U.S. Bancorp (1USB) Stock Overview

A financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. More details

1USB fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	5/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 42.9% below our estimate of its fair value

Earnings are forecast to grow 6.44% per year

Earnings grew by 19.6% over the past year

Pays a reliable dividend of 3.46%

Trading at good value compared to peers and industry

Risk Analysis

Significant insider selling over the past 3 months

Volatile share price over the past 3 months compared to the Italian market

1USB Community Fair Values

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U.S. Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for U.S. Bancorp
Historical stock prices
Current Share Price	US$52.32
52 Week High	US$57.20
52 Week Low	US$40.00
Beta	0.97
1 Month Change	-3.65%
3 Month Change	2.63%
1 Year Change	22.43%
3 Year Change	67.16%
5 Year Change	2.03%
Change since IPO	-3.24%

Recent updates

Shareholder Returns

	1USB	IT Banks	IT Market
7D	-3.1%	-2.9%	-1.3%
1Y	22.4%	28.8%	18.2%

Return vs Industry: 1USB underperformed the Italian Banks industry which returned 32.1% over the past year.

Return vs Market: 1USB exceeded the Italian Market which returned 20% over the past year.

Price Volatility

Is 1USB's price volatile compared to industry and market?
1USB volatility
1USB Average Weekly Movement	6.5%
Banks Industry Average Movement	2.7%
Market Average Movement	4.1%
10% most volatile stocks in IT Market	7.1%
10% least volatile stocks in IT Market	2.6%

Stable Share Price: 1USB's share price has been volatile over the past 3 months compared to the Italian market.

Volatility Over Time: 1USB's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of Italian stocks.

About the Company

Founded	Employees	CEO	Website
1863	68,520	Gunjan Kedia	www.usbank.com

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

U.S. Bancorp Fundamentals Summary

How do U.S. Bancorp's earnings and revenue compare to its market cap?
1USB fundamental statistics
Market cap	€81.73b
Earnings (TTM)	€6.79b
Revenue (TTM)	€23.79b

12.0x

P/E Ratio

1.5x

P/B Ratio

Is 1USB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1USB income statement (TTM)
Revenue	US$27.32b
Cost of Revenue	US$0
Gross Profit	US$27.32b
Other Expenses	US$19.52b
Earnings	US$7.80b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Oct 15, 2026

Earnings per share (EPS)	5.00
Gross Margin	100.00%
Net Profit Margin	28.54%
Debt/Equity Ratio	146.8%

How did 1USB perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

41%

Payout Ratio

Does 1USB pay a reliable dividends?

See 1USB dividend history and benchmarks

When do you need to buy 1USB by to receive an upcoming dividend?
U.S. Bancorp dividend dates
Ex Dividend Date	Sep 29 2026
Dividend Pay Date	Oct 15 2026
Days until Ex dividend	9 days
Days until Dividend pay date	25 days

Does 1USB pay a reliable dividends?

See 1USB dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/18 13:59
End of Day Share Price	2026/09/18 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

U.S. Bancorp is covered by 50 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stephen Biggar	Argus Research Company
David George	Baird
"Jason Goldberg	Barclays

U.S. Bancorp (1USB) Stock Overview

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Risk Analysis

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U.S. Bancorp Competitors

Intesa Sanpaolo

UniCredit

Banca Monte dei Paschi di Siena

BPER Banca

Price History & Performance

Recent News & Updates

U.S. Bancorp Announces Appointment of Calvert Lange as Senior Vice President and Pmi Sales Group Head

Second quarter dividend of US$0.54 announced

U.S. Bancorp Announces Quarterly Dividend on Common Share, Payable on October 15, 2026

U.S. Bank Launches Private Waterfall Engine Automated Fund Waterfall Administration Platform

New minor risk - Share price stability

U.S. Bancorp Announces Appointment of Chris Peary to Chief Private Banking Officer

Recent updates

U.S. Bancorp Announces Appointment of Calvert Lange as Senior Vice President and Pmi Sales Group Head

Second quarter dividend of US$0.54 announced

U.S. Bancorp Announces Quarterly Dividend on Common Share, Payable on October 15, 2026

U.S. Bank Launches Private Waterfall Engine Automated Fund Waterfall Administration Platform

