SBI Life Insurance
Market Cap
₹698.6b
Last Updated
2019/06/16 12:57 UTC
Data Sources
Company Financials +
Executive Summary
SBI Life Insurance Company Limited operates as a private life insurance company in India.
Snowflake
Fundamentals
Excellent balance sheet with limited growth.
Similar Companies
Share Price & News
How has SBI Life Insurance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0.5%
BSE:540719
-1.5%
IN Insurance
-0.7%
IN Market
1 Year Return
3.9%
BSE:540719
-1.4%
IN Insurance
-1.6%
IN Market
540719 outperformed the Insurance industry which returned -1.4% over the past year.
540719 outperformed the Market in India which returned -1.6% over the past year.
Share holder returns
| 540719 | Industry | Market | |
|---|---|---|---|
| 7 Day | 0.5% | -1.5% | -0.7% |
| 30 Day | 10.8% | 5.7% | 3.6% |
| 90 Day | 14.5% | 9.6% | 0.5% |
| 1 Year | 4.3%3.9% | -0.9%-1.4% | 0.3%-1.6% |
| 3 Year | n/a | 213.8%213.4% | 40.0%32.8% |
| 5 Year | n/a | 527.2%520.2% | 56.4%41.7% |
Price Volatility Vs. Market
How volatile is SBI Life Insurance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is SBI Life Insurance undervalued based on future cash flows and its price relative to the stock market?
52.65x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
SBI Life Insurance's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
SBI Life Insurance's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
SBI Life Insurance is overvalued based on earnings compared to the IN Insurance industry average.
SBI Life Insurance is overvalued based on earnings compared to the India market.
Price Based on Expected Growth
SBI Life Insurance is poor value based on expected growth next year.
Price Based on Value of Assets
SBI Life Insurance is overvalued based on assets compared to the IN Insurance industry average.
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Future Growth
How is SBI Life Insurance expected to perform in the next 1 to 3 years based on estimates from 19 analysts?
14.6%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
SBI Life Insurance's revenue is expected to grow by 16.5% yearly, however this is not considered high growth (20% yearly).
SBI Life Insurance's earnings are expected to grow by 14.6% yearly, however this is not considered high growth (20% yearly).
SBI Life Insurance's revenue growth is expected to exceed the India market average.
SBI Life Insurance's earnings growth is positive but not above the India market average.
SBI Life Insurance's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Earnings per Share Growth Estimates
Future Return on Equity
SBI Life Insurance is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
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Past Performance
How has SBI Life Insurance performed over the past 5 years?
14.4%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
SBI Life Insurance's year on year earnings growth rate has been positive over the past 5 years.
SBI Life Insurance's 1-year earnings growth exceeds its 5-year average (15.3% vs 14.4%)
SBI Life Insurance's earnings growth has not exceeded the IN Insurance industry average in the past year (15.3% vs 15.4%).
Return on Equity
SBI Life Insurance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
SBI Life Insurance used its assets less efficiently than the IN Insurance industry average last year based on Return on Assets.
Return on Capital Employed
SBI Life Insurance's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
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Financial Health
How is SBI Life Insurance's financial position?
Financial Position Analysis
SBI Life Insurance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
SBI Life Insurance's long term commitments exceed its cash and other short term assets.
Debt to Equity History and Analysis
SBI Life Insurance has no debt.
SBI Life Insurance has not taken on any debt in the past 5 years.
SBI Life Insurance has no debt, it does not need to be covered by operating cash flow.
SBI Life Insurance has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Low level of unsold assets.
SBI Life Insurance has no debt, it does not need to be covered by short term assets.
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Dividend
What is SBI Life Insurance's current dividend yield, its reliability and sustainability?
0.44%
Expected Dividend Yield
Dividend Yield and Payments Analysis
SBI Life Insurance's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.53%).
SBI Life Insurance's dividend is below the markets top 25% of dividend payers in India (2.04%).
It is too early to tell whether SBI Life Insurance has stable dividend payments.
SBI Life Insurance only just started paying a dividend, it is too early to tell if payments are increasing.
