Unicaja Banco (1UNI) Stock Overview
Engages in the retail banking business in Spain. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
1UNI Community Fair Values
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Unicaja Banco, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €2.56 |
| 52 Week High | €2.99 |
| 52 Week Low | €2.19 |
| Beta | 0.31 |
| 1 Month Change | -4.33% |
| 3 Month Change | -4.40% |
| 1 Year Change | 49.68% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 50.82% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1UNI | IT Banks | IT Market | |
|---|---|---|---|
| 7D | -0.08% | -3.1% | -1.9% |
| 1Y | 49.7% | 9.6% | 10.0% |
Return vs Industry: 1UNI exceeded the Italian Banks industry which returned 9.6% over the past year.
Return vs Market: 1UNI exceeded the Italian Market which returned 10% over the past year.
Price Volatility
| 1UNI volatility | |
|---|---|
| 1UNI Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in IT Market | 7.5% |
| 10% least volatile stocks in IT Market | 2.9% |
Stable Share Price: 1UNI has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: 1UNI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 7,274 | Isidro Gil | www.unicajabanco.com |
Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; and private and personal banking services, as well as digital and mobile banking services.
Unicaja Banco, S.A. Fundamentals Summary
| 1UNI fundamental statistics | |
|---|---|
| Market cap | €6.39b |
| Earnings (TTM) | €625.51m |
| Revenue (TTM) | €1.97b |
Is 1UNI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1UNI income statement (TTM) | |
|---|---|
| Revenue | €1.97b |
| Cost of Revenue | €0 |
| Gross Profit | €1.97b |
| Other Expenses | €1.35b |
| Earnings | €625.51m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.24 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.71% |
| Debt/Equity Ratio | 177.1% |
How did 1UNI perform over the long term?
See historical performance and comparisonDividends
Does 1UNI pay a reliable dividends?
See 1UNI dividend history and benchmarks| Unicaja Banco dividend dates | |
|---|---|
| Ex Dividend Date | Apr 21 2026 |
| Dividend Pay Date | Apr 23 2026 |
| Days until Ex dividend | 31 days |
| Days until Dividend pay date | 33 days |
Does 1UNI pay a reliable dividends?
See 1UNI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/21 03:41 |
| End of Day Share Price | 2026/03/20 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Unicaja Banco, S.A. is covered by 25 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Carlos Peixoto | Banco BPI, S.A. |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |