Arab Jordan Investment Bank Past Earnings Performance
Past criteria checks 1/6
Arab Jordan Investment Bank has been growing earnings at an average annual rate of 7.1%, while the Banks industry saw earnings growing at 10.8% annually. Revenues have been growing at an average rate of 4.5% per year. Arab Jordan Investment Bank's return on equity is 7.5%, and it has net margins of 25.8%.
Key information
7.1%
Earnings growth rate
7.1%
EPS growth rate
| Banks Industry Growth | 3.8% |
| Revenue growth rate | 4.5% |
| Return on equity | 7.5% |
| Net Margin | 25.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Arab Jordan Investment Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 62 | 16 | 29 | 0 |
| 30 Jun 24 | 64 | 17 | 30 | 0 |
| 31 Mar 24 | 64 | 18 | 29 | 0 |
| 31 Dec 23 | 62 | 19 | 28 | 0 |
| 30 Sep 23 | 66 | 19 | 22 | 0 |
| 30 Jun 23 | 65 | 19 | 25 | 0 |
| 31 Mar 23 | 65 | 20 | 24 | 0 |
| 31 Dec 22 | 64 | 18 | 24 | 0 |
| 30 Sep 22 | 64 | 17 | 23 | 0 |
| 30 Jun 22 | 63 | 17 | 23 | 0 |
| 31 Mar 22 | 61 | 17 | 22 | 0 |
| 31 Dec 21 | 60 | 17 | 22 | 0 |
| 30 Sep 21 | 54 | 14 | 21 | 0 |
| 30 Jun 21 | 53 | 13 | 22 | 0 |
| 31 Mar 21 | 50 | 11 | 21 | 0 |
| 31 Dec 20 | 50 | 11 | 22 | 0 |
| 30 Sep 20 | 56 | 13 | 22 | 0 |
| 30 Jun 20 | 55 | 14 | 22 | 0 |
| 31 Mar 20 | 56 | 14 | 22 | 0 |
| 31 Dec 19 | 55 | 15 | 22 | 0 |
| 30 Sep 19 | 55 | 15 | 22 | 0 |
| 30 Jun 19 | 54 | 15 | 22 | 0 |
| 31 Mar 19 | 55 | 15 | 22 | 0 |
| 31 Dec 18 | 56 | 16 | 22 | 0 |
| 30 Sep 18 | 57 | 15 | 21 | 0 |
| 30 Jun 18 | 57 | 15 | 21 | 0 |
| 31 Mar 18 | 56 | 15 | 22 | 0 |
| 31 Dec 17 | 57 | 16 | 22 | 0 |
| 30 Sep 17 | 60 | 19 | 22 | 0 |
| 30 Jun 17 | 62 | 20 | 22 | 0 |
| 31 Mar 17 | 64 | 21 | 22 | 0 |
| 31 Dec 16 | 64 | 21 | 22 | 0 |
| 30 Sep 16 | 63 | 21 | 22 | 0 |
| 30 Jun 16 | 65 | 21 | 22 | 0 |
| 31 Mar 16 | 65 | 21 | 22 | 0 |
| 31 Dec 15 | 64 | 21 | 21 | 0 |
| 30 Sep 15 | 66 | 22 | 22 | 0 |
| 30 Jun 15 | 67 | 24 | 21 | 0 |
| 31 Mar 15 | 64 | 25 | 20 | 0 |
| 31 Dec 14 | 58 | 23 | 18 | 0 |
| 30 Sep 14 | 50 | 20 | 15 | 0 |
| 30 Jun 14 | 42 | 16 | 13 | 0 |
| 31 Mar 14 | 40 | 15 | 12 | 0 |
| 31 Dec 13 | 39 | 15 | 12 | 0 |
Quality Earnings: AJIB has a large one-off gain of JOD7.6M impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: AJIB's current net profit margins (25.8%) are lower than last year (28.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AJIB's earnings have grown by 7.1% per year over the past 5 years.
Accelerating Growth: AJIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AJIB had negative earnings growth (-13.9%) over the past year, making it difficult to compare to the Banks industry average (6.9%).
Return on Equity
High ROE: AJIB's Return on Equity (7.5%) is considered low.