 | 15 | 22 | 0 |
| 31 Dec 18 | 56 | 16 | 22 | 0 |
| 30 Sep 18 | 57 | 15 | 21 | 0 |
| 30 Jun 18 | 57 | 15 | 21 | 0 |
| 31 Mar 18 | 56 | 15 | 22 | 0 |
| 31 Dec 17 | 57 | 16 | 22 | 0 |
| 30 Sep 17 | 60 | 19 | 22 | 0 |
| 30 Jun 17 | 62 | 20 | 22 | 0 |
| 31 Mar 17 | 64 | 21 | 22 | 0 |
| 31 Dec 16 | 64 | 21 | 22 | 0 |
| 30 Sep 16 | 63 | 21 | 22 | 0 |
| 30 Jun 16 | 65 | 21 | 22 | 0 |
| 31 Mar 16 | 65 | 21 | 22 | 0 |
| 31 Dec 15 | 64 | 21 | 21 | 0 |
| 30 Sep 15 | 66 | 22 | 22 | 0 |
| 30 Jun 15 | 67 | 24 | 21 | 0 |
| 31 Mar 15 | 64 | 25 | 20 | 0 |
| 31 Dec 14 | 58 | 23 | 18 | 0 |
| 30 Sep 14 | 50 | 20 | 15 | 0 |
| 30 Jun 14 | 42 | 16 | 13 | 0 |
| 31 Mar 14 | 40 | 15 | 12 | 0 |
| 31 Dec 13 | 39 | 15 | 12 | 0 |
| 30 Sep 13 | 39 | 14 | 12 | 0 |
| 30 Jun 13 | 38 | 14 | 12 | 0 |
Quality Earnings: AJIB has a large one-off gain of JOD7.6M impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: AJIB's current net profit margins (29.8%) are higher than last year (28.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AJIB's earnings have grown by 6% per year over the past 5 years.
Accelerating Growth: AJIB's earnings growth over the past year (2.9%) is below its 5-year average (6% per year).
Earnings vs Industry: AJIB earnings growth over the past year (2.9%) did not outperform the Banks industry 6.3%.
Return on Equity
High ROE: AJIB's Return on Equity (8.5%) is considered low.