Arab Jordan Investment Bank

ASE:AJIB Stock Report

Market Cap: د.أ190.5m

Arab Jordan Investment Bank Past Earnings Performance

Past criteria checks 1/6

Arab Jordan Investment Bank has been growing earnings at an average annual rate of 7.1%, while the Banks industry saw earnings growing at 10.8% annually. Revenues have been growing at an average rate of 4.5% per year. Arab Jordan Investment Bank's return on equity is 7.5%, and it has net margins of 25.8%.

Key information

7.1%

Earnings growth rate

7.1%

EPS growth rate

Banks Industry Growth3.8%
Revenue growth rate4.5%
Return on equity7.5%
Net Margin25.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Arab Jordan Investment Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ASE:AJIB Revenue, expenses and earnings (JOD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246216290
30 Jun 246417300
31 Mar 246418290
31 Dec 236219280
30 Sep 236619220
30 Jun 236519250
31 Mar 236520240
31 Dec 226418240
30 Sep 226417230
30 Jun 226317230
31 Mar 226117220
31 Dec 216017220
30 Sep 215414210
30 Jun 215313220
31 Mar 215011210
31 Dec 205011220
30 Sep 205613220
30 Jun 205514220
31 Mar 205614220
31 Dec 195515220
30 Sep 195515220
30 Jun 195415220
31 Mar 195515220
31 Dec 185616220
30 Sep 185715210
30 Jun 185715210
31 Mar 185615220
31 Dec 175716220
30 Sep 176019220
30 Jun 176220220
31 Mar 176421220
31 Dec 166421220
30 Sep 166321220
30 Jun 166521220
31 Mar 166521220
31 Dec 156421210
30 Sep 156622220
30 Jun 156724210
31 Mar 156425200
31 Dec 145823180
30 Sep 145020150
30 Jun 144216130
31 Mar 144015120
31 Dec 133915120

Quality Earnings: AJIB has a large one-off gain of JOD7.6M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: AJIB's current net profit margins (25.8%) are lower than last year (28.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AJIB's earnings have grown by 7.1% per year over the past 5 years.

Accelerating Growth: AJIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: AJIB had negative earnings growth (-13.9%) over the past year, making it difficult to compare to the Banks industry average (6.9%).


Return on Equity

High ROE: AJIB's Return on Equity (7.5%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 12:11
End of Day Share Price 2024/12/11 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Arab Jordan Investment Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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