New minor risk - Share price stability

U.S. Bancorp Announces Appointment of Chris Peary to Chief Private Banking Officer

Vice Chair & Head of Wealth recently sold €2.0m worth of stock

U.S. Bancorp Revises Earnings Guidance for the Full Year of 2026

U.S. Bancorp Provides Earnings Guidance for the Third Quarter of 2026

Second quarter 2026 earnings released: EPS: US$1.40 (vs US$1.11 in 2Q 2025)

U.S. Bank Launches Enhanced Payments Solution for Small Businesses

First quarter dividend of US$0.52 announced

U.S. Bank Appoints Eric Levine as Head of Healthcare for Payments: Merchant and Institutional (Pmi) Sales Distribution

U.S. Bancorp Appoints Brian Mauney as Head of Investor Relations

U.S. Bancorp (NYSE:USB)completed the acquisition of BTIG, LLC from Condor Trading LP.

U.S. Bancorp to Report Q1, 2026 Results on Apr 16, 2026

U.S. Bancorp Announces Appointment of Toby Clements as Senior Executive Vice President and Chief Operations Officer, Effective April 13, 2026

U.S. Bank Announces Continued Product Enhancements for Its Avvance Point-Of-Sale Lending Platform

U.S. Bancorp Announces Appointment of Alan Flanagan as Head of Global Investment Services

U.S. Bancorp, Annual General Meeting, Apr 21, 2026

U.S. Bancorp Declares Quarterly Dividends, Payable on April 15, 2026

U.S. Bancorp Appoints Ryan K. Nelson as President of Emerging Affluent Wealth Management

Full year 2025 earnings released: EPS: US$4.62 (vs US$3.79 in FY 2024)

Insider recently sold €865k worth of stock

U.S. Bancorp Appoints Raj Gazula as Chief Administrative Officer

U.S. Bancorp Announces Souheil Badran to Retire as Senior Executive Vice President and Chief Operations Officer

U.S. Bancorp Announces Board Changes, Effective from April 21, 2026

Full year 2025 earnings released: EPS: US$4.86 (vs US$3.79 in FY 2024)

U.S. Bancorp (NYSE:USB) entered into a definitive agreement to acquire BTIG, LLC from Condor Trading LP for $1 billion.

U.S. Bancorp to Report Q4, 2025 Results on Jan 20, 2026

Dividend of US$0.52 announced

U.S. Bancorp Declares Quarterly Dividends, Payable on January 15, 2026

Third quarter 2025 earnings released: EPS: US$1.22 (vs US$1.03 in 3Q 2024)

U.S. Bank Launches Split™? World Mastercard®?

U.S. Bank Launches Edward Jones Co-Branded Products, Expanding Reach to Millions of New Customers

U.S. Bank Rolls Out New SinglePoint Experience to Businesses

US Bank Announces Promotion of Heather Kesner as First Head of Small Business Banking

U.S. Bank Avvance Launches Customized Embedded Financing Offering

Scott+Scott Files Lawsuit Against Jpmorgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, Pnc, and Truist

U.S. Bancorp Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025

U.S. Bancorp to Report Q3, 2025 Results on Oct 16, 2025

U.S. Bancorp Appoints Jodi Rolland as President, Affluent Wealth Management

U.S. Bancorp Declares Regular Quarterly Dividend on Common Share, Payable October 15, 2025

U.S. Bank Launches All-In-One Cash Flow Management Platform for Small Businesses

U.S. Bancorp to Report Q2, 2025 Results on Jul 17, 2025

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on July 15, 2025

U.S. Bank Expands Embedded Payments Suite to Power Efficient, Secure Transactions

U.S. Bancorp Promotes Adam Graves as Senior Executive Vice President and Head of Enterprise Strategy and Administration

U.S. Bancorp Reports Net Charge-Offs Results for the First Quarter Ended March 31, 2025

U.S. Bank Introduces All-In-One Business Checking Plus Payments Acceptance to Help Business Owners Save Time and Money

U.S. Bank Introduces Spend Management for Business Owners

Investor sentiment deteriorates as stock falls 18%

U.S. Bancorp to Report Q1, 2025 Results on Apr 16, 2025

U.S. Bancorp, Annual General Meeting, Apr 15, 2025