REVO Stock Overview

Operates as an insurance company in Italy. More details

REVO fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	1/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 33.5% below our estimate of its fair value

Earnings are forecast to grow 39.3% per year

Revenue grew by 72.8% over the past year

Risk Analysis

Profit margins (5.1%) are lower than last year (7.5%)

My Notes

Capture your thoughts, links and company narrative

REVO Insurance S.p.A. Competitors

Tower

NZSE:TWR

NZ$500.9m

United Overseas Insurance

SGX:U13

S$434.2m

Vátryggingafélag Íslands hf

ICSE:SKAGI

ISK 38.2b

Anicom Holdings

TSE:8715

JP¥49.3b

Price History & Performance

Summary of share price highs, lows and changes for REVO Insurance
Historical stock prices
Current Share Price	€12.25
52 Week High	€12.60
52 Week Low	€7.96
Beta	-0.058
1 Month Change	9.38%
3 Month Change	27.87%
1 Year Change	52.74%
3 Year Change	21.29%
5 Year Change	n/a
Change since IPO	22.13%

Recent updates

Shareholder Returns

	REVO	IT Insurance	IT Market
7D	2.1%	-2.6%	-2.7%
1Y	52.7%	46.3%	8.9%

Return vs Industry: REVO exceeded the Italian Insurance industry which returned 46.3% over the past year.

Return vs Market: REVO exceeded the Italian Market which returned 8.9% over the past year.

Price Volatility

Is REVO's price volatile compared to industry and market?
REVO volatility
REVO Average Weekly Movement	3.1%
Insurance Industry Average Movement	3.1%
Market Average Movement	4.3%
10% most volatile stocks in IT Market	7.9%
10% least volatile stocks in IT Market	2.5%

Stable Share Price: REVO has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: REVO's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	213	Alberto Minali	www.revoinsurance.com

REVO Insurance S.p.A. operates as an insurance company in Italy. The company offers non-life insurance with a focus on specialty lines and parametric risks business, with a focus on the SME sector. It provides insurance against parametric, deposits, financial lines, property and engineering, casualty, agro, aviation, private credit insurance, fine art, marine cargo, marine hull, and legal protection.

REVO Insurance S.p.A. Fundamentals Summary

How do REVO Insurance's earnings and revenue compare to its market cap?
REVO fundamental statistics
Market cap	€289.37m
Earnings (TTM)	€13.67m
Revenue (TTM)	€267.51m

21.2x

P/E Ratio

1.1x

P/S Ratio

Is REVO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
REVO income statement (TTM)
Revenue	€267.51m
Cost of Revenue	€242.81m
Gross Profit	€24.70m
Other Expenses	€11.04m
Earnings	€13.67m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.58
Gross Margin	9.23%
Net Profit Margin	5.11%
Debt/Equity Ratio	0%

How did REVO perform over the long term?

See historical performance and comparison

Dividends

0.7%

Current Dividend Yield

15%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 20:45
End of Day Share Price	2024/12/20 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

REVO Insurance S.p.A. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Enrico Esposti	Banca Akros S.p.A. (ESN)
Gabriele Gambarova	Banca Akros S.p.A. (ESN)
Luigi De Bellis	Equita SIM S.p.A.