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Cairo Amman Bank ASE:CABK Stock Report

Last Price


Market Cap







30 Sep, 2022


Company Financials
CABK fundamental analysis
Snowflake Score
Future Growth0/6
Past Performance4/6
Financial Health4/6

CABK Stock Overview

Cairo Amman Bank provides various banking and financial services for corporate and institutional customers in Jordan and internationally.

Cairo Amman Bank Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Cairo Amman Bank
Historical stock prices
Current Share Priceد.أ1.29
52 Week Highد.أ1.55
52 Week Lowد.أ1.27
1 Month Change-1.53%
3 Month Change-0.77%
1 Year Change-2.27%
3 Year Change29.00%
5 Year Change-9.18%
Change since IPO175.11%

Recent News & Updates

Shareholder Returns

CABKJO BanksJO Market

Return vs Industry: CABK underperformed the JO Banks industry which returned 2.3% over the past year.

Return vs Market: CABK underperformed the JO Market which returned 19.1% over the past year.

Price Volatility

Is CABK's price volatile compared to industry and market?
CABK volatility
CABK Average Weekly Movement1.9%
Banks Industry Average Movement2.9%
Market Average Movement4.4%
10% most volatile stocks in JO Market6.3%
10% least volatile stocks in JO Market2.4%

Stable Share Price: CABK is less volatile than 75% of JO stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: CABK's weekly volatility (2%) has been stable over the past year.

About the Company

1960n/aKamal Ghareeb Abdul Al-Bakri

Cairo Amman Bank provides various banking and financial services for corporate and institutional customers in Jordan and internationally. It operates through three segments: Retail Banking, Corporate Banking, and Treasury. The company offers current, deposit, savings, and notice accounts; and debit, credit, and prepaid cards.

Cairo Amman Bank Fundamentals Summary

How do Cairo Amman Bank's earnings and revenue compare to its market cap?
CABK fundamental statistics
Market Capد.أ245.10m
Earnings (TTM)د.أ32.99m
Revenue (TTM)د.أ138.87m


P/E Ratio


P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CABK income statement (TTM)
Cost of Revenueد.أ0
Gross Profitد.أ138.87m
Other Expensesد.أ105.88m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date


Earnings per share (EPS)0.17
Gross Margin100.00%
Net Profit Margin23.76%
Debt/Equity Ratio93.6%

How did CABK perform over the long term?

See historical performance and comparison



Current Dividend Yield


Payout Ratio
We’ve recently updated our valuation analysis.


Is CABK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score


Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CABK?

Other financial metrics that can be useful for relative valuation.

CABK key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does CABK's PE Ratio compare to its peers?

CABK PE Ratio vs Peers
The above table shows the PE ratio for CABK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average10.7x
UBSI Bank al Etihad
AJIB Arab Jordan Investment Bank
AHLI Jordan Ahli Bank
INVB Invest Bank
CABK Cairo Amman Bank

Price-To-Earnings vs Peers: CABK is good value based on its Price-To-Earnings Ratio (7.4x) compared to the peer average (10.7x).

Price to Earnings Ratio vs Industry

How does CABK's PE Ratio compare vs other companies in the Asian Banks Industry?

Price-To-Earnings vs Industry: CABK is good value based on its Price-To-Earnings Ratio (7.4x) compared to the Asian Banks industry average (8.6x)

Price to Earnings Ratio vs Fair Ratio

What is CABK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CABK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CABK's Price-To-Earnings Fair Ratio for valuation analysis.

Share Price vs Fair Value

What is the Fair Price of CABK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate CABK's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate CABK's fair value for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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Future Growth

How is Cairo Amman Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score


Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


Forecasted Banks industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cairo Amman Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Discover growth companies

Past Performance

How has Cairo Amman Bank performed over the past 5 years?

Past Performance Score


Past Performance Score 4/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: CABK has high quality earnings.

Growing Profit Margin: CABK's current net profit margins (23.8%) are higher than last year (18.1%).

Past Earnings Growth Analysis

Earnings Trend: CABK's earnings have declined by 3.1% per year over the past 5 years.

Accelerating Growth: CABK's earnings growth over the past year (45.9%) exceeds its 5-year average (-3.1% per year).

Earnings vs Industry: CABK earnings growth over the past year (45.9%) exceeded the Banks industry 35.3%.

Return on Equity

High ROE: CABK's Return on Equity (8.1%) is considered low.

Discover strong past performing companies

Financial Health

How is Cairo Amman Bank's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score


Financial Health Score 4/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: CABK's Assets to Equity ratio (9.4x) is low.

Allowance for Bad Loans: CABK has a low allowance for bad loans (88%).

Low Risk Liabilities: 80% of CABK's liabilities are made up of primarily low risk sources of funding.

Loan Level: CABK has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: CABK's Loans to Deposits ratio (75%) is appropriate.

Level of Bad Loans: CABK has a high level of bad loans (5.4%).

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What is Cairo Amman Bank current dividend yield, its reliability and sustainability?