Current Payout to Shareholders
Dividends paid are well covered by earnings (6.6x coverage).
Future Payout to Shareholders
Dividends after 3 years are expected to be well covered by earnings (6.2x coverage).
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Management
What is the CEO of SBI Life Insurance's salary, the management and board of directors tenure and is there insider trading?
1.9yrs
Average management tenure
CEO
Sanjeev Nautiyal (57yo)
1.3yrs
Tenure
₹4,036,033
Compensation
Mr. Sanjeev Nautiyal is Managing Director, Chief Executive Officer and Director of SBI Life Insurance Company Ltd. since March 10, 2018.
CEO Compensation Analysis
Sanjeev's remuneration is lower than average for companies of similar size in India.
Insufficient data for Sanjeev to compare compensation growth.
Management Age and Tenure
1.9yrs
Average Tenure
51yo
Average Age
The average tenure for the SBI Life Insurance management team is less than 2 years, this suggests a new team.
Board Age and Tenure
3.3yrs
Average Tenure
57yo
Average Age
The tenure for the SBI Life Insurance board of directors is about average.
Insider Trading
No 3 month insider trading information.
Ownership Breakdown
Management Team
Anand Pejawar (53yo)
President of Operations
M. Anand (51yo)
President of Marketing - Zone II
Ravindra Sharma (44yo)
SVP and Chief of Brand & Corporate Communications
- Compensation: ₹2.96m
Sanjeev Pujari (57yo)
President of Actuarial & Risk Management and Chief Risk Officer
Ravi Krishnamurthy (54yo)
President of Marketing - Zone I
Pranay Raniwala (35yo)
Compliance Officer
- Tenure: 2.7yrs
Sangramjit Sarangi (44yo)
CFO & Investor Relations
- Compensation: ₹14.04m
Sanjeev Nautiyal (57yo)
MD, CEO & Director
- Tenure: 1.3yrs
- Compensation: ₹4.04m
Manjula Kalyanasundaram
EVP and Chief of HR & Management Services
- Tenure: 1.7yrs
Gopikrishna Shenoy (51yo)
Chief Investments Officer
- Tenure: 2.1yrs
Board Members
Somasekhar Sundaresan (46yo)
Independent Director
- Tenure: 1.9yrs
- Compensation: ₹205.00k
Nilesh Vikamsey (54yo)
Independent Director
- Tenure: 7.2yrs
- Compensation: ₹480.00k
Ravi Rambabu (66yo)
Independent Director
- Tenure: 6.9yrs
- Compensation: ₹1.38m
Dinesh Khara (57yo)
Director
- Tenure: 3.4yrs
Rajnish Kumar (60yo)
Chairman of the Board
- Tenure: 1.7yrs
Joji Gill (53yo)
Independent Director
- Tenure: 3.3yrs
- Compensation: ₹115.00k
Deepak Amin (52yo)
Independent Director
- Tenure: 1.9yrs
- Compensation: ₹390.00k
Sanjeev Nautiyal (57yo)
MD, CEO & Director
- Tenure: 1.3yrs
- Compensation: ₹4.04m
Raj Bhardwaj (73yo)
Independent Director
- Tenure: 6.4yrs
- Compensation: ₹1.23m
Pierre de de Villeneuve (69yo)
Director
- Tenure: 5.3yrs
Company Information
SBI Life Insurance Company Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: SBI Life Insurance Company Limited
- Ticker: 540719
- Exchange: BSE
- Founded: 2000
- Industry: life and health insurance
- Sector: insurance
- Market Cap: ₹698.600b
- Shares outstanding: 1.00b
- Website: Click here
Number of Employees
Location
- SBI Life Insurance Company Limited
- NATRAJ
- M.V. Road & Western Express Highway Junction
- Mumbai
- Maharashtra
- 400069
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 540719 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Jan 1970 |
| SBILIFE | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Jan 1970 |
Biography
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company’s life insurance business comprises of individual life and group business, including participating, non ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/06/16 12:57 |
| End of Day Share Price | 2019/06/14 00:00 |
| Earnings | 2019/03/31 |
| Annual Earnings | 2019/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.