SBI Life Insurance Company Limited operates as a private life insurance company in India.
Poor track record with weak fundamentals.
Share Price & News
How has SBI Life Insurance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 540719 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 540719 exceeded the Indian Insurance industry which returned 44.6% over the past year.
Return vs Market: 540719 exceeded the Indian Market which returned 9.5% over the past year.
Price Volatility Vs. Market
How volatile is SBI Life Insurance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is SBI Life Insurance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 540719 (₹927.95) is trading above our estimate of fair value (₹123.16)
Significantly Below Fair Value: 540719 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 540719 is poor value based on its PE Ratio (68.7x) compared to the Insurance industry average (53.7x).
PE vs Market: 540719 is poor value based on its PE Ratio (68.7x) compared to the Indian market (13.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 540719's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 540719 is overvalued based on its PB Ratio (10.9x) compared to the IN Insurance industry average (8.3x).
How is SBI Life Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SBI Life Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of 540719’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- SBI Life Insurance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Insurance industry.
How has SBI Life Insurance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 540719 has a high level of non-cash earnings.
Growing Profit Margin: 540719's current net profit margins (2.5%) are lower than last year (3.2%).
Past Earnings Growth Analysis
Earnings Trend: 540719's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: 540719's earnings growth over the past year (7.9%) is below its 5-year average (15% per year).
Earnings vs Industry: 540719 earnings growth over the past year (7.9%) underperformed the Insurance industry 10.3%.
Return on Equity
High ROE: 540719's Return on Equity (15.9%) is considered low.
Return on Assets
Return on Capital Employed
How is SBI Life Insurance's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 540719 has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if 540719's debt is covered by short term assets.
Financial Institutions Analysis
Asset Level: 540719's level of assets compared to its equity is very high.
Allowance for Bad Loans: Insufficient data to determine if 540719 has a sufficient allowance for bad loans.
Low Risk Liabilities: 540719 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 540719 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 540719 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 540719 has an appropriate level of bad loans.
What is SBI Life Insurance's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 540719's dividend (0.22%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.59%).
High Dividend: 540719's dividend (0.22%) is low compared to the top 25% of dividend payers in the Indian market (2.59%).
Stability and Growth of Payments
Stable Dividend: 540719 is not paying a notable dividend for the Indian market, therefore no need to check if payments are stable.
Growing Dividend: 540719 is not paying a notable dividend for the Indian market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: 540719 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 540719's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Sanjeev Nautiyal (58yo)
Mr. Sanjeev Nautiyal is Managing Director, Chief Executive Officer and Director of SBI Life Insurance Company Ltd. since March 10, 2018.
CEO Compensation Analysis
Compensation vs Market: Sanjeev's total compensation ($USD86.45K) is below average for companies of similar size in the Indian market ($USD1.10M).
Compensation vs Earnings: Sanjeev's compensation has increased by more than 20% in the past year.
|MD, CEO & Director||1.9yrs||₹6.21m||no data|
|President of Operations||0yrs||no data||no data|
|Chief Investments Officer||2.8yrs||no data||no data|
|Chief Compliance Officer & Company Secretary||0.6yrs||no data||no data|
|SVP and Chief of Brand & Corporate Communications||0yrs||₹2.96m||no data|
|EVP and Chief of HR & Management Services||2.3yrs||no data||no data|
|President of Actuarial & Risk Management and Chief Risk Officer||0yrs||no data||0.00026% ₹2.4m|
|President of Marketing - Zone I||0yrs||no data||no data|
|President of Marketing - Zone II||0yrs||no data||no data|
Experienced Management: 540719's management team is considered experienced (2.1 years average tenure).
|MD, CEO & Director||1.9yrs||₹6.21m||no data|
|Non-Executive Director||0.5yrs||no data||no data|
|Independent Director||7.1yrs||₹1.48m||no data|
|Independent Director||7.8yrs||₹940.00k||no data|
|Director||1.9yrs||no data||no data|
|Chairman of the Board||2.3yrs||no data||no data|
|Independent Director||2.6yrs||₹310.00k||no data|
|Independent Director||3.9yrs||₹335.00k||no data|
|Non-Executive Director||4.1yrs||no data||no data|
|Independent Director||7.6yrs||₹1.33m||no data|
Experienced Board: 540719's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
SBI Life Insurance Company Limited's company bio, employee growth, exchange listings and data sources
- Name: SBI Life Insurance Company Limited
- Ticker: 540719
- Exchange: BSE
- Founded: 2000
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: ₹927.954b
- Shares outstanding: 1.00b
- Website: https://www.sbilife.co.in
Number of Employees
- SBI Life Insurance Company Limited
- M.V. Road & Western Express Highway Junction
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|540719||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Sep 2017|
|SBILIFE||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Sep 2017|
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company’s life insurance business comprises of individual life and group business, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked insurance products, variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. SBI Life Insurance Company Limited offers its products through multi-channel distribution network comprising a bancassurance channel, including State Bank of India and an individual agent network; and other distribution channels, such as direct sales, as well as sales through corporate agents, brokers, insurance marketing firms, and other intermediaries. The company was founded in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/23 13:28|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.