Snowflake Score | |
---|---|
Valuation | 0/6 |
Future Growth | 0/6 |
Past Performance | 4/6 |
Financial Health | 5/6 |
Dividends | 2/6 |
540719 Stock Overview
SBI Life Insurance Company Limited operates as a private life insurance company in India.
Rewards
Risk Analysis
No risks detected for 540719 from our risk checks.
SBI Life Insurance Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | ₹1,070.75 |
52 Week High | ₹1,293.00 |
52 Week Low | ₹956.85 |
Beta | 0.59 |
1 Month Change | -6.70% |
3 Month Change | -4.56% |
1 Year Change | 10.56% |
3 Year Change | 62.69% |
5 Year Change | n/a |
Change since IPO | 51.24% |
Recent News & Updates
Shareholder Returns
540719 | IN Insurance | IN Market | |
---|---|---|---|
7D | -1.0% | 1.0% | 0.7% |
1Y | 10.6% | -11.7% | 10.6% |
Return vs Industry: 540719 exceeded the Indian Insurance industry which returned -12.5% over the past year.
Return vs Market: 540719 exceeded the Indian Market which returned 9% over the past year.
Price Volatility
540719 volatility | |
---|---|
540719 Average Weekly Movement | 4.7% |
Insurance Industry Average Movement | 5.1% |
Market Average Movement | 7.2% |
10% most volatile stocks in IN Market | 10.0% |
10% least volatile stocks in IN Market | 4.8% |
Stable Share Price: 540719 is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: 540719's weekly volatility (5%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2000 | 18,515 | Mahesh Sharma | https://www.sbilife.co.in |
SBI Life Insurance Company Limited operates as a private life insurance company in India. Its life insurance business comprises of individual life and group business, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. The company also provides accident and disability benefit, level term, and critical illness insurance products.
SBI Life Insurance Fundamentals Summary
540719 fundamental statistics | |
---|---|
Market Cap | ₹1.07t |
Earnings (TTM) | ₹15.06b |
Revenue (TTM) | ₹829.57b |
71.1x
P/E Ratio1.3x
P/S RatioIs 540719 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
540719 income statement (TTM) | |
---|---|
Revenue | ₹829.57b |
Cost of Revenue | ₹773.37b |
Gross Profit | ₹56.20b |
Other Expenses | ₹41.14b |
Earnings | ₹15.06b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 15.05 |
Gross Margin | 6.77% |
Net Profit Margin | 1.82% |
Debt/Equity Ratio | 0.0% |
How did 540719 perform over the long term?
See historical performance and comparisonDividends
0.2%
Current Dividend Yield13%
Payout RatioValuation
Is SBI Life Insurance undervalued compared to its fair value and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
71.13x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 540719 (₹1070.75) is trading above our estimate of fair value (₹138.37)
Significantly Below Fair Value: 540719 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 540719 is poor value based on its PE Ratio (71.1x) compared to the Indian Insurance industry average (69.5x).
PE vs Market: 540719 is poor value based on its PE Ratio (71.1x) compared to the Indian market (20.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 540719's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 540719 is overvalued based on its PB Ratio (9.2x) compared to the IN Insurance industry average (6.7x).
Future Growth
How is SBI Life Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
31.4%
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SBI Life Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has SBI Life Insurance performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
5.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 540719 has high quality earnings.
Growing Profit Margin: 540719's current net profit margins (1.8%) are higher than last year (1.8%).
Past Earnings Growth Analysis
Earnings Trend: 540719's earnings have grown by 5.4% per year over the past 5 years.
Accelerating Growth: 540719's earnings growth over the past year (3.4%) is below its 5-year average (5.4% per year).
Earnings vs Industry: 540719 earnings growth over the past year (3.4%) exceeded the Insurance industry -13.7%.
Return on Equity
High ROE: 540719's Return on Equity (13%) is considered low.
Financial Health
How is SBI Life Insurance's financial position?
Financial Health Score
5/6Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: 540719's short term assets (₹76.2B) exceed its short term liabilities (₹51.3B).
Long Term Liabilities: 540719's short term assets (₹76.2B) do not cover its long term liabilities (₹2,565.8B).
Debt to Equity History and Analysis
Debt Level: 540719 is debt free.
Reducing Debt: 540719 has not had any debt for past 5 years.
Debt Coverage: 540719 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: 540719 has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Dividend
What is SBI Life Insurance current dividend yield, its reliability and sustainability?
Dividend Score
1/6Dividend Score 1/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
0.19%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 540719's dividend (0.19%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.37%).
High Dividend: 540719's dividend (0.19%) is low compared to the top 25% of dividend payers in the Indian market (1.61%).
Stability and Growth of Payments
Stable Dividend: 540719 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: 540719 has only been paying a dividend for 4 years, and since then payments have not increased.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (13.3%), 540719's dividend payments are thoroughly covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (0.9%), 540719's dividend payments are thoroughly covered by cash flows.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.8yrs
Average management tenure
CEO
Mahesh Sharma (56 yo)
2yrs
Tenure
₹4,309,000
Compensation
Mr. Mahesh Kumar Sharma serves as Managing Director, Chief Executive Officer and Director at SBI Life Insurance Company Ltd. since May 9, 2020 and served as its Deputy Chief Executive Officer since April 8...
CEO Compensation Analysis
Compensation vs Market: Mahesh's total compensation ($USD55.35K) is below average for companies of similar size in the Indian market ($USD1.21M).
Compensation vs Earnings: Insufficient data to compare Mahesh's compensation with company performance.
Leadership Team
Experienced Management: 540719's management team is considered experienced (2.8 years average tenure).
Board Members
Experienced Board: 540719's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
SBI Life Insurance Company Limited's employee growth, exchange listings and data sources
Key Information
- Name: SBI Life Insurance Company Limited
- Ticker: 540719
- Exchange: BSE
- Founded: 2000
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: ₹1.071t
- Shares outstanding: 1.00b
- Website: https://www.sbilife.co.in
Number of Employees
Location
- SBI Life Insurance Company Limited
- NATRAJ
- M. V. Road
- Mumbai
- Maharashtra
- 400069
- India
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/05/17 00:00 |
End of Day Share Price | 2022/05/17 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2022/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.