TruCap Finance Valuation

Is TRU undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TRU when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate TRU's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate TRU's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TRU?

Key metric: As TRU is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for TRU. This is calculated by dividing TRU's market cap by their current earnings.
What is TRU's PE Ratio?
PE Ratio	19.7x
Earnings	₹107.50m
Market Cap	₹2.12b

TRU key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does TRU's PE Ratio compare to its peers?

The above table shows the PE ratio for TRU vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	35.3x
538476 Capital Trade Links	27.8x	n/a	₹2.8b
DELPHIFX Delphi World Money	23.5x	n/a	₹2.5b
540175 Regency Fincorp	67x	n/a	₹1.8b
505850 Mangal Credit and Fincorp	22.8x	n/a	₹2.8b
TRU TruCap Finance	19.7x	n/a	₹2.1b

Price-To-Earnings vs Peers: TRU is good value based on its Price-To-Earnings Ratio (19.7x) compared to the peer average (35.3x).

Price to Earnings Ratio vs Industry

How does TRU's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap
523384 Maha Rashtra Apex	0.7x	n/a	US$27.60m

No more companies available in this PE range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: TRU is good value based on its Price-To-Earnings Ratio (19.7x) compared to the Indian Consumer Finance industry average (22.8x).

Price to Earnings Ratio vs Fair Ratio

What is TRU's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TRU PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	19.7x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TRU's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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