1PGR Stock Overview

Operates as an insurance company in the United States. More details

1PGR fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	6/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 42.2% below our estimate of its fair value

Earnings are forecast to grow 2.73% per year

Earnings grew by 51.9% over the past year

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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The Progressive Corporation Competitors

Assicurazioni Generali

BIT:G

€51.9b

Poste Italiane

BIT:PST

€23.8b

Chubb

NYSE:CB

US$116.2b

Unipol Assicurazioni

BIT:UNI

€12.1b

Price History & Performance

Summary of share price highs, lows and changes for Progressive
Historical stock prices
Current Share Price	US$253.90
52 Week High	US$248.85
52 Week Low	US$248.85
Beta	0.40
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	267.97%
Change since IPO	234.08%

Recent updates

Shareholder Returns

	1PGR	IT Insurance	IT Market
7D	2.6%	5.2%	2.5%
1Y	n/a	50.2%	12.9%

Return vs Industry: Insufficient data to determine how 1PGR performed against the Italian Insurance industry.

Return vs Market: Insufficient data to determine how 1PGR performed against the Italian Market.

Price Volatility

Is 1PGR's price volatile compared to industry and market?
1PGR volatility
1PGR Average Weekly Movement	n/a
Insurance Industry Average Movement	3.9%
Market Average Movement	5.4%
10% most volatile stocks in IT Market	8.8%
10% least volatile stocks in IT Market	3.3%

Stable Share Price: 1PGR's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1PGR's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1937	66,308	Tricia Griffith	www.progressive.com

The Progressive Corporation operates as an insurance company in the United States. The company writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. It also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers’ compensation insurance for the transportation industry.

The Progressive Corporation Fundamentals Summary

How do Progressive's earnings and revenue compare to its market cap?
1PGR fundamental statistics
Market cap	€148.21b
Earnings (TTM)	€7.75b
Revenue (TTM)	€69.76b

19.1x

P/E Ratio

2.1x

P/S Ratio

Is 1PGR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1PGR income statement (TTM)
Revenue	US$78.51b
Cost of Revenue	US$66.75b
Gross Profit	US$11.76b
Other Expenses	US$3.04b
Earnings	US$8.72b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

May 21, 2025

Earnings per share (EPS)	14.87
Gross Margin	14.98%
Net Profit Margin	11.10%
Debt/Equity Ratio	23.8%

How did 1PGR perform over the long term?

See historical performance and comparison

Dividends

1.7%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/11 18:20
End of Day Share Price	2025/05/09 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Progressive Corporation is covered by 43 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jacob Kilstein	Argus Research Company
Taylor Scott	Barclays
Jay Gelb	Barclays

Progressive BIT:1PGR Stock Report