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Cairo Amman Bank

Market Cap

د.أ254.6m

Last Updated

2021/09/20 15:27 UTC

Data Sources

Company Financials

Executive Summary

Cairo Amman Bank provides various banking and financial services for corporate and institutional customers in Jordan and internationally. More Details


Snowflake Analysis

Adequate balance sheet average dividend payer.

Share Price & News

How has Cairo Amman Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CABK is less volatile than 75% of JO stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: CABK's weekly volatility (2%) has been stable over the past year.


Market Performance


7 Day Return

0%

CABK

-0.1%

JO Banks

-0.1%

JO Market


1 Year Return

39.6%

CABK

19.7%

JO Banks

36.3%

JO Market

Return vs Industry: CABK exceeded the JO Banks industry which returned 19.7% over the past year.

Return vs Market: CABK exceeded the JO Market which returned 36.3% over the past year.


Shareholder returns

CABKIndustryMarket
7 Day0%-0.1%-0.1%
30 Day1.5%2.3%2.4%
90 Day-0.7%-3.8%-5.3%
1 Year53.3%39.6%24.8%19.7%40.4%36.3%
3 Year13.3%-4.4%-13.9%-21.5%11.2%0.6%
5 Year0.2%-26.7%-5.1%-21.6%17.6%-2.8%

Long-Term Price Volatility Vs. Market

How volatile is Cairo Amman Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Cairo Amman Bank undervalued compared to its fair value and its price relative to the market?

9.25x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate CABK's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate CABK's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: CABK is good value based on its PE Ratio (9.2x) compared to the JO Banks industry average (15.3x).

PE vs Market: CABK is good value based on its PE Ratio (9.2x) compared to the JO market (13.5x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CABK's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CABK is good value based on its PB Ratio (0.7x) compared to the JO Banks industry average (0.8x).


Future Growth

How is Cairo Amman Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

11.0%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cairo Amman Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Cairo Amman Bank performed over the past 5 years?

-10.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CABK has a high level of non-cash earnings.

Growing Profit Margin: CABK's current net profit margins (21.1%) are higher than last year (18.2%).


Past Earnings Growth Analysis

Earnings Trend: CABK's earnings have declined by 10% per year over the past 5 years.

Accelerating Growth: CABK's earnings growth over the past year (24.2%) exceeds its 5-year average (-10% per year).

Earnings vs Industry: CABK earnings growth over the past year (24.2%) exceeded the Banks industry -12%.


Return on Equity

High ROE: CABK's Return on Equity (7.2%) is considered low.


Financial Health

How is Cairo Amman Bank's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CABK's Assets to Equity ratio (9.1x) is low.

Allowance for Bad Loans: CABK has a low allowance for bad loans (85%).

Low Risk Liabilities: 82% of CABK's liabilities are made up of primarily low risk sources of funding.

Loan Level: CABK has an appropriate level of Loans to Assets ratio (55%).

Low Risk Deposits: CABK's Loans to Deposits ratio (76%) is appropriate.

Level of Bad Loans: CABK has a high level of bad loans (5.1%).


Dividend

What is Cairo Amman Bank current dividend yield, its reliability and sustainability?

8.96%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: CABK's dividend (8.96%) is higher than the bottom 25% of dividend payers in the JO market (3.56%).

High Dividend: CABK's dividend (8.96%) is in the top 25% of dividend payers in the JO market (6.82%)


Stability and Growth of Payments

Stable Dividend: CABK's dividend payments have been volatile in the past 10 years.

Growing Dividend: CABK's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: At its current payout ratio (82.8%), CABK's payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

8.5yrs

Average management tenure


CEO

Kamal Ghareeb Abdul Al-Bakri (52 yo)

13.67yrs

Tenure

د.أ872,471

Compensation

Mr. Kamal Ghareeb Abdul Rahim Al-Bakri serves as Chief Executive Officer at Cairo Amman Bank - Palestine Branches since 2020. He serves as Chief Executive Officer at Cairo Amman Bank since July 2020 and se...


CEO Compensation Analysis

Compensation vs Market: Kamal Ghareeb Abdul's total compensation ($USD1.23M) is above average for companies of similar size in the JO market ($USD699.50K).

Compensation vs Earnings: Kamal Ghareeb Abdul's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: CABK's management team is seasoned and experienced (8.5 years average tenure).


Board Members

Experienced Board: CABK's board of directors are considered experienced (6.6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Cairo Amman Bank's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Cairo Amman Bank
  • Ticker: CABK
  • Exchange: ASE
  • Founded: 1960
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: د.أ254.600m
  • Shares outstanding: 190.00m
  • Website: https://www.cab.jo

Number of Employees


Location

  • Cairo Amman Bank
  • Wadi Sarqra
  • Arar Street
  • Amman
  • 11195
  • Jordan

Listings


Biography

Cairo Amman Bank provides various banking and financial services for corporate and institutional customers in Jordan and internationally. It operates through three segments: Retail Banking, Corporate Banki...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/20 15:27
End of Day Share Price2021/09/20 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.