Dividend Score


Dividend Score 4/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


Current Dividend Yield

Dividend Yield vs Market

Cairo Amman Bank Dividend Yield vs Market
How does Cairo Amman Bank dividend yield compare to the market?
SegmentDividend Yield
Company (Cairo Amman Bank)7.0%
Market Bottom 25% (JO)4.2%
Market Top 25% (JO)6.5%
Industry Average (Banks)5.4%
Analyst forecast in 3 Years (Cairo Amman Bank)n/a

Notable Dividend: CABK's dividend (6.98%) is higher than the bottom 25% of dividend payers in the JO market (4.24%).

High Dividend: CABK's dividend (6.98%) is in the top 25% of dividend payers in the JO market (6.54%)

Stability and Growth of Payments

Stable Dividend: CABK's dividend payments have been volatile in the past 10 years.

Growing Dividend: CABK's dividend payments have increased over the past 10 years.

Current Payout to Shareholders

Earnings Coverage: With its reasonable payout ratio (51.8%), CABK's dividend payments are covered by earnings.

Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.

Discover strong dividend paying companies


How experienced are the management team and are they aligned to shareholders interests?


Average management tenure


Kamal Ghareeb Abdul Al-Bakri (53 yo)





Mr. Kamal Ghareeb Abdul Rahim Al-Bakri serves as Chief Executive Officer at Cairo Amman Bank - Palestine Branches since 2020. He serves as Chief Executive Officer at Cairo Amman Bank since July 2020 and se...

CEO Compensation Analysis

Kamal Ghareeb Abdul Al-Bakri's Compensation vs Cairo Amman Bank Earnings
How has Kamal Ghareeb Abdul Al-Bakri's remuneration changed compared to Cairo Amman Bank's earnings?
DateTotal Comp.SalaryCompany Earnings
Mar 31 2022n/an/a


Dec 31 2021د.أ911kد.أ641k


Sep 30 2021n/an/a


Jun 30 2021n/an/a


Mar 31 2021n/an/a


Dec 31 2020د.أ872kد.أ605k


Sep 30 2020n/an/a


Jun 30 2020n/an/a


Mar 31 2020n/an/a


Dec 31 2019د.أ822kد.أ569k


Sep 30 2019n/an/a


Jun 30 2019n/an/a


Mar 31 2019n/an/a


Dec 31 2018د.أ795kد.أ549k


Sep 30 2018n/an/a


Jun 30 2018n/an/a


Mar 31 2018n/an/a


Dec 31 2017د.أ802kد.أ513k


Sep 30 2017n/an/a


Jun 30 2017n/an/a


Mar 31 2017n/an/a


Dec 31 2016n/an/a


Sep 30 2016n/an/a


Jun 30 2016n/an/a


Mar 31 2016n/an/a


Dec 31 2015د.أ809kد.أ448k


Compensation vs Market: Kamal Ghareeb Abdul's total compensation ($USD1.28M) is above average for companies of similar size in the JO market ($USD942.23K).

Compensation vs Earnings: Kamal Ghareeb Abdul's compensation has been consistent with company performance over the past year.

Leadership Team

Experienced Management: CABK's management team is seasoned and experienced (9.2 years average tenure).

Board Members

Experienced Board: CABK's board of directors are considered experienced (4.7 years average tenure).


Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CABK?
Owner TypeNumber of SharesOwnership Percentage
State or Government15,507,8008.2%
Individual Insiders21,867,10011.5%
General Public60,344,00031.8%
Private Companies90,193,00047.5%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 15 shareholders own 66.02% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
Al Masira Investment Co
21,637,200JOD27.9m0%no data
Banque Misr (S.A.E.)
18,998,100JOD24.5m0%no data
Al-Maseera International Company
18,950,600JOD24.4m0%no data
Social Security Corporation
15,507,800JOD20.0m0.54%no data
Arab Supply and Trading Corporation
14,867,500JOD19.2m0%no data
Al-Zafer Investment Company
8,135,800JOD10.5m0%no data
The Congress Foundation
7,603,800JOD9.8m0%no data
Fatina Ahmed Malas
3,114,100JOD4.0m0%no data
Yassin Al Talhouni
2,908,900JOD3.8m-7.99%no data
Abdel Karim Allawi Al Kabariti
2,848,100JOD3.7m0%no data
Lana Madi
2,546,000JOD3.3m0%no data
Najwa Bint Nafez Bin Saleh Mustafa
2,110,900JOD2.7m0%no data
Abeer Bint Nafez Bin Saleh Mustafa
2,110,900JOD2.7m0%no data
Middle East Insurance Co., Asset Management Arm
Mary Allusi
2,006,400JOD2.6m0%no data

Company Information

Cairo Amman Bank's employee growth, exchange listings and data sources

Key Information

  • Name: Cairo Amman Bank
  • Ticker: CABK
  • Exchange: ASE
  • Founded: 1960
  • Industry: Diversified Banks
  • Sector: Banks
  • Implied Market Cap: د.أ245.100m
  • Shares outstanding: 190.00m
  • Website:

Number of Employees


  • Cairo Amman Bank
  • Wadi Sarqra
  • Arar Street
  • Amman
  • 11195
  • Jordan


TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CABKASE (Amman Stock Exchange)YesShare CapitalJOJODOct 1994

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/09/30 00:00
End of Day Share Price2022/09/29 00:00
Annual Earnings2021/12/31

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.