Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC) On The Verge Of Breaking Even

We feel now is a pretty good time to analyse Integrated System Credit Consulting Fintech S.p.A.'s (BIT:ISC) business as it appears the company may be on the cusp of a considerable accomplishment. Integrated System Credit Consulting Fintech S.p.A. The €18m market-cap company posted a loss in its most recent financial year of €3.4m and a latest trailing-twelve-month loss of €1.1m shrinking the gap between loss and breakeven. Many investors are wondering about the rate at which Integrated System Credit Consulting Fintech will turn a profit, with the big question being “when will the company breakeven?” In this article, we will touch on the expectations for the company's growth and when analysts expect it to become profitable.

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Consensus from 2 of the Italian Commercial Services analysts is that Integrated System Credit Consulting Fintech is on the verge of breakeven. They anticipate the company to incur a final loss in 2024, before generating positive profits of €3.0m in 2025. Therefore, the company is expected to breakeven roughly 12 months from now or less. How fast will the company have to grow to reach the consensus forecasts that anticipate breakeven by 2025? Working backwards from analyst estimates, it turns out that they expect the company to grow 35% year-on-year, on average, which is extremely buoyant. Should the business grow at a slower rate, it will become profitable at a later date than expected.

We're not going to go through company-specific developments for Integrated System Credit Consulting Fintech given that this is a high-level summary, though, keep in mind that generally a high forecast growth rate is not unusual for a company that is currently undergoing an investment period.

See our latest analysis for Integrated System Credit Consulting Fintech

One thing we’d like to point out is that The company has managed its capital judiciously, with debt making up 11% of equity. This means that it has predominantly funded its operations from equity capital, and its low debt obligation reduces the risk around investing in the loss-making company.

Next Steps:

There are too many aspects of Integrated System Credit Consulting Fintech to cover in one brief article, but the key fundamentals for the company can all be found in one place – Integrated System Credit Consulting Fintech's company page on Simply Wall St. We've also compiled a list of key aspects you should look at:

1. Valuation: What is Integrated System Credit Consulting Fintech worth today? Has the future growth potential already been factored into the price? The intrinsic value infographic in our free research report helps visualize whether Integrated System Credit Consulting Fintech is currently mispriced by the market.
2. Management Team: An experienced management team on the helm increases our confidence in the business – take a look at who sits on Integrated System Credit Consulting Fintech’s board and the CEO’s background .
3. Other High-Performing Stocks: Are there other stocks that provide better prospects with proven track records? Explore our free list of these great stocks here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.