1TRV Stock Overview

Through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States and internationally. More details

1TRV fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	1/6
Past Performance	5/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 54.1% below our estimate of its fair value

Earnings are forecast to grow 3.16% per year

Earnings grew by 67.1% over the past year

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for 1TRV from our risk checks.

Community vs My Fair Value

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The Travelers Companies, Inc. Competitors

Assicurazioni Generali

BIT:G

€49.7b

REVO Insurance

BIT:REVO

€328.0m

Poste Italiane

BIT:PST

€21.2b

Unipol Assicurazioni

BIT:UNI

€11.0b

Price History & Performance

Summary of share price highs, lows and changes for Travelers Companies
Historical stock prices
Current Share Price	US$238.70
52 Week High	US$244.40
52 Week Low	US$215.00
Beta	0.62
1 Month Change	3.42%
3 Month Change	3.47%
1 Year Change	14.48%
3 Year Change	41.08%
5 Year Change	170.94%
Change since IPO	94.38%

Recent updates

Shareholder Returns

	1TRV	IT Insurance	IT Market
7D	-1.4%	1.2%	0.2%
1Y	14.5%	45.5%	11.6%

Return vs Industry: 1TRV underperformed the Italian Insurance industry which returned 46.6% over the past year.

Return vs Market: 1TRV exceeded the Italian Market which returned 12.2% over the past year.

Price Volatility

Is 1TRV's price volatile compared to industry and market?
1TRV volatility
1TRV Average Weekly Movement	3.7%
Insurance Industry Average Movement	3.0%
Market Average Movement	4.6%
10% most volatile stocks in IT Market	8.2%
10% least volatile stocks in IT Market	2.7%

Stable Share Price: 1TRV has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: 1TRV's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1853	34,000	Alan Schnitzer	www.travelers.com

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products.

The Travelers Companies, Inc. Fundamentals Summary

How do Travelers Companies's earnings and revenue compare to its market cap?
1TRV fundamental statistics
Market cap	€53.79b
Earnings (TTM)	€4.59b
Revenue (TTM)	€42.91b

11.7x

P/E Ratio

1.3x

P/S Ratio

Is 1TRV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1TRV income statement (TTM)
Revenue	US$46.42b
Cost of Revenue	US$34.03b
Gross Profit	US$12.39b
Other Expenses	US$7.43b
Earnings	US$4.96b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Apr 16, 2025

Earnings per share (EPS)	21.88
Gross Margin	26.69%
Net Profit Margin	10.69%
Debt/Equity Ratio	28.8%

How did 1TRV perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

19%

Payout Ratio

Does 1TRV pay a reliable dividends?

See 1TRV dividend history and benchmarks

When do you need to buy 1TRV by to receive an upcoming dividend?
Travelers Companies dividend dates
Ex Dividend Date	Mar 07 2025
Dividend Pay Date	Mar 31 2025
Days until Ex dividend	17 days
Days until Dividend pay date	7 days

Does 1TRV pay a reliable dividends?

See 1TRV dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/03/24 06:47
End of Day Share Price	2025/03/21 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Travelers Companies, Inc. is covered by 48 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jacob Kilstein	Argus Research Company
Ishan Majumdar	Baptista Research
Alex Scott	Barclays

Travelers Companies BIT:1TRV Stock Report