1CINF Stock Overview

Provides property casualty insurance products in the United States. More details

1CINF fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	1/6
Past Performance	2/6
Financial Health	5/6
Dividends	5/6

Rewards

Revenue is forecast to grow 5.82% per year

Pays a reliable dividend of 2.31%

Risk Analysis

Earnings are forecast to decline by an average of 0.7% per year for the next 3 years

Shares are highly illiquid

Profit margins (13.2%) are lower than last year (22.2%)

Community vs My Fair Value

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Cincinnati Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cincinnati Financial
Historical stock prices
Current Share Price	US$135.10
52 Week High	US$0
52 Week Low	US$0
Beta	0.74
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	14.73%

Recent updates

Shareholder Returns

	1CINF	IT Insurance	IT Market
7D	3.5%	0.5%	2.9%
1Y	n/a	47.6%	14.1%

Return vs Industry: Insufficient data to determine how 1CINF performed against the Italian Insurance industry.

Return vs Market: Insufficient data to determine how 1CINF performed against the Italian Market.

Price Volatility

Is 1CINF's price volatile compared to industry and market?
1CINF volatility
1CINF Average Weekly Movement	n/a
Insurance Industry Average Movement	4.0%
Market Average Movement	5.5%
10% most volatile stocks in IT Market	8.7%
10% least volatile stocks in IT Market	3.4%

Stable Share Price: 1CINF's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1CINF's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1950	5,624	Steve Spray	www.cinfin.com

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation.

Cincinnati Financial Corporation Fundamentals Summary

How do Cincinnati Financial's earnings and revenue compare to its market cap?
1CINF fundamental statistics
Market cap	€21.15b
Earnings (TTM)	€1.30b
Revenue (TTM)	€9.84b

16.3x

P/E Ratio

2.1x

P/S Ratio

Is 1CINF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1CINF income statement (TTM)
Revenue	US$10.97b
Cost of Revenue	US$9.01b
Gross Profit	US$1.96b
Other Expenses	US$516.00m
Earnings	US$1.45b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	9.26
Gross Margin	17.90%
Net Profit Margin	13.19%
Debt/Equity Ratio	5.9%

How did 1CINF perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

36%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/18 00:10
End of Day Share Price	2025/05/16 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cincinnati Financial Corporation is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Michael Zaremski	BMO Capital Markets Equity Research
Joshua Shanker	BofA Global Research
Amit Kumar	Buckingham Research Group Inc.

Cincinnati Financial BIT:1CINF Stock Report